384 Mill St, Gardner MA 01440
Gardner, MA 01440
$374,900
Est. $2,390/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
19
Sep
Saturday, September 19
11:00 AM - 1:00 PM EDT
20
Sep
Sunday, September 20
11:00 AM - 1:00 PM EDT
About this home
Step into this beautifully updated home where classic character meets a fresh, modern interior. With approximately 1,538 sq. ft. of living space, 3 full bedrooms plus an office space on the 1st floor, this home has it all. The refreshed kitchen features modern finishes and brand-new appliances, while the warm wood details add character you don’t often find in newer homes. Conveniently located with easy access to everyday amenities, this home is move-in ready and waiting for its next owner.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 16, 2026
$374,900
Original listing
Agent: Enis Shehu
Office: Cameron Real Estate Group - Framingham
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/16/2026 | 🏠 Listed for Sale | $374,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,526 | $256,100 |
Financial Details
Annual Property Tax
$3,526
Tax Year 2026
Assessed Value
$256,100
Facts & Features
2 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1895
Living Area
1,538 sq ft
Lot Size
0.62 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
7
Interior
Heating
Baseboard, Oil
Cooling
Window Unit(s)
Flooring
None
Appliances
Range, Dishwasher, Microwave, Refrigerator
Fireplace
None
Basement
Interior Entry, Unfinished
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Antique
Roof
Shingle
Features
Porch
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Paved Drive, Off Street, Paved
Total Spaces
6
Utilities
Electric
None
Water
Public
Sewer
Private Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,526
Assessed Value
$256,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
None, Unknown
Seller Disclosures
Listing Agent Has Ownership In The Property.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Light Grey
Sq Ft Source
Measured
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1895
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,538 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,538 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows:
Basement:
Interior Entry, Unfinished
Laundry:
Security:
Construction & Materials
Style:
Antique
Year Built:
1895
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Heating Zones:
1
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Wooded, Gentle Sloping
Road Surface:
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
6
Parking Features:
Attached, Paved Drive, Off Street, Paved
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$294
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
384 Mill St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Enis Shehu
Listing Office
Cameron Real Estate Group - Framingham
Office Phone
617-999-6014
Agent MLS ID
CN207901
Office MLS ID
AN5165
Listing Data Updated
Sep 16, 2026 5:52 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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