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38 Lake Street, Spencer MA 01562

Spencer, MA 01562
$559,900
Est. $3,486/month
4
Beds
2.5
Baths
2,224
Sq Ft
$252
Price/Sq Ft
0.64
Acres
2005
Year Built
3 hours 57 minutes
Time on Market
Active Listed May 27, 2026 • MLS# 73524367 Copied!

About this home

This beautiful 4-bedroom, 2.5 bath Colonial style home, set on a spacious lot in Spencer, is the house you have been looking for!! Built in 2005, this home offers over 2,200 sq ft of living space with a flexible floor plan perfect for everyday living and entertaining. Main level features eat-in-kitchen, family room with fireplace, living room and dining room with hardwood floors, half bath and laundry room. Upstairs are 4 spacious bedrooms with 2 full baths! Partially finished basement with high ceilings offers room for expansion. Enjoy the convenience of a 2-car garage, ample storage and a peaceful yard ideal for gardening or outdoor gatherings. Enjoy your morning coffee on the private back yard deck with a view of the lake. Luther Hill Park and Lake Whittemore are within walking distance and direct access for your enjoyment and relaxation at the seasonal beach w/ lifeguard, a scenic walk or a view of a beautiful sunset!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2005
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,224 sq ft
Total Rooms
8

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 2005
Living Area 2,224 sq ft
Lot Size 0.64 acres
Bedrooms 4
Full Baths 2
Half Baths 1
Total Rooms 8

Interior

Heating Forced Air, Oil
Cooling Window Unit(s)
Flooring Wood, Tile, Carpet
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace Family Room
Fireplaces 1
Basement Full, Partially Finished, Bulkhead, Concrete
Laundry Flooring - Stone/ceramic Tile, Washer Hookup, Lighting - Overhead, Closet - Double, First Floor, Electric Dryer Hookup
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Deck, Deck - Composite, Pool - Above Ground, Rain Gutters
Pool Above Ground
Spa None
Fencing None
Patio/Porch Deck, Deck - Composite

Parking

Garage Spaces 2
Has Garage Yes
Features Attached, Garage Door Opener, Paved Drive, Off Street
Total Spaces 4

Utilities

Electric 220 Volts
Water Public
Sewer Private Sewer
Gas None
Other For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $5,463
Assessed Value $497,600

Interior Features

Flooring: Wood, Tile, Carpet
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full, Partially Finished, Bulkhead, Concrete
Laundry: Flooring - Stone/Ceramic Tile, Washer Hookup, Lighting - Overhead, Closet - Double, First Floor, Electric Dryer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 2005
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Oil
Heating Zones: 3
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Deck - Composite, Pool - Above Ground, Rain Gutters
Patio & Porch: Deck, Deck - Composite
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached, Garage Door Opener, Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type: Family Room
Pool: Private Pool
Pool Features: Above Ground
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Bike Path, Conservation Area, Public School

Location

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Neighborhood

38 Lake Street, Spencer MA 01562

Spencer, MA 01562

Walkability

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Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $455
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
May 27, 2026
$559,900
Original listing
Office: Keller Williams Pinnacle Central

Price & Status History

Date Event Price Change
May 27, 2026 New Listing Added $559,900

Market Statistics

Time on Market
3 hours 57 minutes
Price per Sq Ft
$252

Tax History

Year Taxes Assessment
2026 $5,463 $497,600

Financial Details

Annual Property Tax
$5,463
Tax Year 2026
Assessed Value
$497,600

Listing Information

Listing Agent Karen Gauvin
Listing Office Keller Williams Pinnacle Central
Agent MLS ID CN206992
Office MLS ID AN8160
Listing Data Updated May 26, 2026 9:03 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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