FeaturesFlooring - Wood
LevelSecond
38 Island Rd, Holland MA 01521
Holland, MA 01521
$445,000
$400,000
Est. $2,647/month
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About this home
Enjoy the stunning water views through the floor-to-ceiling windows in your sun-drenched living room and from the front deck. This exceptional home offers the ultimate lake lifestyle with deeded water access and a shared dock directly across the street. The gorgeous kitchen features a center island perfect for entertaining, french doors from the dining room open to the front deck overlooking the water, while the cozy family room with pellet stove invites you to unwind after a day on the water. Step through french doors to your private backyard oasis. A flexible layout offers the option of a primary on either floor giving you the option of single level living. Whether you're swimming and boating in summer or skating and snowmobiling across the ice in winter, or fishing year round, lake life is yours all year. Don't just visit the lake — live it.
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Recently Sold Nearby
Property History
Market Insights
3
Price Changes
10.1%
Price Range
Property Timeline
Pending Sale
Aug 7, 2026
Offer accepted, sale pending
Price Reduced
Jul 24, 2026
$400,000
$20,000
(-4.76%)
From $420,000 to $400,000 (-4.8%)
Price Reduced
Jul 10, 2026
$420,000
$5,000
(-1.18%)
From $425,000 to $420,000 (-1.2%)
Price Reduced
Jun 12, 2026
$425,000
$20,000
(-4.49%)
From $445,000 to $425,000 (-4.5%)
Listed for Sale
May 22, 2026
$445,000
Original listing
Agent: Stephanie Bayliss
Office: MA Homes, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/07/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/24/2026 | ↓ Price Reduced | $400,000 | $20,000 | - | From $420,000 to $400,000 (-4.8%) |
| 07/10/2026 | ↓ Price Reduced | $420,000 | $5,000 | - | From $425,000 to $420,000 (-1.2%) |
| 06/12/2026 | ↓ Price Reduced | $425,000 | $20,000 | - | From $445,000 to $425,000 (-4.5%) |
| 05/22/2026 | 🏠 Listed for Sale | $445,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,089 | $392,043 |
Financial Details
Annual Property Tax
$5,089
Tax Year 2025
Assessed Value
$392,043
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1955
Living Area
1,732 sq ft
Lot Size
0.16 acres
Bedrooms
3
Full Baths
2
Total Rooms
7
Interior
Heating
Electric, Pellet Stove
Cooling
None
Flooring
Wood, Tile, Bamboo
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Fireplaces
1
Basement
None
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Deck, Fenced Yard, Stone Wall
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Deck
Parking
Features
None
Total Spaces
4
Utilities
Electric
None
Water
Private
Sewer
Holding Tank
Gas
None
Other
None
Financial
Annual Tax
$5,089
Assessed Value
$392,043
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Some Soft Wood On 1 Beam On Balcony, And Section Of Fascia Above Dining Room French Doors And Upstairs Bedroom Window. 1 Support Post Needs To Be Re-supported On Cement Sonotube. Town Records Show 4 Bedrooms. Passing Title 5 Is For 3 Bedrooms But References Town Records As 4 Bedrooms.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
blue
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
78 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1955
Bedrooms
3
Full Bathrooms
2
Living Area
1,732 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,732 sq ft above grade
FeaturesBathroom - 3/4, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesBathroom - 3/4, Flooring - Wood, Window(s) - Picture, Balcony - Exterior, French Doors, Exterior Access, Closet - Double
LevelSecond
FeaturesBathroom - Full, Bathroom - With Tub, Flooring - Wood
LevelFirst
FeaturesCloset/Cabinets - Custom Built
LevelFirst
FeaturesFlooring - Wood, Kitchen Island, Cabinets - Upgraded, Open Floorplan, Stainless Steel Appliances, Lighting - Pendant
LevelFirst
FeaturesFlooring - Wood, French Doors, Exterior Access
LevelFirst
FeaturesCeiling Fan(s), Flooring - Wood, Window(s) - Picture, Exterior Access
LevelFirst
FeaturesWood / Coal / Pellet Stove, Ceiling Fan(s), French Doors, Exterior Access, Open Floorplan
LevelFirst
FeaturesYes
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Bamboo
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Style:
Cape
Year Built:
1955
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Slab, Other
Heating, Cooling & Utilities
Heating:
Electric, Pellet Stove
Heating Zones:
7
Cooling:
None
Hot Water:
Water Source:
Private
Sewer:
Holding Tank
Energy Features:
Exterior & Lot
Exterior Features:
Deck, Fenced Yard, Stone Wall
Patio & Porch:
Deck
Fencing:
Fenced
Other Structures:
Lot Features:
Gentle Sloping
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Special Features
Fireplaces:
1
Fireplace Type:
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Nearby Schools
School District
Holland School District local
School Safety
2024-25
0.0%
Very Low (Safest)
5.5% below state avg
Elementary Schools
3 schools
C+
Holland Elementary School
0.9 mi
|
#561 of 824
|
Score: 42.6
Dropped 180 spots from last year
-15.6 below state avg
212 students
Less Diverse
Grades PK-06
D
Wales Elementary School
4.1 mi
|
#769 of 824
|
Score: 31.2
Dropped 267 spots from last year
-27 below state avg
93 students
Less Diverse
Grades PK-06
C
Old Sturbridge Academy Charter Public School
4.5 mi
|
#284 of 352
|
Score: 32.8
Improved 33 spots from last year
-25.4 below state avg
356 students
Diverse
Rising School
Grades K-08
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Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$424
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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$0
Total interest paid
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
38 Island Rd, Holland MA 01521
Holland, MA 01521
Listing Information
Listing Agent
Stephanie Bayliss
Listing Office
MA Homes, LLC
Office Phone
508-523-1314
Agent MLS ID
K9503198
Office MLS ID
AN1336
Listing Data Updated
Aug 11, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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