35 Cedar St # 2, Gardner MA 01440

Gardner, MA 01440

$229,900

$214,900

Est. $1,650/month

Beds

Baths

1,027

Sq Ft

$209

Price/Sq Ft

1920

Year Built

Parking

Condominium

Type

Days on Market

Pending Price Drop -$15,000 Listed Apr 10, 2026 • MLS# 73499921 Copied! • Updated May 13, 2026

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Public Records & Permits

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A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

Price Changes

6.5%

Price Range

Property Timeline

⏳

Pending Sale

May 12, 2026

Offer accepted, sale pending

↓

Price Reduced

May 4, 2026

$214,900 $5,000 (-2.27%)

From $219,900 to $214,900 (-2.3%)

↓

Price Reduced

Apr 16, 2026

$219,900 $10,000 (-4.35%)

From $229,900 to $219,900 (-4.3%)

🏠

Listed for Sale

Apr 10, 2026

$229,900

Original listing

Agent: Eric Callahan Office: Prospective Realty INC

Date	Event	Price	Change	$/sqft	Details
05/12/2026	⏳ Pending Sale	-	-	-	Offer accepted, sale pending
05/04/2026	↓ Price Reduced	$214,900	$5,000	-	From $219,900 to $214,900 (-2.3%)
04/16/2026	↓ Price Reduced	$219,900	$10,000	-	From $229,900 to $219,900 (-4.3%)
04/10/2026	🏠 Listed for Sale	$229,900	-	-	Original listing

Tax History

Year	Taxes	Assessment
2025	$2,112	$147,100

Financial Details

Annual Property Tax

$2,112

Tax Year 2025

HOA Fee

$187

Monthly

Assessed Value

$147,100

Facts & Features

Home Facts

Type Residential

Style Condominium

Year Built 1920

Living Area 1,027 sq ft

Bedrooms 2

Full Baths 1

Total Rooms 4

Interior

Heating Baseboard

Cooling None

Flooring None

Appliances None

Fireplace None

Basement Y

Laundry None

Features None

Exterior

Construction Frame

Architecture Other (see Remarks)

Roof None

Features None

Pool None

Spa None

Fencing None

Patio/Porch None

Parking

Features Off Street, Deeded

Total Spaces 2

Utilities

Electric None

Water Public

Sewer Public Sewer

Gas None

Other None

Financial

Annual Tax $2,112

Assessed Value $147,100

HOA & Community

HOA Fee $187 Monthly

Fee Includes Water, Sewer, Insurance, Maintenance Grounds, Snow Removal

Amenities None

Optional Fee Includes None

Down Payment Resource Eligible

Pets Yes w/ Restrictions

MA Disclosures

Seller Disclosures Buyer Due Diligence

Additional Details

Possession None

Accepted Financing None

Structure Type ["Garden"]

Unit/Building 2

Sq Ft Source Public Record

Documents None

County Worcester

Total market time (incl. prior listings) 32 days

Property Overview

Property Type

Condominium

Listing Type

For Sale

Year Built

1920

Bedrooms

Full Bathrooms

Living Area

1,027 sq ft

Total Rooms

Stories

Entry Level

Room Details

Other Floor

Bathroom1

Bedroom5

Bedroom4

Bedroom3

Dining Room

Kitchen

Bathroom2

Bedroom2

Living Room

Bathroom3

Master Bedroom

Office

Family Room

Master Bathroom

Interior Features

Flooring:

Appliances:

Interior Features:

Windows:

Basement: Y

Laundry:

Security:

Construction & Materials

Style: Other (See Remarks)

Year Built: 1920

Structure Type: Garden

Exterior Materials: Frame

Roof:

Foundation:

Stories: 2

Heating, Cooling & Utilities

Heating: Baseboard

Cooling: None

Hot Water:

Water Source: Public

Sewer: Public Sewer

Energy Features:

Exterior & Lot

Exterior Features:

Patio & Porch:

Fencing:

Other Structures:

Lot Features:

Road Surface:

Parking & Garage

Total Parking Spaces: 2

Parking Features: Off Street, Deeded

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment

Principal, interest, taxes & insurance

Loan Amount

After down payment

Total Interest

Over life of loan

Total Cost

Including down payment

Home Price

Down Payment

Down: $0

Interest Rate

Loan Term

Monthly Payment Breakdown

Principal & Interest $0

Property Tax $176

Homeowners Insurance $200

HOA Fee $187/mo

PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0

Total principal paid $0

Total interest paid $0

Rate Impact

-0.5% Rate

$0/mo

Save $0/mo

Current Rate

$0/mo

+0.5% Rate

$0/mo

Cost $0/mo

Payment Over Time

Interest

Principal

Year 1

95% Interest

Year 15

50/50

Year 30

95% Principal

* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

35 Cedar St # 2, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Eric Callahan

Listing Office Prospective Realty INC

Office Phone 978-668-5396

Agent MLS ID H8000618

Office MLS ID AN2243

Listing Data Updated May 13, 2026 3:30 AM EDT

Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate

Douglas Elliman

(617) 800 - 9008 contact@bmnboston.com

Ask about this property — free, no obligation.

35 Cedar St # 2, Gardner MA 01440

Public Records & Permits

Recently Sold Nearby

Market Insights

Property Timeline

Pending Sale

Price Reduced

Price Reduced

Listed for Sale

Tax History

Home Facts

Interior

Exterior

Parking

Utilities

Financial

HOA & Community

MA Disclosures

Additional Details

Property Overview

Other Floor

Monthly Payment Breakdown

Loan Summary

Rate Impact

Payment Over Time

Neighborhood

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35 Cedar St # 2, Gardner MA 01440

Public Records & Permits

BMN Estimate

Recently Sold Nearby

Property History

Market Insights

Property Timeline

Pending Sale

Price Reduced

Price Reduced

Listed for Sale

Detailed History Table ▼

Tax History

Financial Details

Facts & Features

Home Facts

Interior

Exterior

Parking

Utilities

Financial

HOA & Community

MA Disclosures

Additional Details

Property Overview

Room Details

Other Floor

Interior Features

Construction & Materials

Heating, Cooling & Utilities

Exterior & Lot

Parking & Garage

Nearby Schools

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Monthly Payment Breakdown

Loan Summary

Rate Impact

Payment Over Time

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