4 Elm Street, Oxford MA 01540
Oxford, MA 01540
$599,900
Est. $3,714/month
About this home
Don't miss out on this very unique property! The main house features 8 rooms, 4 bedrooms, a formal dining room, a large living room, a den/office and a laundry room! The gorgeous apartment features 4 rooms and 1 bedroom. The layout can easily be re-configured which would allow the apartment to have 2 bedrooms! There are gleaming hardwood floors throughout the majority of the home and apartment! Updates include the roof - approx. 6 years ago, siding approx. 12 years ago and windows approx. 10 years ago! You'll love sitting out on your composite porch which overlooks the very large side yard and back yard! The location is a commuter's dream...only minutes to I-395 and many major routes! You can also walk to all of the downtown events including all the events at the Bandstand!
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Pending Sale
Jul 27, 2026
Offer accepted, sale pending
Back On Market
Jun 29, 2026
Active
Pending Sale
Jun 27, 2026
Offer accepted, sale pending
Listed for Sale
Jun 23, 2026
$599,900
Original listing
Agent: Kevin O Connor
Office: Kevin O'Connor Real Estate Professionals, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/27/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 06/29/2026 | • Back On Market | - | - | - | Active |
| 06/27/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 06/23/2026 | 🏠 Listed for Sale | $599,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,766 | $471,500 |
Financial Details
Annual Property Tax
$5,766
Tax Year 2026
Assessed Value
$471,500
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1877
Living Area
2,622 sq ft
Lot Size
0.26 acres
Bedrooms
5
Full Baths
2
Half Baths
1
Total Rooms
12
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
$1,200/mo · Y
Total Monthly Rent
$1,200/mo
Gross Income
$14,400
Net Operating Income
$14,400
Cap Rate
2.40%
Interior
Heating
Steam, Oil
Cooling
None
Flooring
None
Appliances
Range, Dishwasher, Microwave, Refrigerator
Fireplace
None
Basement
Full, Bulkhead
Laundry
None
Features
Walk-up Attic, Living Room, Dining Room, Kitchen, Laundry Room, Office/den
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
2
Has Garage
Yes
Features
Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Private Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,766
Assessed Value
$471,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Mini Split In Kitchen Of Main House Does Not Work. Shared Driveway. 2 Year Lease For Apartment Stays With Sale. Passing Title 5 With A Large Cesspool. Town Field Card Lists Property As Having 4 Bedrooms.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
32 days
Property Overview
Property Type
Multi Family
Listing Type
Sale Pending
Year Built
1877
Bedrooms
5
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,622 sq ft
Total Rooms
12
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,622 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Walk-Up Attic, Living Room, Dining Room, Kitchen, Laundry Room, Office/Den
Windows:
Basement:
Full, Bulkhead
Laundry:
Security:
Construction & Materials
Year Built:
1877
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Steam, Oil
Cooling:
Hot Water:
Oil, Tank
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Oxford School District local
D
School Safety
2024-25
5.3%
Above Average
4.0%
Suspensions
0.2%
In-School
0.1%
Expulsions
1.2%
Emergency
0.2% below state avg
Elementary Schools
3 schools
Alfred M Chaffee School
1.0 mi
313 students
Moderate
Grades K-02
B-
Clara Barton School
2.1 mi
|
#472 of 824
|
Score: 45.4
Improved 145 spots from last year
-12.8 below state avg
307 students
Moderate
Rising School
Grades 03-05
B-
Heritage School
3.8 mi
|
#483 of 824
|
Score: 45.3
Dropped 38 spots from last year
-13 below state avg
425 students
Moderate
Grades 02-04
Middle Schools
3 schools
C
Oxford Middle School
1.1 mi
|
#259 of 352
|
Score: 35.7
Improved 1 spots from last year
-22.5 below state avg
385 students
Moderate
Grades 06-08
B-
Charlton Middle School
3.9 mi
|
#204 of 352
|
Score: 40.4
Improved 6 spots from last year
-17.8 below state avg
631 students
Moderate
Grades 05-08
B
Auburn Middle School
4.3 mi
|
#154 of 352
|
Score: 44.2
Dropped 12 spots from last year
-14 below state avg
628 students
Moderate
Grades 06-08
High Schools
2 schools
C-
Oxford High School
1.1 mi
|
#289 of 346
|
Score: 41.6
Dropped 81 spots from last year
-16.6 below state avg
453 students
Diverse
13 sports
• 492 athletes
College Ready Curriculum
Grades PK-12
B+
Bay Path Regional Vocational Technical High School
4.8 mi
|
#108 of 346
|
Score: 59.6
Improved 46 spots from last year
+1.4 above state avg
1,188 students
Moderate
16 sports
• 1,094 athletes
High Graduation Rate
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$481
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
4 Elm Street, Oxford MA 01540
Oxford, MA 01540
Listing Information
Listing Agent
Kevin O Connor
Listing Office
Kevin O'Connor Real Estate Professionals, Inc.
Office Phone
508-509-3825
Agent MLS ID
K9500776
Office MLS ID
AN7119
Listing Data Updated
Jul 27, 2026 3:57 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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