38 Cottage Street, Leominster MA 01453
Leominster, MA 01453
$474,900
$439,900
Est. $2,814/month
Track this home for price, status, and open-house alerts.
Open House Schedule
22
Aug
Saturday, August 22
12:00 PM - 1:30 PM EDT
About this home
OPEN HOUSE - SAT - 8/22 - NOON to 130pm and NEW PRICE ON THIS FULLY RENOVATED three-bedroom, two-bath home with a large fenced yard! Turn the key and enjoy all the upgrades: new stainless steel appliances, quartz countertops, and new flooring and fresh paint throughout, updated electrical service, and the added benefit of OWNED SOLAR PANELS already in place to help reduce your electric bill. System-wise, a new furnace and oil tank were installed in 2022 and the electrical system was fully updated in 2026. Plenty of off-street parking for up to FOUR cars, a generously sized backyard that is fully fenced for pets, and a nice sized metal storage shed complete this move-in-ready property. Great value for Leominster!
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Market Insights
13
Price Changes
7.4%
Price Range
Property Timeline
Price Reduced
Aug 22, 2026
$439,900
$50
(-0.01%)
From $439,950 to $439,900 (-0.0%)
Price Reduced
Aug 20, 2026
$439,950
$50
(-0.01%)
From $440,000 to $439,950 (-0.0%)
Price Reduced
Aug 19, 2026
$440,000
$4,500
(-1.01%)
From $444,500 to $440,000 (-1.0%)
Price Reduced
Aug 15, 2026
$444,500
$400
(-0.09%)
From $444,900 to $444,500 (-0.1%)
Price Reduced
Aug 15, 2026
$444,900
$100
(-0.02%)
From $445,000 to $444,900 (-0.0%)
Price Reduced
Aug 14, 2026
$445,000
$1,000
(-0.22%)
From $446,000 to $445,000 (-0.2%)
Price Reduced
Aug 10, 2026
$446,000
$3,925
(-0.87%)
From $449,925 to $446,000 (-0.9%)
Price Reduced
Aug 1, 2026
$449,925
$25
(-0.01%)
From $449,950 to $449,925 (-0.0%)
Price Reduced
Jul 31, 2026
$449,950
$49
(-0.01%)
From $449,999 to $449,950 (-0.0%)
Price Reduced
Jul 28, 2026
$449,999
$9,501
(-2.07%)
From $459,500 to $449,999 (-2.1%)
Price Reduced
Jul 25, 2026
$459,500
$300
(-0.07%)
From $459,800 to $459,500 (-0.1%)
Price Reduced
Jul 24, 2026
$459,800
$100
(-0.02%)
From $459,900 to $459,800 (-0.0%)
Price Reduced
Jul 21, 2026
$459,900
$15,000
(-3.16%)
From $474,900 to $459,900 (-3.2%)
Showing Instructions Updated
Jul 8, 2026
New showing requirements
Listed for Sale
Jul 8, 2026
$474,900
Original listing
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/22/2026 | ↓ Price Reduced | $439,900 | $50 | - | From $439,950 to $439,900 (-0.0%) |
| 08/20/2026 | ↓ Price Reduced | $439,950 | $50 | - | From $440,000 to $439,950 (-0.0%) |
| 08/19/2026 | ↓ Price Reduced | $440,000 | $4,500 | - | From $444,500 to $440,000 (-1.0%) |
| 08/15/2026 | ↓ Price Reduced | $444,500 | $400 | - | From $444,900 to $444,500 (-0.1%) |
| 08/15/2026 | ↓ Price Reduced | $444,900 | $100 | - | From $445,000 to $444,900 (-0.0%) |
| 08/14/2026 | ↓ Price Reduced | $445,000 | $1,000 | - | From $446,000 to $445,000 (-0.2%) |
| 08/10/2026 | ↓ Price Reduced | $446,000 | $3,925 | - | From $449,925 to $446,000 (-0.9%) |
| 08/01/2026 | ↓ Price Reduced | $449,925 | $25 | - | From $449,950 to $449,925 (-0.0%) |
| 07/31/2026 | ↓ Price Reduced | $449,950 | $49 | - | From $449,999 to $449,950 (-0.0%) |
| 07/28/2026 | ↓ Price Reduced | $449,999 | $9,501 | - | From $459,500 to $449,999 (-2.1%) |
| 07/25/2026 | ↓ Price Reduced | $459,500 | $300 | - | From $459,800 to $459,500 (-0.1%) |
| 07/24/2026 | ↓ Price Reduced | $459,800 | $100 | - | From $459,900 to $459,800 (-0.0%) |
| 07/21/2026 | ↓ Price Reduced | $459,900 | $15,000 | - | From $474,900 to $459,900 (-3.2%) |
| 07/08/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 07/08/2026 | 🏠 Listed for Sale | $474,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,677 | $342,400 |
Financial Details
Annual Property Tax
$4,677
Tax Year 2026
Assessed Value
$342,400
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1920
Living Area
1,700 sq ft
Lot Size
0.16 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
7
Interior
Heating
Forced Air, Oil
Cooling
None
Flooring
Tile, Hardwood
Appliances
Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Concrete
Laundry
Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Deck, Patio, Storage, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Deck, Patio
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,677
Assessed Value
$342,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Listing Agent Is Trustee Of Trust That Owns Property But Not A Beneficiary. Solar Power Production And Kw Figures Have Been Estimated, Buyer To Confirm Actual Figures.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
45 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,700 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,700 sq ft above grade
Display Options
Outdoor Areas
Patio & porchDeck, Patio
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Concrete
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Colonial
Year Built:
1920
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Forced Air, Oil
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Deck, Patio, Storage, Fenced Yard
Patio & Porch:
Deck, Patio
Fencing:
Fenced
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Leominster School District local
B-
School Safety
2024-25
2.2%
Average
2.2%
Suspensions
4.1%
In-School
3.3% below state avg
Elementary Schools
9 schools
St. Leo School
0.6 mi
Grades PK-08
St. Anna School
0.7 mi
Grades PK-12
Bennett School
< 0.1 mi
115 students
Diverse
Diverse Student Body
Grades PK
C+
Northwest School
0.9 mi
|
#555 of 824
|
Score: 42.8
Improved 100 spots from last year
-15.4 below state avg
665 students
Diverse
Rising School
Diverse Student Body
Grades 01-05
C+
Frances Drake School
1.0 mi
|
#536 of 824
|
Score: 43.5
Improved 157 spots from last year
-14.7 below state avg
512 students
Diverse
Rising School
Diverse Student Body
Grades K-05
Priest Street School
1.1 mi
151 students
Diverse
Diverse Student Body
Grades K
Lincoln School
2.0 mi
46 students
Diverse
Diverse Student Body
Grades PK
A-
Fall Brook School
2.0 mi
|
#203 of 824
|
Score: 54.8
Improved 10 spots from last year
-3.4 below state avg
670 students
Diverse
Diverse Student Body
Strong Attendance
Grades K-05
B
Johnny Appleseed School
2.3 mi
|
#416 of 824
|
Score: 47.3
Improved 82 spots from last year
-10.9 below state avg
692 students
Diverse
Rising School
Diverse Student Body
Grades K-05
Middle Schools
2 schools
B-
Samoset School
2.0 mi
|
#207 of 352
|
Score: 40.0
Improved 13 spots from last year
-18.2 below state avg
495 students
Diverse
Diverse Student Body
Grades 06-08
B-
Sky View Middle School
2.7 mi
|
#194 of 352
|
Score: 40.9
Improved 30 spots from last year
-17.3 below state avg
869 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
4 schools
C-
Leominster Center for Excellence
0.8 mi
|
#309 of 346
|
Score: 35.9
Dropped 22 spots from last year
-22.3 below state avg
65 students
Diverse
Early College Program
College Ready Curriculum
Grades 09-12
Leominster Academy
0.8 mi
32 students
Diverse
College Ready Curriculum
Grades 09-12
B-
Center For Technical Education Innovation
0.9 mi
|
#210 of 346
|
Score: 50.7
Dropped 18 spots from last year
-7.5 below state avg
821 students
Diverse
Strong AP Program
Early College Program
High Graduation Rate
Career Tech Programs
Grades 09-12
B-
Leominster High School
0.9 mi
|
#206 of 346
|
Score: 51.1
Dropped 61 spots from last year
-7.1 below state avg
1,060 students
Diverse
19 sports
• 1,746 athletes
Early College Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$390
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
38 Cottage Street, Leominster MA 01453
Leominster, MA 01453
Listing Information
Listing Agent
James Greelish
Listing Office
Greelish Realty
Office Phone
978-302-0198
Agent MLS ID
D9500177
Office MLS ID
AN4083
Listing Data Updated
Aug 21, 2026 10:11 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Leominster.