Dimensions8.5 x 8.5
FeaturesBathroom - Full
LevelThird
38 Virginia Street, Springfield MA 01108
Springfield, MA 01108
$324,900
Est. $2,181/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Beautifully updated nine-room Colonial with spacious living. Covered front porch welcomes you to this lovingly restored home with 5 bedrooms, 2.1 bathrooms, and 2,032 sq ft. Main floor features a large foyer, dining room, front living room with a gas-insert fireplace, and brand new carpeting. New kitchen with neutral cabinetry, stone countertop, SS appliances, luxury vinyl floor, and a slider to the backyard. Second floor has four generously sized bedrooms, all with new carpeting and a remodeled full bath. Third floor loft provides exceptional versatility with a separate entrance, full bathroom, new carpeting, and plumbing for a kitchen. Central air, new hot water heater, furnace, 220-amp electrical, new roof in 2024, blown-in insulation, and wiring. Most windows replaced. Two-car oversized, heated garage with two bays, new garage door, and dedicated workshop with 220 amp electrical and plumbed in air compressor. Private fenced-in yard with a storage shed. Great location!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 10, 2026
$324,900
Original listing
Agent: Matthew Banak
Office: Coldwell Banker Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/10/2026 | 🏠 Listed for Sale | $324,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,060 | $258,900 |
Financial Details
Annual Property Tax
$4,060
Tax Year 2025
Assessed Value
$258,900
Facts & Features
2 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1913
Living Area
2,036 sq ft
Lot Size
0.13 acres
Bedrooms
5
Full Baths
2
Half Baths
1
Total Rooms
9
Interior
Heating
Forced Air, Natural Gas
Cooling
Central Air
Flooring
Vinyl, Carpet, Flooring - Hardwood
Appliances
Gas Water Heater, Range, Refrigerator
Fireplace
Living Room
Fireplaces
1
Basement
Full
Laundry
None
Features
Loft, Walk-up Attic
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Porch, Rain Gutters, Storage, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Porch
Parking
Garage Spaces
2
Has Garage
Yes
Features
Detached, Garage Door Opener, Heated Garage, Storage, Paved Drive, Off Street, Paved
Total Spaces
7
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,060
Assessed Value
$258,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
12 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1913
Bedrooms
5
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,036 sq ft
Total Rooms
9
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,036 sq ft above grade
Dimensions12 x 13
FeaturesFlooring - Wall to Wall Carpet
LevelSecond
Dimensions12 x 15
FeaturesFlooring - Wall to Wall Carpet
LevelSecond
Dimensions10 x 12
FeaturesFlooring - Wall to Wall Carpet
LevelSecond
Dimensions5 x 12
FeaturesBathroom - Half
LevelSecond
Dimensions10.5 x 12
FeaturesFlooring - Wall to Wall Carpet
LevelSecond
Dimensions15.5 x 12.5
FeaturesFlooring - Vinyl, Countertops - Stone/Granite/Solid, Exterior Access
LevelFirst
Dimensions7.5 x 4
FeaturesBathroom - Half
LevelFirst
Dimensions14 x 18
FeaturesFlooring - Wall to Wall Carpet, Window(s) - Picture
LevelFirst
Dimensions16 x 20
FeaturesFlooring - Wall to Wall Carpet, Window(s) - Picture
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Carpet, Flooring - Hardwood
Appliances:
Gas Water Heater, Range, Refrigerator
Interior Features:
Loft, Walk-up Attic
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Style:
Colonial
Year Built:
1913
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Brick/Mortar
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Rain Gutters, Storage, Fenced Yard
Patio & Porch:
Porch
Fencing:
Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
7
Parking Features:
Detached, Garage Door Opener, Heated Garage, Storage, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Pool, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Highway Access, House of Worship, Private School, Public School, University, Sidewalks
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$338
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
38 Virginia Street, Springfield MA 01108
Springfield, MA 01108
Listing Information
Listing Agent
Matthew Banak
Listing Office
Coldwell Banker Realty
Office Phone
860-668-4589
Agent MLS ID
CN256300
Office MLS ID
AN6182
Listing Data Updated
Sep 10, 2026 12:44 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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