34 Ocean Terrace, Lynn MA 01902

Lynn, MA 01902

$1,100,000

Est. $6,848/month

7

Beds

3.5

Baths

4,846

Sq Ft

$227

Price/Sq Ft

0.00

Acres

1910

Year Built

4

Parking

3 Family

Type

21 hours 37 minutes

Time on Market

Active Listed Jul 19, 2026 • MLS# 73551917 Copied! • Updated Jul 20, 2026

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About this home

Exceptional 3 Family With Breathtaking Ocean Views! One of A Kind Property Located On The Desirable Swampscott/Lynn Line Featuring 16 Rooms, 7 Bedrooms, And 3.5 Bathrooms! This Spacious Property Offers Generously Sized, Sun-Filled Units With Timeless Character And Flexible Living Space Ideal For Both Investors And Owner-Occupants. Classic Architectural Details, Hardwood Flooring, And A Well-Maintained Layout Create The Perfect Blend Of Charm And Functionality. Laundry In Units and Separate Utilities Provide Added Convenience For Owners And Tenants. Recent Improvements Include Newer High Efficiency Gas Heating Systems, Newer Windows, Updated Electric! This Prime Coastal Location Offers The Best Of Convenience And Lifestyle. Strong Rental Appeal And The Opportunity To Own A Signature Property In One Of Lynn's Most Sought-After Waterfront Neighborhoods! Great Value!

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Recently Sold Nearby

Property History

Property Timeline

🏠

Listed for Sale

Jul 19, 2026

$1,100,000

Original listing

Agent: Colleen Toner Office: Toner Real Estate, LLC

Detailed History Table ▼

Date	Event	Price	Change	$/sqft	Details
07/19/2026	🏠 Listed for Sale	$1,100,000	-	-	Original listing

Tax History

Year	Taxes	Assessment
2026	$13,028	$1,103,400

Financial Details

Annual Property Tax

$13,028

Tax Year 2026

Assessed Value

$1,103,400

Facts & Features

Home Facts

Type Residential Income

Style 3 Family

Year Built 1910

Living Area 4,846 sq ft

Lot Size 0.0000

Bedrooms 7

Full Baths 3

Half Baths 1

Total Rooms 16

Investment Metrics

Units 3

Unit 1 Rent $2,100/mo · N

Unit 2 Rent $2,100/mo · N

Unit 3 Rent $2,100/mo · N

Total Monthly Rent $6,300/mo

Gross Income $75,600

Net Operating Income $75,600

Cap Rate 6.87%

Interior

Heating Natural Gas

Cooling None

Flooring Hardwood

Appliances Range, Dishwasher, Disposal, Refrigerator, Microwave

Fireplace None

Fireplaces 3

Basement Full

Laundry None

Features Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room, Sunroom

Exterior

Construction Frame

Architecture None

Roof Shingle

Features Rain Gutters, Decorative Lighting, Garden

Pool None

Spa None

Fencing None

Patio/Porch Porch

Parking

Features Off Street, Tandem

Total Spaces 4

Utilities

Electric 100 Amp Service

Water Public

Sewer Public Sewer

Gas None

Other None

Financial

Annual Tax $13,028

Assessed Value $1,103,400

HOA & Community

Fee Includes None

Amenities None

Optional Fee Includes None

Down Payment Resource Eligible

MA Disclosures

Seller Disclosures None

Additional Details

Possession None

Accepted Financing None

Structure Type []

House Color Tan

Sq Ft Source Public Record

Documents None

County Essex

Total market time (incl. prior listings) 1 days

Property Overview

Property Type

3 Family

Listing Type

For Sale

Year Built

1910

Bedrooms

7

Full Bathrooms

3

Half Bathrooms

1

Living Area

4,846 sq ft

Total Rooms

16

Stories

3

Levels

3

Room Details

Other Floor

Bathroom1

Bedroom5

Bedroom4

Bedroom3

Dining Room

Kitchen

Bathroom2

Bedroom2

Living Room

Bathroom3

Master Bedroom

Office

Family Room

Master Bathroom

Interior Features

Flooring: Hardwood

Appliances: Range, Dishwasher, Disposal, Refrigerator, Microwave

Interior Features: Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room, Sunroom

Windows: Screens

Basement: Full

Laundry:

Security:

Construction & Materials

Year Built: 1910

Structure Type:

Exterior Materials: Frame

Roof: Shingle

Foundation: Stone

Stories: 3

Heating, Cooling & Utilities

Heating: Natural Gas

Heating Zones: 3

Cooling:

Hot Water: Natural Gas

Water Source: Public

Sewer: Public Sewer

Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters, Decorative Lighting, Garden

Patio & Porch: Porch

Fencing:

Other Structures:

Lot Features: Cleared, Level

Road Surface:

Parking & Garage

Total Parking Spaces: 4

Parking Features: Off Street, Tandem

Special Features

Fireplaces: 3

Fireplace Type:

Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Conservation Area, Highway Access, House of Worship, Marina, Private School, Public School, T-Station, University

Nearby Schools

School District

Lynn School District local

D

⚠ School Safety 2024-25

3.5% Above Average

3.0% Suspensions 0.3% In-School 0.1% Expulsions 0.4% Emergency

↓ 2.0% below state avg

E

Elementary Schools

10 schools

The Hathaway School

0.7 mi

Grades PK-08

B-

KIPP Academy Lynn Charter School

1.3 mi | #197 of 346 | Score: 51.6

Improved 64 spots from last year

-6.6 below state avg

1,637 students Moderate

High Graduation Rate Rising School College Ready Curriculum

Grades K-12

St. Pius V Elementary School

1.6 mi

Grades PK-08

C-

Lynn Vocational Technical Institute

1.7 mi | #284 of 346 | Score: 42.8

Improved 50 spots from last year

-15.5 below state avg

1,584 students Moderate

Early College Program Rising School Career Tech Programs

Grades PK-12

North Shore Christian School

2.2 mi

Grades PK-08

Sacred Heart Elementary School

2.6 mi

Grades PK-08

TEAMS Academy at Virginia Barton Center

3.0 mi

Grades PK-12

C-

Brickett Elementary School

0.4 mi | #688 of 824 | Score: 36.3

Improved 101 spots from last year

-21.9 below state avg

318 students Moderate

Rising School

Grades K-05

C-

Ingalls School

0.8 mi | #673 of 824 | Score: 37.3

Improved 125 spots from last year

-20.9 below state avg

719 students Moderate

Rising School

Grades K-05

C-

E. J. Harrington Elementary School

0.8 mi | #717 of 824 | Score: 34.2

Improved 76 spots from last year

-24 below state avg

687 students Moderate

Rising School

Grades PK-05

M

Middle Schools

2 schools

C-

Thurgood Marshall Middle School

0.5 mi | #311 of 352 | Score: 30.5

Improved 40 spots from last year

-27.7 below state avg

1,310 students Moderate

Rising School

Grades 06-08

C+

Pickering Middle School

2.3 mi | #226 of 352 | Score: 38.6

Improved 81 spots from last year

-19.6 below state avg

583 students Diverse

Rising School

Grades 06-08

H

High Schools

6 schools

B

Fredrick Douglass Collegiate Academy

1.1 mi | #12 of 25 | Score: 33.4

Improved 330 spots from last year

-24.8 below state avg

235 students Moderate

Early College Program Rising School

Grades 06-12

St. Mary's High School

1.4 mi

Grades 07-12

City Arts & Sciences Academy at Fecteau-Leary

1.6 mi

Grades 06-12

D

Lynn English High School

1.3 mi | #318 of 346 | Score: 33.5

Improved 37 spots from last year

-24.8 below state avg

2,062 students Moderate

18 sports • 1,425 athletes

Early College Program Rising School Career Tech Programs Strong Athletics

Grades 09-12

B-

Harold Durgin Success Academy

1.6 mi | #16 of 25 | Score: 30.4

Improved 329 spots from last year

-27.8 below state avg

94 students Diverse

Rising School Career Tech Programs

Grades 09-12

C-

Classical High School

3.2 mi | #302 of 346 | Score: 37.9

Improved 51 spots from last year

-20.3 below state avg

1,795 students Moderate

Early College Program Rising School Career Tech Programs

Grades 09-12

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Neighborhood

34 Ocean Terrace, Lynn MA 01902

Lynn, MA 01902

Listing Information

Listing Agent Colleen Toner

Listing Office Toner Real Estate, LLC

Office Phone 781-780-9054

Agent MLS ID C1541120

Office MLS ID AC1714

Listing Data Updated Jul 20, 2026 3:30 AM EDT

Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Douglas Elliman

(617) 800 - 9008 contact@bmnboston.com

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