381 Summer Street, Fitchburg MA 01420
Fitchburg, MA 01420
$675,000
$625,000
Est. $3,978/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
IVACANT AND READY FOR OCCUPANCY!!! ncredible opportunity to own this new build (2015) building. Everything is 10 years young! Large exterior footprint with tons of off street parking and an oversized 2 car garage. Currently used as a "mixed use" building with the first floor occupied by a plumbing company. This unit has 2 half baths (one could be converted to full bath). This unit could have 2 bedrooms. Upper floor is a lovely one bedroom apartment with all the bells and whistles. Hardwood, stainless steel appliances, recessed lighting, mini splits and tons of closet space!
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
7.4%
Price Range
Property Timeline
Price Reduced
Sep 8, 2026
$625,000
$25,000
(-3.85%)
From $650,000 to $625,000 (-3.9%)
Price Reduced
Sep 1, 2026
$650,000
$25,000
(-3.7%)
From $675,000 to $650,000 (-3.7%)
Listed for Sale
Jul 1, 2026
$675,000
Original listing
Agent: Kathleen Walsh
Office: Keller Williams Realty North Central
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/08/2026 | ↓ Price Reduced | $625,000 | $25,000 | - | From $650,000 to $625,000 (-3.9%) |
| 09/01/2026 | ↓ Price Reduced | $650,000 | $25,000 | - | From $675,000 to $650,000 (-3.7%) |
| 07/01/2026 | 🏠 Listed for Sale | $675,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $7,414 | $548,800 |
Financial Details
Annual Property Tax
$7,414
Tax Year 2025
Assessed Value
$548,800
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
2015
Living Area
2,018 sq ft
Lot Size
0.23 acres
Stories
2
Bedrooms
3
Full Baths
3
Total Rooms
7
Investment Metrics
Units
2
Unit 1 Rent
$2,000/mo · N
Unit 2 Rent
— · N
Total Monthly Rent
$2,000/mo
Gross Income
$24,000
Net Operating Income
$24,000
Cap Rate
3.84%
Interior
Heating
Central, Baseboard, Natural Gas
Cooling
Ductless
Flooring
Tile, Hardwood
Appliances
Dishwasher, Range, Refrigerator
Fireplace
None
Basement
Full
Laundry
None
Features
Storage, Ceiling Fan(s), Bathroom With Shower Stall, Laundry Room, Living Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
2
Has Garage
Yes
Features
None
Total Spaces
12
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$7,414
Assessed Value
$548,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Require A Special Permit From The City For A Multifamily (2 Family) Seller Is Willing To Work With Buyer To Obtain Permit.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
283 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
2015
Bedrooms
3
Full Bathrooms
3
Living Area
2,018 sq ft
Total Rooms
7
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,018 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Dishwasher, Range, Refrigerator
Interior Features:
Storage, Ceiling Fan(s), Bathroom with Shower Stall, Laundry Room, Living Room, Kitchen
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
2015
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
2
Heating, Cooling & Utilities
Heating:
Central, Baseboard, Natural Gas
Cooling:
Ductless
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
12
Parking Features:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$618
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
381 Summer Street, Fitchburg MA 01420
Fitchburg, MA 01420
Listing Information
Listing Agent
Kathleen Walsh
Listing Office
Keller Williams Realty North Central
Office Phone
978-840-9000
Agent MLS ID
H1323103
Office MLS ID
K95580
Listing Data Updated
Sep 12, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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