FeaturesFlooring - Stone/Ceramic Tile, Lighting - Overhead
LevelSecond
390 State St, Amherst MA 01002
Amherst, MA 01002
$485,000
$450,000
Est. $3,021/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
OPEN HOUSE CANCELLED, OFFER ACCEPTED. Opportunity knocks with this spacious home in desirable North Amherst location! Tenants on lease through May 2027 make this a turnkey rental property w/ long-term potential for future owner occupancy. This well-maintained & updated 4 bedroom, 2 bathroom home offers lots of flexible living space inside & out! Main level features a large living room, eat-in kitchen, separate dining room, 2 generously sized bedrooms & full bath. Lower level includes 2 addt'l bedrooms, second full bath, office space, laundry/storage room & plenty of closets throughout. Outside you'll find an oversized garage/barn plus shed with exceptional storage, workshop or additional income. More parking in driveway, too! Enjoy lovely natural surroundings from deck overlooking the backyard. Quiet street with public transportation nearby & convenient access to UMass, Amherst College, Puffers Pond, Cushman Market & downtown. Now is your chance to own this rare combination of convenience, privacy & long-term investment!
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
7.2%
Price Range
Property Timeline
Agent Changed
Sep 11, 2026
Heather Ferrari → Heather Ferrari Homes Team
Agent: Heather Ferrari Homes Team
Status: Active under contract
Aug 30, 2026
Active → Active Under Contract
Pending Sale
Aug 29, 2026
Offer accepted, sale pending
Price Reduced
Jul 20, 2026
$450,000
$35,000
(-7.22%)
From $485,000 to $450,000 (-7.2%)
Listed for Sale
May 14, 2026
$485,000
Original listing
Agent: Heather Ferrari
Office: William Raveis R.E. & Home Services
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/11/2026 | 👤 Agent Changed | - | - | - | Heather Ferrari → Heather Ferrari Homes Team |
| 08/30/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/29/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/20/2026 | ↓ Price Reduced | $450,000 | $35,000 | - | From $485,000 to $450,000 (-7.2%) |
| 05/14/2026 | 🏠 Listed for Sale | $485,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,549 | $387,300 |
Financial Details
Annual Property Tax
$6,549
Tax Year 2026
Assessed Value
$387,300
Facts & Features
2 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1970
Living Area
2,248 sq ft
Lot Size
0.75 acres
Bedrooms
4
Full Baths
2
Total Rooms
7
Interior
Heating
Electric Baseboard
Cooling
Window Unit(s)
Flooring
Vinyl, Hardwood, Stone / Slate, Flooring - Vinyl
Appliances
Electric Water Heater, Water Heater, Range, Refrigerator
Fireplace
None
Basement
Full, Finished, Interior Entry
Laundry
Flooring - Vinyl, First Floor, Electric Dryer Hookup
Features
Home Office, Bonus Room, Internet Available - Broadband
Exterior
Construction
Frame
Architecture
Raised Ranch
Roof
Shingle
Features
Deck, Garden
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Garage Spaces
2
Has Garage
Yes
Features
Detached, Workshop In Garage, Garage Faces Side, Off Street, Paved
Total Spaces
12
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Private Sewer
Gas
None
Other
For Electric Range, For Electric Dryer
Financial
Annual Tax
$6,549
Assessed Value
$387,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Tenants On Lease Through 5/31/27. As Of June 2026, Rent Is $4000/mo Plus Utilities. Title V Inspection Not Done Yet. Cooling Is One Wall Mounted A/c Unit.
Additional Details
Possession
None
Accepted Financing
Seller W/participate
Structure Type
[]
House Color
Green
Sq Ft Source
Public Record
Documents
None
County
Hampshire
Total market time (incl. prior listings)
121 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1970
Bedrooms
4
Full Bathrooms
2
Living Area
2,248 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,248 sq ft above grade
FeaturesCloset, Flooring - Hardwood
LevelSecond
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Laminate, Lighting - Pendant
LevelSecond
FeaturesSkylight, Ceiling Fan(s), Flooring - Wood, Exterior Access, Lighting - Overhead
LevelSecond
FeaturesCloset, Flooring - Stone/Ceramic Tile, Flooring - Wall to Wall Carpet
LevelSecond
FeaturesCloset, Flooring - Hardwood
LevelSecond
FeaturesFlooring - Vinyl
LevelFirst
FeaturesCloset, Flooring - Vinyl
LevelFirst
FeaturesCloset, Flooring - Vinyl
LevelFirst
FeaturesBathroom - 3/4, Bathroom - With Shower Stall, Flooring - Vinyl
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Hardwood, Stone / Slate, Flooring - Vinyl
Appliances:
Electric Water Heater, Water Heater, Range, Refrigerator
Interior Features:
Home Office, Bonus Room, Internet Available - Broadband
Windows:
Basement:
Full, Finished, Interior Entry
Laundry:
Flooring - Vinyl, First Floor, Electric Dryer Hookup
Security:
Construction & Materials
Style:
Raised Ranch
Year Built:
1970
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Electric Baseboard
Heating Zones:
9
Cooling:
Window Unit(s)
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck, Garden
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Cleared, Sloped
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
12
Parking Features:
Detached, Workshop in Garage, Garage Faces Side, Off Street, Paved
Nearby Schools
School District
Amherst-Pelham School District local
School Safety
2024-25
0.3%
Low
0.3%
Suspensions
0.7%
In-School
5.2% below state avg
Elementary Schools
3 schools
C+
Wildwood Elementary School
2.1 mi
|
#582 of 825
|
Score: 41.6
Dropped 341 spots from last year
-16.6 below state avg
288 students
Very Diverse
Diverse Student Body
Grades K-06
C
Fort River Elementary School
3.0 mi
|
#599 of 825
|
Score: 40.7
Dropped 299 spots from last year
-17.5 below state avg
365 students
Diverse
Diverse Student Body
Grades K-06
A-
Leverett Elementary School
3.2 mi
|
#224 of 825
|
Score: 53.6
Improved 349 spots from last year
-4.6 below state avg
135 students
Less Diverse
Rising School
Strong Attendance
Grades PK-06
Middle Schools
1 school
A-
Amherst Regional Middle School
2.3 mi
|
#96 of 352
|
Score: 50.2
Improved 31 spots from last year
-8 below state avg
375 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
High Schools
1 school
A-
Amherst Regional High School
2.6 mi
|
#92 of 346
|
Score: 61.5
Improved 105 spots from last year
+3.3 above state avg
808 students
Diverse
19 sports
• 1,680 athletes
Strong AP Program
Rising School
College Ready Curriculum
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$546
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
390 State St, Amherst MA 01002
Amherst, MA 01002
Listing Information
Listing Agent
Heather Ferrari Homes Team
Listing Office
William Raveis R.E. & Home Services
Office Phone
413-549-3700
Agent MLS ID
TM364265
Office MLS ID
AN8246
Listing Data Updated
Sep 15, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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