39 Water St, Northampton MA 01053

Northampton, MA 01053 • Leeds
$525,000
Est. $3,402/month
3
Beds
2
Baths
2,292
Sq Ft
$229
Price/Sq Ft
0.25
Acres
1885
Year Built
1
Garage Space
2 hours 10 minutes
Time on Market
Active Open House Listed Jul 31, 2026 • MLS# 73557487 Copied! • Updated Jul 31, 2026

Open House Schedule

02
Aug
Sunday, August 2
10:30 AM - 12:00 PM EDT
01
Aug
Saturday, August 1
10:30 AM - 12:00 PM EDT

About this home

Welcome to this wonderful, turn-key home situated on a peaceful, quiet street. Perfect for investors or buyers looking for a primary residence with rental income. This property features a lovely private backyard, exceptional character throughout, and an incredibly functional detached garage. 1st floor unit is filled with abundant natural light with a formal dining room. Beautiful original hardwood floors pair perfectly with brand-new modern vinyl plank flooring. The living room includes a craftsman built-in cabinet. The eat-in kitchen has a custom built-in bench with kitchen table included. There is also a conveniently located, in-unit laundry room along with a sun-filled 3 season front porch, ready for your exercise or office needs, or a perfect spot to relax. The 2nd floor unit offers a comfortable floor plan featuring two bedrooms, living room, larger kitchen, laundry room and a fully enclosed first floor porch entryway. Enjoy a private, peaceful backyard for outdoor activities and gardening. Some replacement windows, central air on first floor.

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 31, 2026
$525,000
Original listing
Agent: The Neilsen Team Office: The Neilsen Team

Tax History

Year Taxes Assessment
2025 $6,572 $471,800

Financial Details

Annual Property Tax
$6,572
Tax Year 2025
Assessed Value
$471,800

Facts & Features

1 Car Garage

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1885
Living Area 2,292 sq ft
Lot Size 0.25 acres
Bedrooms 3
Full Baths 2
Total Rooms 8

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent $950/mo · Y
Total Monthly Rent $950/mo
Gross Income $11,400
Net Operating Income $11,400
Cap Rate 2.17%
Heating Natural Gas
Cooling None
Flooring Vinyl, Hardwood
Appliances Range, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement None
Laundry None
Features Living Room, Dining Room, Kitchen, Laundry Room
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Enclosed
Garage Spaces 1
Has Garage Yes
Features None
Total Spaces 5
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $6,572
Assessed Value $471,800
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Kitchen Set Staying. Chairs In Living Room Staying.
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Documents None
County Hampshire

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1885
Bedrooms
3
Full Bathrooms
2
Living Area
2,292 sq ft
Total Rooms
8
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Vinyl, Hardwood
Appliances: Range, Microwave, Refrigerator, Washer, Dryer
Interior Features: Living Room, Dining Room, Kitchen, Laundry Room
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1885
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 2

Heating, Cooling & Utilities

Heating: Natural Gas
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Enclosed
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 5
Parking Features:
School District
Northampton School District local
B
School Safety 2024-25
2.0% Average
1.4% Suspensions 1.7% In-School 0.6% Emergency
3.5% below state avg
E

Elementary Schools

3 schools
B
Leeds School
0.3 mi | #335 of 824 | Score: 49.7
Dropped 71 spots from last year
-8.5 below state avg
253 students Moderate
Grades PK-05
C+
R.K. Finn Ryan Road Elementary School
2.5 mi | #574 of 824 | Score: 42.1
Dropped 74 spots from last year
-16.1 below state avg
231 students Moderate
Grades K-05
A-
Anne T. Dunphy School
3.0 mi | #241 of 824 | Score: 52.8
Dropped 225 spots from last year
-5.4 below state avg
111 students Less Diverse
Grades PK-06
M

Middle Schools

1 school
B+
John F Kennedy Middle School
1.4 mi | #133 of 352 | Score: 46.1
Improved 59 spots from last year
-12.1 below state avg
577 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
C-
Smith Vocational and Agricultural High School
2.7 mi | #282 of 346 | Score: 43.2
Dropped 86 spots from last year
-15 below state avg
587 students Moderate
15 sports • 542 athletes
Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
A-
Northampton High School
3.3 mi | #86 of 346 | Score: 61.4
Improved 199 spots from last year
+3.2 above state avg
875 students Moderate
19 sports • 1,196 athletes
Strong AP Program High Graduation Rate Rising School Strong Athletics
Grades 09-12
Community Enterprises, Inc.
4.8 mi
Grades 11-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $548
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

Leeds

39 Water St, Northampton MA 01053

Northampton, MA 01053

Listing Information

Listing Agent The Neilsen Team
Listing Office The Neilsen Team
Office Phone 413-313-4465
Agent MLS ID TM351531
Office MLS ID AN9124
Listing Data Updated Jul 31, 2026 11:59 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
Douglas Elliman
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Northampton, MA

Real-time market trends and pricing data for this area

Loading market insights for Northampton.
39 Water St, Northampton MA 01053 - Photo 1 39 Water St, Northampton MA 01053 - Photo 2 39 Water St, Northampton MA 01053 - Photo 3 39 Water St, Northampton MA 01053 - Photo 4 39 Water St, Northampton MA 01053 - Photo 5 39 Water St, Northampton MA 01053 - Photo 6 39 Water St, Northampton MA 01053 - Photo 7 39 Water St, Northampton MA 01053 - Photo 8 39 Water St, Northampton MA 01053 - Photo 9 39 Water St, Northampton MA 01053 - Photo 10 39 Water St, Northampton MA 01053 - Photo 11 39 Water St, Northampton MA 01053 - Photo 12 39 Water St, Northampton MA 01053 - Photo 13 39 Water St, Northampton MA 01053 - Photo 14 39 Water St, Northampton MA 01053 - Photo 15 39 Water St, Northampton MA 01053 - Photo 16 39 Water St, Northampton MA 01053 - Photo 17 39 Water St, Northampton MA 01053 - Photo 18 39 Water St, Northampton MA 01053 - Photo 19 39 Water St, Northampton MA 01053 - Photo 20 39 Water St, Northampton MA 01053 - Photo 21 39 Water St, Northampton MA 01053 - Photo 22 39 Water St, Northampton MA 01053 - Photo 23 39 Water St, Northampton MA 01053 - Photo 24 39 Water St, Northampton MA 01053 - Photo 25 39 Water St, Northampton MA 01053 - Photo 26 39 Water St, Northampton MA 01053 - Photo 27 39 Water St, Northampton MA 01053 - Photo 28 39 Water St, Northampton MA 01053 - Photo 29 39 Water St, Northampton MA 01053 - Photo 30 39 Water St, Northampton MA 01053 - Photo 31 39 Water St, Northampton MA 01053 - Photo 32 39 Water St, Northampton MA 01053 - Photo 33 39 Water St, Northampton MA 01053 - Photo 34 39 Water St, Northampton MA 01053 - Photo 35 39 Water St, Northampton MA 01053 - Photo 36 39 Water St, Northampton MA 01053 - Photo 37 39 Water St, Northampton MA 01053 - Photo 38 39 Water St, Northampton MA 01053 - Photo 39 39 Water St, Northampton MA 01053 - Photo 40
BMN Boston Real Estate

BMN Boston Real Estate

Douglas Elliman

Your message will be sent to BMN Boston Real Estate.

Schedule a Tour