399 Main St, Oxford MA 01540

Oxford, MA 01540
$414,500
$349,900
Est. $2,417/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
3
Baths
2,720
Sq Ft
$129
Price/Sq Ft
0.55
Acres
1992
Year Built
2
Garage Spaces
160
Days on Market
Sale Pending Price Drop -$64,600 Listed Mar 16, 2026 • MLS# 73487169 Copied! • Updated Aug 26, 2026

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About this home

Awesome property set back from the main street. Private rolling rear accented by patio, decks, and sun porch. Interior features 3 living levels. The main level offers an open kitchen and skylighted living room. Located upstairs is the main suite with double closets and jetted tub bathroom. Lower level recreation area with wet bar. Commute via Route 12 and nearby I-395.

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
15.6%
Price Range

Property Timeline

Pending Sale
Aug 24, 2026
Offer accepted, sale pending
Price Reduced
Jul 31, 2026
$349,900 $39,100 (-10.05%)
From $389,000 to $349,900 (-10.1%)
👁️
Showing Instructions Updated
Jul 29, 2026
New showing requirements
Back On Market
Jul 29, 2026
Active
📋
Status: Active under contract
May 21, 2026
Active → Active Under Contract
Pending Sale
May 13, 2026
Offer accepted, sale pending
👁️
Showing Instructions Updated
May 12, 2026
New showing requirements
Price Reduced
Apr 30, 2026
$389,000 $25,500 (-6.15%)
From $414,500 to $389,000 (-6.2%)
🏠
Listed for Sale
Mar 16, 2026
$414,500
Original listing
Agent: Michael Madulka Office: Quinsigamond Realty

Tax History

Year Taxes Assessment
2025 $5,371 $423,900

Financial Details

Annual Property Tax
$5,371
Tax Year 2025
Assessed Value
$423,900

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1992
Living Area 2,720 sq ft
Lot Size 0.55 acres
Bedrooms 4
Full Baths 3
Total Rooms 7

Interior

Heating Baseboard, Oil
Cooling Wall Unit(s)
Flooring Wood, Tile, Carpet, Other
Appliances Water Heater
Fireplace None
Fireplaces 1
Basement Full, Partially Finished
Laundry None
Features None

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Deck, Pool - Above Ground
Pool Above Ground
Spa None
Fencing None
Patio/Porch Deck
Garage Spaces 2
Has Garage Yes
Features Attached, Paved Drive, Off Street
Total Spaces 4
Electric None
Water Public
Sewer Private Sewer
Gas None
Other None
Annual Tax $5,371
Assessed Value $423,900
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint None, Unknown
Seller Disclosures Sold As-is. Seller Has No Knowledge Of History. Seller Will Not Provide A Smoke/co Cert. Seller Will Not Provide An Updated Septic Title 5 Report. Seller Will Not Repair. Seller Will Not Activate Any Utilities That Are Not Already On. No Sight Unseen Offers, Buyer Must View Property.
Exclusions No Changes To The Sellers Addendum/P&S. Buyer Must Return P&S Within 24 Hours Or Seller May Cancel.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures Buyers, agents, verify all info to your own satisfaction. Basement SF estimated from public record.
Documents None
County Worcester
Total market time (incl. prior listings) 106 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1992
Bedrooms
4
Full Bathrooms
3
Living Area
2,720 sq ft
Total Rooms
7
Levels
Multi/Split

Floor Layout

Interior Features

Flooring: Wood, Tile, Carpet, Other
Appliances: Water Heater
Interior Features:
Windows:
Basement: Full, Partially Finished
Laundry:
Security:

Construction & Materials

Year Built: 1992
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: Wall Unit(s)
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Pool - Above Ground
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Gentle Sloping
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached, Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type:
Pool: Private Pool
Pool Features: Above Ground
View: Yes
View Type: Scenic View(s)
Community Amenities: Shopping, Park

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $448
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

399 Main St, Oxford MA 01540

Oxford, MA 01540

Listing Information

Listing Agent Michael Madulka
Listing Office Quinsigamond Realty
Office Phone 508-798-2020
Agent MLS ID H0202020
Office MLS ID H62400
Listing Data Updated Aug 26, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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