FeaturesFlooring - Hardwood, Countertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances
LevelFourth Floor
38 Elm St # 4, Worcester MA 01609
Worcester, MA 01609
$299,900
Est. $2,551/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
25
Oct
Sunday, October 25
10:00 AM - 11:30 AM EDT
About this home
Experience downtown Worcester living in this beautiful penthouse condo located in one of the city's charming historic brownstones! Offering 1,026 square feet of living space, this sun-filled, one-bedroom residence features gleaming hardwood floors, an expansive living room lined with windows, a spacious dining room, and a kitchen with granite countertops and stainless steel appliances. A dedicated laundry room with skylight makes everyday chores enjoyable! The condo has central air, additional basement storage, and a dedicated parking space. Outside is a covered deck perfect for a bistro table to sit and take in the city views! Ideally situated in downtown Worcester, just moments from the DCU Center, Saint Vincent Hospital, Massachusetts College of Pharmacy and Health Sciences, Polar Park, and an abundance of restaurants, shops, and entertainment. Historic charm meets city convenience. Welcome home!
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 24, 2026
$299,900
Original listing
Agent: Jackie Crawford Ross
Office: REMAX Executive Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/24/2026 | 🏠 Listed for Sale | $299,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,418 | $257,400 |
Financial Details
Annual Property Tax
$3,418
Tax Year 2026
HOA Fee
$550
Monthly
Assessed Value
$257,400
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
1890
Living Area
1,026 sq ft
Stories
4
Bedrooms
1
Full Baths
1
Total Rooms
4
Interior
Heating
Forced Air
Cooling
Central Air
Flooring
Tile, Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Y
Laundry
Fourth Floor, Electric Dryer Hookup
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
Covered Patio/deck, City View(s)
Pool
None
Spa
None
Fencing
None
Patio/Porch
Covered
Parking
Features
Off Street, Assigned, Deeded
Total Spaces
1
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer
Financial
Annual Tax
$3,418
Assessed Value
$257,400
HOA & Community
HOA Fee
$550 Monthly
Fee Includes
Heat, Insurance, Maintenance Grounds, Snow Removal, Trash
Amenities
Hot Water
Optional Fee Includes
None
Owner-Occupied Units
10
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller Has Never Lived At The Property.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Mid-Rise","Brownstone"]
Unit/Building
4
Sq Ft Source
Public Record
Sq Ft Disclosures
Does not include storage area in basement. Floorplan for marketing purposes only.
Documents
None
County
Worcester
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1890
Bedrooms
1
Full Bathrooms
1
Living Area
1,026 sq ft
Total Rooms
4
Stories
4
Entry Level
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,026 sq ft above grade
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
LevelFourth Floor
FeaturesFlooring - Hardwood, Lighting - Overhead
LevelFourth Floor
FeaturesFlooring - Hardwood, Lighting - Sconce
LevelFourth Floor
FeaturesCloset, Flooring - Hardwood, Lighting - Overhead
LevelFourth Floor
FeaturesYes
Display Options
Outdoor Areas
Patio & porchCovered
Room Markers
KKitchen (1)
BABathroom (2)
DDining (1)
LLiving (1)
BRBedroom (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Y
Laundry:
Fourth Floor, Electric Dryer Hookup
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Mid-Rise, Brownstone
Exterior Materials:
Roof:
Foundation:
Stories:
4
Utilities & Systems
Heating:
Forced Air
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Covered Patio/Deck, City View(s)
Patio & Porch:
Covered
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
1
Parking Features:
Off Street, Assigned, Deeded
Special Features
View:
Yes
View Type:
City
Community Amenities:
Public Transportation, Shopping, Tennis Court(s), Park, Golf, Medical Facility, Highway Access, House of Worship, Private School, Public School, T-Station, University
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
10 schools
D
Elm Park Community School
0.3 mi
|
#774 of 825
|
Score: 30.9
Improved 30 spots from last year
-27.4 below state avg
444 students
Diverse
Rising School
Grades K-06
F
Chandler Elementary Community School
0.4 mi
|
#807 of 825
|
Score: 26.6
Dropped 61 spots from last year
-31.6 below state avg
412 students
Diverse
Diverse Student Body
Grades K-06
Summit Academy School for Alternative Learners
0.6 mi
Grades K-12
C-
Jacob Hiatt Magnet School
0.6 mi
|
#693 of 825
|
Score: 36.3
Dropped 138 spots from last year
-21.9 below state avg
362 students
Diverse
Diverse Student Body
Grades PK-06
F
City View School
0.8 mi
|
#809 of 825
|
Score: 26.0
Dropped 76 spots from last year
-32.2 below state avg
440 students
Diverse
Diverse Student Body
Grades PK-06
C-
Woodland Academy
0.8 mi
|
#11 of 12
|
Score: 28.8
Improved 726 spots from last year
-29.4 below state avg
486 students
Diverse
Rising School
Grades K-06
Venerini Academy
0.8 mi
Grades PK-08
C-
Belmont Street Community School
1.0 mi
|
#723 of 825
|
Score: 34.2
Dropped 114 spots from last year
-24 below state avg
605 students
Diverse
Diverse Student Body
Grades PK-06
C-
Learning First Charter Public School
1.0 mi
|
#292 of 352
|
Score: 32.3
Improved 40 spots from last year
-25.9 below state avg
666 students
Diverse
Rising School
Grades K-08
F
Grafton Street School
1.1 mi
|
#796 of 825
|
Score: 28.9
Improved 3 spots from last year
-29.3 below state avg
438 students
Diverse
Diverse Student Body
Grades K-06
Middle Schools
6 schools
The Nativity School of Worcester
0.8 mi
Grades 05-08
Worcester SDA School
2.7 mi
Grades 01-08
C-
Worcester East Middle School
1.4 mi
|
#302 of 352
|
Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
1.6 mi
|
#230 of 352
|
Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
2.4 mi
|
#231 of 352
|
Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
B
Sullivan Middle School
3.2 mi
|
#156 of 352
|
Score: 44.0
Improved 29 spots from last year
-14.2 below state avg
954 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
10 schools
B+
Claremont Academy
1.0 mi
|
#9 of 25
|
Score: 37.3
Improved 317 spots from last year
-20.9 below state avg
451 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
Worcester Academy
1.1 mi
Grades 06-12
Worcester Alternative High School
1.5 mi
36 students
Diverse
Diverse Student Body
Grades 07-12
C-
University Park Campus School
1.6 mi
|
#286 of 346
|
Score: 42.8
Dropped 9 spots from last year
-15.4 below state avg
224 students
Diverse
Early College Program
College Ready Curriculum
Grades 07-12
Notre Dame Academy
1.7 mi
Grades 07-12
Saint Paul Diocesan Junior/Senior High School
1.9 mi
Grades 07-12
B-
Doherty Memorial High School
0.8 mi
|
#199 of 346
|
Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
A+
Massachusetts Academy of Math and Science at WPI
0.8 mi
|
#2 of 346
|
Score: 91.7
Same rank as last year
98 students
Moderate
Strong AP Program
College Ready Curriculum
Strong Attendance
Grades 11-12
C+
Worcester Technical High School
1.6 mi
|
#223 of 346
|
Score: 50.1
Improved 43 spots from last year
-8.1 below state avg
1,409 students
Diverse
19 sports
• 1,016 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
C-
North High School
2.0 mi
|
#299 of 346
|
Score: 38.8
Improved 28 spots from last year
-19.4 below state avg
1,377 students
Diverse
14 sports
• 498 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$285
Homeowners Insurance
$200
HOA Fee
$550/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
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$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
38 Elm St # 4, Worcester MA 01609
Worcester, MA 01609
Listing Information
Listing Agent
Jackie Crawford Ross
Listing Office
REMAX Executive Realty
Office Phone
508-839-9219
Agent MLS ID
CN230382
Office MLS ID
K01275
Listing Data Updated
Oct 24, 2026 1:34 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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