35 N Summer St, Holyoke MA 01040
Holyoke, MA 01040
$355,000
Est. $2,199/month
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About this home
This two-family home features a recently updated 2 BR/1 Bath unit occupying the first floor and a massive 4 BR/2 Bath unit spread over the second and third floors. This is the perfect opportunity for savvy investors or an owner-occupied premises for a first-time homebuyer wanting to offset the mortgage. This property is move in ready and includes a fenced in yard on a corner lot. Newer appliances, windows, roof, and mechanics, and modern finish throughout (APO). Situated in central Holyoke, moments from local parks, public transportation, and amenities, highways, etc. Schedule a showing today!
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Pending Sale
Jun 1, 2026
Offer accepted, sale pending
Listed for Sale
May 28, 2026
$355,000
Original listing
Agent: Danielle Lafond
Office: Berkshire Hathaway HomeServices Realty Professionals
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 06/01/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 05/28/2026 | 🏠 Listed for Sale | $355,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $2,446 | $140,100 |
Financial Details
Annual Property Tax
$2,446
Tax Year 2025
Assessed Value
$140,100
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1910
Living Area
1,806 sq ft
Lot Size
0.17 acres
Stories
3
Bedrooms
4
Full Baths
2
Total Rooms
12
Investment Metrics
Units
2
Unit 1 Rent
$1,700/mo · Y
Unit 2 Rent
$1,350/mo · Y
Total Monthly Rent
$3,050/mo
Gross Income
$36,600
Net Operating Income
$36,600
Cap Rate
10.31%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$2,446
Assessed Value
$140,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller Has Never Occupied The Property. Both Units Currently Occupied- Please Give Advance Notice Of Showings To Coordinate With Tenants. First Floor Tenants Lease Is Up In July 2026- $1, 700/month And Second Floor Tenants Month To Month Section 8 @ $1, 350/month.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
4 days
Property Overview
Property Type
Multi Family
Listing Type
Sale Pending
Year Built
1910
Bedrooms
4
Full Bathrooms
2
Living Area
1,806 sq ft
Total Rooms
12
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,806 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1910
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Nearby Schools
School District
Holyoke School District local
F
Where Graduates Go
Class of 2021
36%
attend college
15%
4-Year
21%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
12.2%
Above Average
9.6%
Suspensions
2.7%
In-School
2.6%
Emergency
6.7% above state avg
Elementary Schools
10 schools
Mater Dolorosa School
0.6 mi
Grades PK-08
First Lutheran School
1.8 mi
Grades PK-08
Center School/Crisis Interv & Assessment
2.0 mi
Grades PK-12
Blessed Sacrament School
2.0 mi
Grades PK-08
C-
Holyoke Community Charter School
2.3 mi
|
#314 of 352
|
Score: 30.4
Dropped 12 spots from last year
-27.8 below state avg
701 students
Less Diverse
Grades K-08
F
Kelly Elementary School
0.4 mi
|
#814 of 824
|
Score: 25.5
Improved 20 spots from last year
-32.7 below state avg
464 students
Less Diverse
Rising School
Grades PK-05
F
H.B. Lawrence School
1.0 mi
|
#822 of 824
|
Score: 22.9
Improved 14 spots from last year
-35.3 below state avg
305 students
Moderate
Grades PK-05
F
Morgan Full Service Community School
1.0 mi
|
#813 of 824
|
Score: 25.6
Improved 18 spots from last year
-32.7 below state avg
334 students
Less Diverse
Grades PK-05
C
E.N. White Elementary School
2.0 mi
|
#606 of 824
|
Score: 40.6
Improved 142 spots from last year
-17.6 below state avg
453 students
Moderate
Rising School
Grades PK-05
F
Maurice A Donahue Elementary School
3.0 mi
|
#820 of 824
|
Score: 23.9
Dropped 51 spots from last year
-34.3 below state avg
388 students
Moderate
Grades PK-05
Middle Schools
2 schools
Dr. William R. Peck Middle School
1.7 mi
Grades 06-08
F
Lt. Clayre Sullivan Elementary School
2.5 mi
|
#348 of 352
|
Score: 24.0
Improved 19 spots from last year
-34.2 below state avg
463 students
Moderate
Grades 06-08
High Schools
4 schools
LightHouse Holyoke
0.7 mi
Grades 06-12
D
Holyoke High School
1.4 mi
|
#317 of 346
|
Score: 33.6
Improved 40 spots from last year
-24.6 below state avg
1,569 students
Moderate
15 sports
• 722 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
F
Opportunity Academy at Metcalf
2.0 mi
|
#335 of 346
|
Score: 22.7
Improved 49 spots from last year
-35.5 below state avg
213 students
Moderate
Rising School
Grades 09-12
B+
Gateway to College at Holyoke Community College
3.0 mi
|
#130 of 346
|
Score: 74.1
Same rank as last year
21 students
Diverse
College Ready Curriculum
Grades 09-12
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Loan Amount
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$204
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
35 N Summer St, Holyoke MA 01040
Holyoke, MA 01040
Listing Information
Listing Agent
Danielle Lafond
Listing Office
Berkshire Hathaway HomeServices Realty Professionals
Office Phone
413-568-2405
Agent MLS ID
CN209868
Office MLS ID
AN7318
Listing Data Updated
Aug 21, 2026 7:20 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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