39 Fort Hill Terrace, Northampton MA 01060

Northampton, MA 01060
$599,000
Est. $3,738/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
1,532
Sq Ft
$391
Price/Sq Ft
0.08
Acres
1900
Year Built
1
Garage Space
23
Days on Market
Sale Pending Listed Jul 27, 2026 • MLS# 73555229 Copied! • Updated Aug 21, 2026

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About this home

Welcome home to this immaculate 3-bedroom, 2-bath Cape, tucked away on a desirable, quiet street less than half a mile from downtown. A spacious 3-season front porch sets the tone for the warmth and character found throughout. With many improvements made in the last 12 years, including updated electrical and plumbing and all new Anderson windows, this home blends classic charm with modern efficiency. Gleaming hardwood floors flow through much of the main level, complemented by tile and wood in the remaining spaces. An efficient Bosch natural gas heat and hot water system, along with extensive insulation, keep the home comfortable and cost-effective year-round. The beautifully renovated kitchen features a gas stove with double ovens, granite countertops, and a spacious island with seating for stools, plus ample cabinets for storage. From here, step through the rear mudroom to a sweet back deck, or, if you like, relax on the patio. Rounding out the main level, French doors separate the dining room and nice-sized living room. There's a full bath with shower, too! As you head up, don't miss the thoughtfully placed washer and dryer, tucked into a closet off the landing for everyday convenience. Upstairs, you'll find three bedrooms, including one with a walk-in closet, plus a beautifully tiled full bath with a deep jetted soaking tub, ideal for unwinding after a long day. The finished basement with tiled floors includes a generous space for a workout or rec area, and a dedicated workshop, ready for however you like to spend your time. This is more than a house — it's a beautiful place to call home. Showings start immediately; open houses Thursday 7/30 from 4:30-6pm and Sunday 8/2 from 11am-1pm.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Aug 7, 2026
Active → Active Under Contract
Pending Sale
Aug 7, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Jul 27, 2026
$599,000
Original listing
Agent: Rachel Simpson Office: 5 College REALTORS® Northampton

Tax History

Year Taxes Assessment
2026 $6,110 $447,000

Financial Details

Annual Property Tax
$6,110
Tax Year 2026
Assessed Value
$447,000

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 1,532 sq ft
Lot Size 0.08 acres
Bedrooms 3
Full Baths 2
Total Rooms 7

Interior

Heating Hot Water, Natural Gas
Cooling Window Unit(s)
Flooring Wood, Tile, Hardwood
Appliances Gas Water Heater, Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Full, Partially Finished, Bulkhead
Laundry First Floor, Electric Dryer Hookup, Washer Hookup
Features Internet Available - Broadband, High Speed Internet

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Porch - Enclosed, Deck, Patio, Rain Gutters, Screens
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed, Deck, Patio
Garage Spaces 1
Has Garage Yes
Features Detached, Paved Drive, Off Street
Total Spaces 3
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer, Washer Hookup
Annual Tax $6,110
Assessed Value $447,000
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Garage As-is. Owner Has Never Used Fireplace. Roof Age Unknown; Owner Estimates It Is 10-15 Years Old.
Possession None
Accepted Financing None
Structure Type []
House Color beige
Sq Ft Source Measured
Sq Ft Disclosures Floor plan measurements are highly reliable but not guaranteed.
Documents None
County Hampshire
Total market time (incl. prior listings) 25 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1900
Bedrooms
3
Full Bathrooms
2
Living Area
1,532 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Wood, Tile, Hardwood
Appliances: Gas Water Heater, Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Internet Available - Broadband, High Speed Internet
Windows: Insulated Windows, Screens
Basement: Full, Partially Finished, Bulkhead
Laundry: First Floor, Electric Dryer Hookup, Washer Hookup
Security: Security System

Construction & Materials

Style: Cape
Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Brick/Mortar

Heating, Cooling & Utilities

Heating: Hot Water, Natural Gas
Heating Zones: 2
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch - Enclosed, Deck, Patio, Rain Gutters, Screens
Patio & Porch: Porch - Enclosed, Deck, Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 3
Parking Features: Detached, Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Bike Path, Highway Access, House of Worship, Private School, Public School, T-Station, University
School District
Northampton School District local
B-
School Safety 2024-25
2.0% Average
1.4% Suspensions 1.7% In-School 0.6% Emergency
3.5% below state avg
E

Elementary Schools

10 schools
Campus School of Smith College
0.7 mi
Grades K-06
Clarke School
0.7 mi
Grades PK-12
Clarke School for the Deaf Northampton
0.7 mi
Grades PK-10
New Directions School
0.7 mi
Grades 04-12
Cutchins Program
0.7 mi
Grades K-12
Lander Grinspoon Academy
1.1 mi
Grades K-06
C
Bridge Street School
0.8 mi | #610 of 825 | Score: 40.0
Improved 126 spots from last year
-18.2 below state avg
273 students Diverse
Rising School Diverse Student Body
Grades PK-05
Montessori School of Northampton
1.3 mi
Grades PK-05
B
Jackson Street School
1.6 mi | #342 of 825 | Score: 49.2
Dropped 108 spots from last year
-9 below state avg
253 students Diverse
Grades K-05
C+
R.K. Finn Ryan Road Elementary School
3.0 mi | #572 of 825 | Score: 42.3
Dropped 72 spots from last year
-15.9 below state avg
220 students Moderate
Grades K-05
M

Middle Schools

1 school
B+
John F Kennedy Middle School
3.1 mi | #133 of 352 | Score: 45.9
Improved 59 spots from last year
-12.3 below state avg
570 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
Community Enterprises, Inc.
0.5 mi
Grades 11-12
A-
Northampton High School
1.1 mi | #87 of 346 | Score: 62.1
Improved 198 spots from last year
+3.9 above state avg
846 students Moderate
19 sports • 1,196 athletes
Strong AP Program High Graduation Rate Rising School Strong Athletics
Grades 09-12
C-
Smith Vocational and Agricultural High School
1.7 mi | #285 of 346 | Score: 42.9
Dropped 89 spots from last year
-15.3 below state avg
589 students Moderate
15 sports • 542 athletes
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $509
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

39 Fort Hill Terrace, Northampton MA 01060

Northampton, MA 01060

Listing Information

Listing Agent Rachel Simpson
Listing Office 5 College REALTORS® Northampton
Office Phone 413-585-8555
Agent MLS ID CN207786
Office MLS ID AN4474
Listing Data Updated Aug 21, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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