LevelFirst
37 Philip St, Ludlow MA 01056
Ludlow, MA 01056
$269,000
Est. $1,860/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to this fantastic ranch that sits so peacefully on a very desirable street in Ludlow . This home has a nice private fenced in yard and ample outdoor space. The moment you come in you will love how open the kitchen and dining space are . There is a delightful 3 season room along with 2 other large bedrooms and a full bath. You could also finish off the second floor if needed otherwise unpack and make yourself at home with the ease of 1 story living .
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Aug 4, 2026
Active → Active Under Contract
Pending Sale
Aug 2, 2026
Offer accepted, sale pending
Listed for Sale
Jul 28, 2026
$269,000
Original listing
Agent: Lauren Dones
Office: Executive Real Estate, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/04/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/02/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/28/2026 | 🏠 Listed for Sale | $269,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,602 | $225,000 |
Financial Details
Annual Property Tax
$3,602
Tax Year 2026
Assessed Value
$225,000
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1953
Living Area
912 sq ft
Lot Size
0.28 acres
Bedrooms
2
Full Baths
1
Total Rooms
5
Interior
Heating
Steam
Cooling
None
Flooring
Wood, Vinyl
Appliances
Water Heater, Range, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Unfinished
Laundry
In Basement
Features
Walk-up Attic
Exterior
Construction
Frame
Architecture
Ranch
Roof
Shingle
Features
Rain Gutters, Storage, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
None
Parking
Features
Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
220 Volts
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven
Financial
Annual Tax
$3,602
Assessed Value
$225,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
yellow
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
21 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1953
Bedrooms
2
Full Bathrooms
1
Living Area
912 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
912 sq ft above grade
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelFirst
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Vinyl
Appliances:
Water Heater, Range, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Walk-up Attic
Windows:
Insulated Windows
Basement:
Full, Unfinished
Laundry:
In Basement
Security:
Construction & Materials
Style:
Ranch
Year Built:
1953
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Steam
Heating Zones:
1
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters, Storage, Fenced Yard
Patio & Porch:
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Cleared
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Ludlow School District local
C
School Safety
2024-25
3.9%
Above Average
3.9%
Suspensions
0.3%
In-School
1.6% below state avg
Elementary Schools
3 schools
St. John The Baptist School
0.3 mi
Grades PK-08
East Street Elementary School
0.7 mi
358 students
Moderate
Grades PK-01
B
Harris Brook Elementary School
1.0 mi
|
#388 of 825
|
Score: 48.1
Improved 217 spots from last year
-10.1 below state avg
578 students
Moderate
Rising School
Strong Attendance
Grades 02-05
High Schools
1 school
B-
Ludlow Senior High School
1.1 mi
|
#194 of 346
|
Score: 52.7
Dropped 44 spots from last year
-5.5 below state avg
724 students
Moderate
18 sports
• 1,236 athletes
Strong AP Program
Career Tech Programs
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$300
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
37 Philip St, Ludlow MA 01056
Ludlow, MA 01056
Listing Information
Listing Agent
Lauren Dones
Listing Office
Executive Real Estate, Inc.
Office Phone
413-596-2212
Agent MLS ID
CN230371
Office MLS ID
AC1693
Listing Data Updated
Aug 18, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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