353 Chestnut St, Gardner MA 01440

Gardner, MA 01440
$460,000
Est. $3,072/month
5
Beds
3
Baths
2,967
Sq Ft
$155
Price/Sq Ft
0.22
Acres
1900
Year Built
2
Garage Spaces
14
Days on Market
Sale Pending Listed Jun 29, 2026 • MLS# 73543156 Copied! • Updated Jul 15, 2026

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About this home

Opportunity awaits with this spacious three-family property offering generous living space and exceptional storage throughout. The first and third floor units will be delivered vacant, making this an ideal opportunity for an owner-occupant or investor looking to maximize rental income. While the property could benefit from cosmetic updates, the size, layout, and potential are hard to beat. Each unit offers ample living space, and the first and second floor units each enjoy two levels of dedicated storage in and above the garage. The expansive basement provides even more storage along with separate washer and dryer hookups for each unit. Whether you're looking to renovate, expand your portfolio, or live in one unit while generating income from the others, this property is full of possibilities. Conveniently located near local amenities, shopping, restaurants, and major commuter routes.

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Property History

Market Insights

Property Timeline

Pending Sale
Jul 14, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Jun 29, 2026
$460,000
Original listing

Tax History

Year Taxes Assessment
2026 $6,556 $476,100

Financial Details

Annual Property Tax
$6,556
Tax Year 2026
Assessed Value
$476,100

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style 3 Family
Year Built 1900
Living Area 2,967 sq ft
Lot Size 0.22 acres
Bedrooms 5
Full Baths 3
Total Rooms 15

Investment Metrics

Units 3
Unit 1 Rent — · N
Unit 2 Rent $500/mo · N
Total Monthly Rent $500/mo
Gross Income $6,000
Net Operating Income $6,000
Cap Rate 1.30%
Heating Electric, Natural Gas
Cooling Window Unit(s)
Flooring None
Appliances Range, Refrigerator, Freezer
Fireplace None
Basement Full, Walk-out Access, Garage Access, Concrete, Unfinished
Laundry None
Features Ceiling Fan(s), Storage, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Sunroom
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Garage Spaces 2
Has Garage Yes
Features Paved Drive, Off Street
Total Spaces 8
Electric 110 Volts
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $6,556
Assessed Value $476,100
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 16 days

Property Overview

Property Type
3 Family
Listing Type
Sale Pending
Year Built
1900
Bedrooms
5
Full Bathrooms
3
Living Area
2,967 sq ft
Total Rooms
15
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring:
Appliances: Range, Refrigerator, Freezer
Interior Features: Ceiling Fan(s), Storage, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Sunroom
Windows:
Basement: Full, Walk-Out Access, Garage Access, Concrete, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials:
Roof:
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Electric, Natural Gas
Cooling: Window Unit(s)
Hot Water: Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 8
Parking Features: Paved Drive, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $546
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

353 Chestnut St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Gabrielle Brouillet
Listing Office Empire Real Estate Group
Office Phone 978-632-3830
Agent MLS ID CN221272
Office MLS ID H95091
Listing Data Updated Jul 15, 2026 10:28 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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