39 E Charlton Rd, Spencer MA 01562
Spencer, MA 01562
$415,000
Est. $2,604/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to 39 E Charlton Rd in Spencer, a cozy ranch set on over three acres of land. This recently updated home has been lovingly maintained by the same family for decades. Enter the home through the new mud room from your one car garage. The large, recently remodeled kitchen/dining room combo sits ready to host warm family dinners for years to come. The kitchen/dining room opens into a large family room complete with hardwood floors, fireplace and a large picture window. Two cozy bedrooms and a full bath complete the first floor. The partially finished, walkout basement also contains a fireplace and would be great for a playroom or bonus room. Don't let this rare, single level home in a country setting slip by. Schedule a showing today!
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Property History
Property Timeline
Listed for Sale
Sep 25, 2026
$415,000
Original listing
Office: Champion Real Estate, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/25/2026 | 🏠 Listed for Sale | $415,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,661 | $333,400 |
Financial Details
Annual Property Tax
$3,661
Tax Year 2026
Assessed Value
$333,400
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1954
Living Area
1,092 sq ft
Lot Size
3.02 acres
Bedrooms
2
Full Baths
1
Total Rooms
4
Interior
Heating
Baseboard, Oil
Cooling
Window Unit(s)
Flooring
Wood, Tile
Appliances
Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Fireplaces
1
Basement
Partially Finished
Laundry
Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Conventional (2x4-2x6)
Architecture
Ranch
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached
Total Spaces
5
Utilities
Electric
220 Volts
Water
Private
Sewer
Private Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$3,661
Assessed Value
$333,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyer/buyers Agent To Perform Due Diligence. Information Obtained From Seller And Public Record And Should Be Verified
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Beige
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1954
Bedrooms
2
Full Bathrooms
1
Living Area
1,092 sq ft
Total Rooms
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,092 sq ft above grade
300 sq ft below grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Partially Finished
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Ranch
Year Built:
1954
Structure Type:
Exterior Materials:
Conventional (2x4-2x6)
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Private
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
5
Parking Features:
Attached
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Nearby Schools
School District
Spencer-East Brookfield School District local
F
Elementary Schools
3 schools
C-
Wire Village School
3.2 mi
|
#668 of 825
|
Score: 37.5
Improved 5 spots from last year
-20.7 below state avg
461 students
Diverse
Grades K-04
C-
East Brookfield Elementary School
3.2 mi
|
#725 of 825
|
Score: 33.9
Dropped 262 spots from last year
-24.3 below state avg
254 students
Moderate
Strong Attendance
Grades PK-06
Leicester Integrated Preschool
4.5 mi
63 students
Moderate
Grades PK
Middle Schools
2 schools
D
Knox Trail Middle School
1.8 mi
|
#327 of 352
|
Score: 28.7
Dropped 50 spots from last year
-29.5 below state avg
407 students
Diverse
Grades 05-08
C+
Leicester Middle School
4.5 mi
|
#226 of 352
|
Score: 38.6
Improved 5 spots from last year
-19.6 below state avg
401 students
Diverse
Grades 05-08
High Schools
2 schools
C
David Prouty High School
2.3 mi
|
#253 of 346
|
Score: 47.0
Dropped 8 spots from last year
-11.2 below state avg
321 students
Moderate
13 sports
• 482 athletes
Strong AP Program
Career Tech Programs
College Ready Curriculum
Grades 09-12
B
Leicester High School
4.4 mi
|
#163 of 346
|
Score: 54.7
Dropped 3 spots from last year
-3.5 below state avg
409 students
Diverse
14 sports
• 674 athletes
Strong AP Program
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$305
Homeowners Insurance
$200
PMI (if <20% down)
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Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
39 E Charlton Rd, Spencer MA 01562
Spencer, MA 01562
Listing Information
Listing Agent
Christopher Bishop
Listing Office
Champion Real Estate, Inc.
Office Phone
508-755-6545
Agent MLS ID
CN201027
Office MLS ID
K95636
Listing Data Updated
Sep 25, 2026 11:11 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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