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38 Island Rd, Holland MA 01521

Holland, MA 01521
$445,000
$425,000
Est. $2,773/month
3
Beds
2
Baths
1,732
Sq Ft
$245
Price/Sq Ft
0.16
Acres
1955
Year Built
4
Parking
45
Days on Market
Active Price Drop -$20,000 Listed May 21, 2026 • MLS# 73521593 Copied! • Updated Jun 16, 2026

About this home

Enjoy the stunning water views through the floor-to-ceiling windows in your sun-drenched living room and from the front deck. This exceptional home offers the ultimate lake lifestyle with deeded water access and a shared dock directly across the street. The gorgeous kitchen features a center island perfect for entertaining, french doors from the dining room open to the front deck overlooking the water, while the cozy family room with pellet stove invites you to unwind after a day on the water. Step through french doors to your private backyard oasis. A flexible layout offers the option of a primary on either floor giving you the option of single level living. Whether you're swimming and boating in summer or skating and snowmobiling across the ice in winter, or fishing year round, lake life is yours all year. Don't just visit the lake — live it. Conveniently located near major routes and restaurants, yet tucked away in a peaceful lakeside community.

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
4.5%
Price Range

Property Timeline

Price Reduced
Jun 12, 2026
$425,000 $20,000 (-4.49%)
From $445,000 to $425,000 (-4.5%)
🏠
Listed for Sale
May 22, 2026
$445,000
Original listing
Agent: Stephanie Bayliss Office: MA Homes, LLC

Tax History

Year Taxes Assessment
2025 $5,089 $392,043

Financial Details

Annual Property Tax
$5,089
Tax Year 2025
Assessed Value
$392,043

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1955
Living Area 1,732 sq ft
Lot Size 0.16 acres
Bedrooms 3
Full Baths 2
Total Rooms 7

Interior

Heating Electric, Pellet Stove
Cooling None
Flooring Wood, Tile, Bamboo
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement None
Laundry None
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Deck, Fenced Yard, Stone Wall
Pool None
Spa None
Fencing Fenced
Patio/Porch Deck
Features None
Total Spaces 4
Electric None
Water Private
Sewer Holding Tank
Gas None
Other None
Annual Tax $5,089
Assessed Value $392,043
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Some Soft Wood On 1 Beam On Balcony, And Section Of Fascia Above Dining Room French Doors And Upstairs Bedroom Window. 1 Support Post Needs To Be Re-supported On Cement Sonotube. Town Records Show 4 Bedrooms. Passing Title 5 Is For 3 Bedrooms But References Town Records As 4 Bedrooms.
Possession None
Accepted Financing None
Structure Type []
House Color blue
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 26 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1955
Bedrooms
3
Full Bathrooms
2
Living Area
1,732 sq ft
Total Rooms
7

Room Details

First Floor

Bathroom1
Bathroom - Full, Bathroom - With Tub, Flooring - Wood
Dining Room
Closet/Cabinets - Custom Built
Kitchen
Flooring - Wood, Kitchen Island, Cabinets - Upgraded, Open Floorplan, Stainless Steel Appliances, Lighting - Pendant
Bedroom2
Flooring - Wood, French Doors, Exterior Access
Living Room
Ceiling Fan(s), Flooring - Wood, Window(s) - Picture, Exterior Access
Family Room
Wood / Coal / Pellet Stove, Ceiling Fan(s), French Doors, Exterior Access, Open Floorplan

Second Floor

Bedroom3
Flooring - Wood
Bathroom2
Bathroom - 3/4, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile
Master Bedroom
Bathroom - 3/4, Flooring - Wood, Window(s) - Picture, Balcony - Exterior, French Doors, Exterior Access, Closet - Double

Other Floor

Bedroom5
Bedroom4
Bathroom3
Office
Master Bathroom
Yes

Interior Features

Flooring: Wood, Tile, Bamboo
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Style: Cape
Year Built: 1955
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Slab, Other

Heating, Cooling & Utilities

Heating: Electric, Pellet Stove
Heating Zones: 7
Cooling: None
Hot Water:
Water Source: Private
Sewer: Holding Tank
Energy Features:

Exterior & Lot

Exterior Features: Deck, Fenced Yard, Stone Wall
Patio & Porch: Deck
Fencing: Fenced
Other Structures:
Lot Features: Gentle Sloping
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features:

Special Features

Fireplaces: 1
Fireplace Type:
View: Yes
View Type: Scenic View(s)
Community Amenities:
School District
Holland School District local
School Safety 2024-25
0.0% Very Low (Safest)
5.5% below state avg
E

Elementary Schools

3 schools
C+
Holland Elementary School
0.9 mi | #561 of 824 | Score: 42.6
Dropped 180 spots from last year
-15.6 below state avg
212 students Less Diverse
Grades PK-06
D
Wales Elementary School
4.1 mi | #769 of 824 | Score: 31.2
Dropped 267 spots from last year
-27 below state avg
93 students Less Diverse
Grades PK-06
C
Old Sturbridge Academy Charter Public School
4.5 mi | #284 of 352 | Score: 32.8
Improved 33 spots from last year
-25.4 below state avg
356 students Diverse
Rising School
Grades K-08
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $424
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

38 Island Rd, Holland MA 01521

Holland, MA 01521

Listing Information

Listing Agent Stephanie Bayliss
Listing Office MA Homes, LLC
Office Phone 508-523-1314
Agent MLS ID K9503198
Office MLS ID AN1336
Listing Data Updated Jun 16, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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