39 Cady St, Billerica MA 01821

Billerica, MA 01821
$600,000
Est. $3,821/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2
Baths
2,072
Sq Ft
$290
Price/Sq Ft
0.34
Acres
1910
Year Built
5
Parking
New today
Time on Market
For Sale Listed Oct 28, 2026 • MLS# 73596250 Copied! • Updated Oct 28, 2026

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About this home

Don’t miss this opportunity in Billerica: a two-family home on a corner lot of approximately 15,002 sq ft (0.34 acres), with one of the larger yards in the neighborhood. The property needs work and is well suited to an investor, contractor or owner-occupant who is ready to renovate and build equity.The corner lot is the standout feature. The yard is mostly level and open, with mature shade trees, lots of space to move, and a picket fence. Each unit has its own driveway and entrance, with 3 off-street spaces beside Unit 1 and a separate 2-car driveway for Unit 2.Unit 1 is a two-level layout. The first floor has the living room, an eat-in kitchen with 1st floor laundry hookup, a full bath and an enclosed sunporch lined with windows. Upstairs are 2+ bedrooms, giving this unit flexibility for an office or guest room. Unit 2 is a first floor single-level, 2-bedroom unit with its own eat-in kitchen, laundry hookup a family room, and full bath. The property is served by town water and town sewer. The property has deferred maintenance and is not expected to qualify for conventional financing. This property may be a candidate for an owner-occupant using a rehab loan. Live in one unit, let the rent from the other help offset the mortgage, and build equity as the work is completed. Cash buyers and investors looking to renovate both units should take note. The size of the corner lot adds flexibility that is hard to find in this market. Buyers should verify any intended use or improvements with the Town of Billerica.The location offers convenient access to Route 3, Route 3A and I-95, with public transportation, a public pond beach, conservation land, shopping and dining all nearby.Two units, a large corner lot in a wonderful neighborhood, and strong commuter town make this a property worth a serious look. Buyer and buyer's agent perform their own due diligence and verify all information. Property to be sold As is, where is.

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Recently Sold Nearby

Price & Status History

Market Insights

53.3%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Oct 28, 2026
$600,000
Original listing
Agent: The Edwards Realty Team Office: Barrett Sotheby's International Realty
Previous Transaction - MLS #30560842
Full transaction history available when tracking began
🏷️
Previously Sold
Jan 31, 2002
$280,000
MLS #30560842

Tax History

Year Taxes Assessment
2026 $7,047 $607,000

Financial Details

Annual Property Tax
$7,047
Tax Year 2026
Assessed Value
$607,000

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1910
Living Area 2,072 sq ft
Lot Size 0.34 acres
Stories 3
Bedrooms 4
Full Baths 2
Total Rooms 9

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating None
Cooling None
Flooring Wood, Vinyl
Appliances None
Fireplace None
Basement None
Laundry None
Features Kitchen, Living Rm/dining Rm Combo, Family Room
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Enclosed
Features Off Street, Paved
Total Spaces 5
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Oven

Financial

Annual Tax $7,047
Assessed Value $607,000
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures All Information To The Best Of The Sellers Knowledge - Buyer And Their Rep Should Confirm. Property To Be Sold As Is, Where Is.
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Sq Ft Disclosures Floor plan measured by Matterport
Documents None
County Middlesex

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1910
Bedrooms
4
Full Bathrooms
2
Living Area
2,072 sq ft
Total Rooms
9
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring: Wood, Vinyl
Appliances:
Interior Features: Kitchen, Living RM/Dining RM Combo, Family Room
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1910
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Utilities & Systems

Heating:
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Enclosed
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 5
Parking Features: Off Street, Paved
School District
Billerica School District local
B+
✓ School Safety 2024-25
1.5% Average
1.4% Suspensions 0.3% In-School 0.1% Emergency
↓ 4.0% below state avg
E

Elementary Schools

6 schools
New England Pediatric Care School
3.8 mi
Grades PK-12
B
Parker School
1.2 mi | #381 of 825 | Score: 48.2
Dropped 61 spots from last year
-10 below state avg
451 students Diverse
Diverse Student Body Strong Attendance
Grades K-04
B+
Frederick J Dutile School
2.0 mi | #292 of 825 | Score: 51.0
Improved 46 spots from last year
-7.2 below state avg
302 students Diverse
Rising School Strong Attendance
Grades K-04
B
Thomas Ditson School
2.3 mi | #337 of 825 | Score: 49.5
Improved 103 spots from last year
-8.7 below state avg
538 students Diverse
Rising School Strong Attendance
Grades K-04
A
John F Kennedy School
2.6 mi | #111 of 825 | Score: 58.6
Improved 249 spots from last year
+0.4 above state avg
312 students Moderate
Rising School Strong Attendance
Grades K-04
B-
Hajjar Elementary School
3.1 mi | #446 of 825 | Score: 46.2
Dropped 105 spots from last year
-12 below state avg
421 students Diverse
Diverse Student Body Strong Attendance
Grades K-04
M

Middle Schools

2 schools
A-
Locke Middle School
1.4 mi | #85 of 352 | Score: 50.9
Improved 5 spots from last year
-7.3 below state avg
533 students Moderate
Strong Attendance
Grades 05-07
A-
Marshall Middle School
2.0 mi | #108 of 352 | Score: 48.5
Improved 33 spots from last year
-9.7 below state avg
639 students Diverse
Rising School Strong Attendance
Grades 05-07
H

High Schools

2 schools
B+
Billerica Memorial High School
1.4 mi | #126 of 346 | Score: 58.3
Improved 37 spots from last year
+0.1 above state avg
1,737 students Diverse
19 sports • 2,140 athletes
Strong AP Program High Graduation Rate Rising School College Ready Curriculum
Grades PK-12
B-
Shawsheen Valley Vocational Technical High School
2.6 mi | #202 of 346 | Score: 52.1
Improved 42 spots from last year
-6.2 below state avg
1,293 students Moderate
18 sports • 1,448 athletes
High Graduation Rate Rising School Career Tech Programs Strong Athletics
Grades 09-12
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $587
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

39 Cady St, Billerica MA 01821

Billerica, MA 01821

Listing Information

Listing Agent The Edwards Realty Team
Listing Office Barrett Sotheby's International Realty
Office Phone 978-692-6141
Agent MLS ID TEAM0391
Office MLS ID AN6966
Listing Data Updated Oct 28, 2026 7:17 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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