38 Belmont Street, Fitchburg MA 01420

Fitchburg, MA 01420
$365,000
$359,000
Est. $2,387/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1
Baths
1,174
Sq Ft
$306
Price/Sq Ft
0.14
Acres
1920
Year Built
3
Parking
45
Days on Market
For Sale Price Drop -$6,000 Listed Aug 5, 2026 • MLS# 73559425 Copied! • Updated Sep 16, 2026

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About this home

Back on Market! Sellers offering a closing cost credit of $5000 to help make this home an even better opportunity. Experience the perfect blend of character, space, and convenience! This lovely home captures your heart from the start with a sweeping screened in porch and a private, fenced in backyard complete with a firepit and mature shade trees. Inside, hardwood flooring brings warmth to the living and dining rooms, beautifully accenting the sunlit spaces and painted brick wall. The well-appointed kitchen features rich dark counters, stainless steel appliances, stylish textured tile backsplash, and abundant storage. A full bath completes the level. Upstairs, versatile, sun-soaked bedrooms, one with built-in shelving, easily adapt to your lifestyle needs. Situated in a prime location just 5 minutes from Route 2, the train station, Fitchburg State University, and vibrant downtown dining! Move right in!

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
4.4%
Price Range

Property Timeline

Price Reduced
Sep 12, 2026
$359,000 $6,000 (-1.64%)
From $365,000 to $359,000 (-1.6%)
Back On Market
Aug 31, 2026
Active
📋
Status: Active under contract
Aug 20, 2026
Active → Active Under Contract
👁️
Showing Instructions Updated
Aug 10, 2026
New showing requirements
Price Increased
Aug 6, 2026
$365,000 +$16,000 (+4.58%)
From $349,000 to $365,000 (+4.6%)
🏠
Listed for Sale
Aug 5, 2026
$349,000
Original listing
Agent: Katherine Perrine Office: Lamacchia Realty, Inc.

Tax History

Year Taxes Assessment
2025 $4,465 $330,500

Financial Details

Annual Property Tax
$4,465
Tax Year 2025
Assessed Value
$330,500

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1920
Living Area 1,174 sq ft
Lot Size 0.14 acres
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Steam, Natural Gas, Electric
Cooling None
Flooring Vinyl, Carpet, Laminate, Hardwood
Appliances Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Bulkhead, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup, First Floor
Features Sun Room

Exterior

Construction None
Architecture Colonial
Roof Slate
Features Patio, Storage, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Patio
Features Paved
Total Spaces 3
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $4,465
Assessed Value $330,500
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Buyers/agents To Perform Due Diligence. Some Photos May Be Virtually Enhanced. Second Refrigerator, Playset, Three Window Ac Units & 1 Wall Ac Unit To Convey. Water Heater Rental Through Unitil $26.50/mo. By Viewing/entering This Property, You Consent To Audio/video Surveillance.sunrm Not Heated.
Exclusions Dehumidifier In Basement, Ring Doorbell, Sunroom Keyless Door Handles (X2) And Exterior Camera
Possession None
Accepted Financing None
Structure Type []
House Color Light Blue
Sq Ft Source Public Record
Sq Ft Disclosures Measurements are approx.
Documents None
County Worcester
Total market time (incl. prior listings) 42 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
3
Full Bathrooms
1
Living Area
1,174 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Vinyl, Carpet, Laminate, Hardwood
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Sun Room
Windows:
Basement: Bulkhead, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup, First Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 1920
Structure Type:
Exterior Materials:
Roof: Slate
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Steam, Natural Gas, Electric
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio, Storage, Fenced Yard
Patio & Porch: Patio
Fencing: Fenced
Other Structures:
Lot Features: Gentle Sloping, Level
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved
School District
Fitchburg School District local
C+
School Safety 2024-25
8.1% Above Average
4.6% Suspensions 4.6% In-School 3.5% Emergency
2.6% above state avg
E

Elementary Schools

3 schools
C-
South Street Early Learning Center
0.3 mi | #697 of 825 | Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
569 students Diverse
Diverse Student Body
Grades PK-K
St. Bernard Elementary School
0.6 mi
Grades PK-08
C
McKay Elementary School
1.6 mi | #658 of 825 | Score: 37.9
Improved 73 spots from last year
-20.3 below state avg
736 students Diverse
Rising School
Grades 01-05
M

Middle Schools

3 schools
C
Memorial Middle School
1.0 mi | #280 of 352 | Score: 33.8
Dropped 10 spots from last year
-24.4 below state avg
620 students Diverse
Diverse Student Body
Grades 06-08
D
Arthur M Longsjo Middle School
1.1 mi | #328 of 352 | Score: 28.6
Improved 12 spots from last year
-29.6 below state avg
577 students Diverse
Grades 06-08
B+
Lunenburg Middle School
4.1 mi | #127 of 352 | Score: 46.8
Improved 7 spots from last year
-11.4 below state avg
382 students Moderate
Grades 06-08
H

High Schools

3 schools
Notre Dame Preparatory High School
0.5 mi
Grades 09-12
St. Bernard's Central Catholic High School
0.6 mi
Grades 09-12
C-
Goodrich Academy
0.7 mi | #23 of 25 | Score: 22.0
Improved 363 spots from last year
-36.2 below state avg
101 students Diverse
Rising School
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $372
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

38 Belmont Street, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent Katherine Perrine
Listing Office Lamacchia Realty, Inc.
Office Phone 978-250-1900
Agent MLS ID CN207247
Office MLS ID AN5825
Listing Data Updated Sep 16, 2026 3:06 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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