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38 Virginia St, Springfield MA 01108

Springfield, MA 01108
$324,900
Est. $2,181/month
5
Beds
2.5
Baths
2,036
Sq Ft
$160
Price/Sq Ft
0.13
Acres
1913
Year Built
6 hours 54 minutes
Time on Market
Active Listed May 20, 2026 • MLS# 73522108 Copied!

About this home

Beautifully updated nine-room Colonial with spacious living. Covered front porch welcomes you to this lovingly restored home with 5 bedrooms, 2.1 bathrooms, and 2,032 sq ft. Main floor features a large foyer, dining room, front living room with a gas-insert fireplace, and brand new carpeting. New kitchen with neutral cabinetry, stone countertop, SS appliances, luxury vinyl floor, and a slider to the backyard. Second floor has four generously sized bedrooms, all with new carpeting and a remodeled full bath. Third floor loft provides exceptional versatility with a separate entrance, full bathroom, new carpeting, and plumbing for a kitchen. Central air, new hot water heater, furnace, 220-amp electrical, new roof in 2024, blown-in insulation, and wiring. Most windows replaced. Two-car oversized, heated garage with two bays, new garage door, and dedicated workshop with 220 amp electrical and plumbed in air compressor. Private fenced-in yard with a storage shed. Great location!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1913
Bedrooms
5
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,036 sq ft
Total Rooms
9

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1913
Living Area 2,036 sq ft
Lot Size 0.13 acres
Bedrooms 5
Full Baths 2
Half Baths 1
Total Rooms 9

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Vinyl, Carpet, Flooring - Hardwood
Appliances Gas Water Heater, Range, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Full
Laundry None
Features Loft, Walk-up Attic

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Rain Gutters, Storage, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch

Parking

Garage Spaces 2
Has Garage Yes
Features Detached, Garage Door Opener, Heated Garage, Storage, Paved Drive, Off Street, Paved
Total Spaces 7

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,060
Assessed Value $258,900

Interior Features

Flooring: Vinyl, Carpet, Flooring - Hardwood
Appliances: Gas Water Heater, Range, Refrigerator
Interior Features: Loft, Walk-up Attic
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Style: Colonial
Year Built: 1913
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Brick/Mortar

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Rain Gutters, Storage, Fenced Yard
Patio & Porch: Porch
Fencing: Fenced
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 7
Parking Features: Detached, Garage Door Opener, Heated Garage, Storage, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Pool, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Highway Access, House of Worship, Private School, Public School, University, Sidewalks

Location

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Neighborhood

38 Virginia St, Springfield MA 01108

Springfield, MA 01108

Walkability

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Nearby Schools

School District
Springfield School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
20% 4-Year 16% 2-Year 3% Out of State 3% Working
School Safety 2024-25
5.9% Above Average
5.1% Suspensions 1.4% In-School 0.8% Emergency
0.4% above state avg
E

Elementary Schools

3 schools
C-
Washington School
0.3 mi | #718 of 824 | Score: 34.2
Improved 14 spots from last year
-24 below state avg
430 students Diverse
Grades PK-05
B-
White Street School
0.5 mi | #479 of 824 | Score: 45.4
Improved 39 spots from last year
-12.9 below state avg
378 students Moderate
Rising School
Grades PK-05
D
Kensington International School
0.6 mi | #763 of 824 | Score: 31.4
Dropped 105 spots from last year
-26.8 below state avg
278 students Moderate
Grades PK-05
M

Middle Schools

3 schools
F
Forest Park Middle School
0.5 mi | #343 of 352 | Score: 25.3
Improved 16 spots from last year
-32.9 below state avg
282 students Diverse
Grades 06-08
Springfield Commonwealth Academy
1.5 mi
Grades 06-08
F
South End Middle School
1.7 mi | #350 of 352 | Score: 23.5
Improved 12 spots from last year
-34.7 below state avg
163 students Moderate
Grades 06-08
H

High Schools

3 schools
Pope Francis Preparatory School
1.4 mi
18 sports • 1,124 athletes
Strong Athletics
Grades 09-12
A
Longmeadow High School
1.9 mi | #53 of 346 | Score: 66.7
Dropped 30 spots from last year
+8.5 above state avg
897 students Moderate
20 sports • 1,988 athletes
Strong AP Program High Graduation Rate Career Tech Programs Strong Athletics
Grades 09-12
C-
High School of Commerce
1.9 mi | #286 of 346 | Score: 42.2
Improved 16 spots from last year
-16 below state avg
966 students Moderate
11 sports • 554 athletes
Early College Program College Ready Curriculum
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $338
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
May 20, 2026
New showing requirements
🏠
Listed for Sale
May 20, 2026
$324,900
Original listing
Office: Coldwell Banker Realty

Price & Status History

Date Event Price Change
May 20, 2026 New Listing Added $324,900

Market Statistics

Time on Market
6 hours 54 minutes
Price per Sq Ft
$160

Tax History

Year Taxes Assessment
2025 $4,060 $258,900

Financial Details

Annual Property Tax
$4,060
Tax Year 2025
Assessed Value
$258,900

Listing Information

Listing Agent Matthew Banak
Listing Office Coldwell Banker Realty
Agent MLS ID CN256300
Office MLS ID AN6182
Listing Data Updated May 20, 2026 8:35 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Springfield, MA

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