FeaturesCloset, Flooring - Wall to Wall Carpet
LevelSecond
368 Litchfield St, Leominster MA 01453
Leominster, MA 01453
$399,999
Est. $2,638/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
**LIVE, WORK & INVEST — COMMERCIALY ZONED 4-BEDROOM HOME!** **Rare opportunity to own a spacious 4-bedroom home with commercial zoning**, conveniently located near area amenities and Route 2. Why rent separate space for your business when you may be able to **live in the home and operate your business on-site**The property currently offers **4 front parking spaces**, with plenty of room in the backyard to explore the possibility of creating additional parking. The property has had several important updates in recent years, including the **roof, electrical system, furnace, and oil tank**.With some cosmetic and modern updates, this property offers **multiple potential uses for a business owner or investor**, subject to zoning and permitting. Potential business concepts could include a **daycare, nail salon, barber shop, tattoo studio, or small automotive repair operation**, among others .Another exciting possibility is to **separate the sunroom/porch and garage areas from the main living space**, potentially creating a unique live-and-work setup while maintaining the character and functionality of the home. Buyers should verify all zoning, permitted uses, parking requirements, and licensing requirements with the appropriate municipal authorities. Inside, the home offers **character and a functional layout**, including a large open kitchen/dining area that flows naturally into the **fireplaced living room**. With the right vision, this property could be transformed into a distinctive home, business location, or investment opportunity.**High-visibility location near Central Street**, with reported traffic counts on Litchfield Street at approximately **16,480 vehicles per day**, adding potential exposure for a permitted commercial use.**LIVE HERE. WORK HERE. INVEST HERE.** Properties offering this combination of residential space, commercial zoning, parking potential, and location are not common. Bring your ideas and explore the possibilities!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 19, 2026
$399,999
Original listing
Agent: Michele Mathieu
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/19/2026 | 🏠 Listed for Sale | $399,999 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,982 | $364,700 |
Financial Details
Annual Property Tax
$4,982
Tax Year 2026
Assessed Value
$364,700
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1948
Living Area
1,343 sq ft
Lot Size
0.17 acres
Bedrooms
4
Full Baths
2
Total Rooms
6
Interior
Heating
Baseboard, Oil
Cooling
Window Unit(s)
Flooring
Vinyl, Carpet
Appliances
Electric Water Heater, None
Fireplace
Living Room
Fireplaces
1
Basement
Full, Interior Entry, Bulkhead, Concrete
Laundry
First Floor, Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Fenced Yard
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
None
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Paved Drive, Off Street, Paved
Total Spaces
5
Utilities
Electric
200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,982
Assessed Value
$364,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Pool Pump Hasnt Been Used In Years.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
white
Sq Ft Source
Measured
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1948
Bedrooms
4
Full Bathrooms
2
Living Area
1,343 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,343 sq ft above grade
0 sq ft below grade
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelSecond
FeaturesBathroom - Full, Ceiling Fan(s), Flooring - Vinyl, Countertops - Paper Based, Kitchen Island, Open Floorplan
LevelFirst
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelFirst
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Vinyl
LevelFirst
FeaturesBathroom - Full, Bathroom - With Shower Stall, Flooring - Vinyl, Dryer Hookup - Electric, Washer Hookup
LevelFirst
FeaturesFlooring - Vinyl, Open Floorplan
LevelFirst
FeaturesFlooring - Wall to Wall Carpet
LevelFirst
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelFirst
FeaturesNo
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Carpet
Appliances:
Electric Water Heater, None
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Interior Entry, Bulkhead, Concrete
Laundry:
First Floor, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Cape
Year Built:
1948
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter, Block
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Heating Zones:
2
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Fenced Yard
Patio & Porch:
Fencing:
Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
5
Parking Features:
Attached, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Medical Facility, Laundromat, Highway Access, House of Worship, Public School
Nearby Schools
School District
Leominster School District local
B-
School Safety
2024-25
2.2%
Average
2.2%
Suspensions
4.1%
In-School
3.3% below state avg
Elementary Schools
9 schools
St. Anna School
1.0 mi
Grades PK-12
St. Leo School
1.9 mi
Grades PK-08
C+
Frances Drake School
1.1 mi
|
#543 of 825
|
Score: 43.4
Improved 150 spots from last year
-14.8 below state avg
468 students
Diverse
Rising School
Diverse Student Body
Grades K-05
Lincoln School
1.1 mi
44 students
Diverse
Diverse Student Body
Grades PK
A-
Fall Brook School
1.2 mi
|
#201 of 825
|
Score: 54.9
Improved 12 spots from last year
-3.3 below state avg
657 students
Diverse
Diverse Student Body
Strong Attendance
Grades K-05
Bennett School
1.6 mi
114 students
Diverse
Diverse Student Body
Grades PK
Priest Street School
2.4 mi
151 students
Diverse
Diverse Student Body
Grades K
C+
Northwest School
2.5 mi
|
#537 of 825
|
Score: 43.4
Improved 118 spots from last year
-14.8 below state avg
663 students
Diverse
Rising School
Diverse Student Body
Grades 01-05
B
Johnny Appleseed School
3.4 mi
|
#397 of 825
|
Score: 47.8
Improved 101 spots from last year
-10.4 below state avg
685 students
Diverse
Rising School
Diverse Student Body
Grades K-05
Middle Schools
2 schools
C+
Samoset School
1.1 mi
|
#215 of 352
|
Score: 39.4
Improved 5 spots from last year
-18.8 below state avg
536 students
Diverse
Diverse Student Body
Grades 06-08
B-
Sky View Middle School
3.1 mi
|
#192 of 352
|
Score: 41.0
Improved 32 spots from last year
-17.2 below state avg
880 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
4 schools
C-
Leominster Center for Excellence
1.0 mi
|
#312 of 346
|
Score: 36.0
Dropped 25 spots from last year
-22.2 below state avg
77 students
Diverse
Early College Program
College Ready Curriculum
Grades 09-12
Leominster Academy
1.0 mi
35 students
Diverse
College Ready Curriculum
Grades 09-12
C+
Center For Technical Education Innovation
2.5 mi
|
#222 of 346
|
Score: 50.2
Dropped 30 spots from last year
-8 below state avg
881 students
Diverse
Strong AP Program
Early College Program
High Graduation Rate
Career Tech Programs
Grades 09-12
B-
Leominster High School
2.5 mi
|
#206 of 346
|
Score: 51.8
Dropped 61 spots from last year
-6.4 below state avg
990 students
Diverse
19 sports
• 1,746 athletes
Strong AP Program
Early College Program
High Graduation Rate
College Ready Curriculum
Grades 09-12
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Loan Amount
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Total Interest
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Over life of loan
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Including down payment
%
Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$415
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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$0
Total interest paid
$0
Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
368 Litchfield St, Leominster MA 01453
Leominster, MA 01453
Listing Information
Listing Agent
Michele Mathieu
Listing Office
LAER Realty Partners
Office Phone
978-534-3100
Agent MLS ID
CN217300
Office MLS ID
AN1929
Listing Data Updated
Sep 18, 2026 8:14 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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