FeaturesBathroom - Full, Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Wall to Wall Carpet, High Speed Internet Hookup, Closet - Double
LevelSecond
38 Lake St, Spencer MA 01562
Spencer, MA 01562
$514,900
Est. $3,259/month
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About this home
Private 4-BR Colonial by Luther Hill Park Spacious 8-room Colonial on a private, elevated hill lot at the end of a dead-end street. Backyard directly borders and accesses Luther Hill Park for beach swimming, lifeguards, fishing, kayaking, canoeing, bicycling, and live entertainment. Main floor features a large eat-in kitchen with a center island, dedicated laundry room, formal dining room, living room, and a massive bonus family room with soaring cathedral ceilings. Upstairs offers 4 spacious bedrooms and 2 full baths, including a primary master suite with cathedral ceilings. Includes an attached 2-car garage. Conveniently located near a local bus line with a straightforward drive to Worcester, Boston, Hartford, Springfield, and Providence. Excellent opportunity to build fast equity.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Aug 26, 2026
$514,900
Original listing
Agent: Jonathan Minerick
Office: homecoin.com
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/26/2026 | 🏠 Listed for Sale | $514,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,464 | $497,600 |
Financial Details
Annual Property Tax
$5,464
Tax Year 2026
Assessed Value
$497,600
Facts & Features
2 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
2005
Living Area
2,224 sq ft
Lot Size
0.64 acres
Bedrooms
4
Full Baths
2
Half Baths
1
Total Rooms
8
Interior
Heating
Baseboard, Oil, Energy Star Qualified Equipment
Cooling
Window Unit(s)
Flooring
Wood, Tile, Hardwood
Appliances
Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Energy Star Qualified Dishwasher, Range Hood, Cooktop, Oven, Plumbed For Ice Maker
Fireplace
None
Fireplaces
1
Basement
Full, Partially Finished, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Finish - Sheetrock, Internet Available - Broadband, Internet Available - Dsl
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Deck - Wood, Deck - Composite, Decorative Lighting, Satellite Dish, Lighting
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Wood, Deck - Composite
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Paved Drive, Off Street, Paved
Total Spaces
9
Utilities
Electric
110 Volts, 220 Volts, 200+ Amp Service, Smart Grid Meter
Water
Public
Sewer
Inspection Required For Sale, Private Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup, Icemaker Connection
Financial
Annual Tax
$5,464
Assessed Value
$497,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
None
Seller Disclosures
None
Exclusions
None All Appliances Are Included In Sale
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Owner
Documents
None
County
Worcester
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2005
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,224 sq ft
Total Rooms
8
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,224 sq ft above grade
0 sq ft below grade
Display Options
Outdoor Areas
Patio & porchDeck - Wood, Deck - Composite
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Hardwood
Appliances:
Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, ENERGY STAR Qualified Dishwasher, Range Hood, Cooktop, Oven, Plumbed For Ice Maker
Interior Features:
Finish - Sheetrock, Internet Available - Broadband, Internet Available - DSL
Windows:
Insulated Windows
Basement:
Full, Partially Finished, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Colonial
Year Built:
2005
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Baseboard, Oil, ENERGY STAR Qualified Equipment
Heating Zones:
3
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Inspection Required for Sale, Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Wood, Deck - Composite, Decorative Lighting, Satellite Dish, Lighting
Patio & Porch:
Deck - Wood, Deck - Composite
Fencing:
Other Structures:
Lot Features:
Wooded, Sloped
Road Frontage:
120.00 ft
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
9
Parking Features:
Attached, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Bike Path, Public School
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$455
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
38 Lake St, Spencer MA 01562
Spencer, MA 01562
Listing Information
Listing Agent
Jonathan Minerick
Listing Office
homecoin.com
Office Phone
888-400-2513
Agent MLS ID
CN254270
Office MLS ID
AN8079
Listing Data Updated
Aug 26, 2026 11:29 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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