339 Chestnut Street, Gardner MA 01440
Gardner, MA 01440
$649,999
$634,999
Est. $3,941/month
About this home
Well-maintained four-unit multifamily property offering a blend of classic New England charm and thoughtful updates. Most units feature exposed beams, adding warmth and character throughout. Units 2 and 3 have been tastefully renovated, while Units 1 and 4 feature custom woodwork, appealing to those who appreciate timeless craftsmanship. The property includes an oversized garage with five under-building spaces, plus a detached garage (23'x28' +/-) with two additional bays, ideal for parking, storage, or potential additional income opportunities. Two units are currently occupied by long-term tenants, providing stable rental income. Perfect for owner-occupants or investors seeking immediate cash flow. A rare opportunity to own a versatile, income-generating property with both charm and upside potential. Studio apartment not included in total bedroom count. Two front units side-by-side. Two rear units stacked.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
2.3%
Price Range
Property Timeline
Price Reduced
Jul 7, 2026
$634,999
$15,000
(-2.31%)
From $649,999 to $634,999 (-2.3%)
Showing Instructions Updated
Jun 15, 2026
New showing requirements
Listed for Sale
Jun 10, 2026
$649,999
Original listing
Office: Barrett Sotheby's International Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/07/2026 | ↓ Price Reduced | $634,999 | $15,000 | - | From $649,999 to $634,999 (-2.3%) |
| 06/15/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 06/10/2026 | 🏠 Listed for Sale | $649,999 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $6,356 | $442,600 |
Financial Details
Annual Property Tax
$6,356
Tax Year 2025
Assessed Value
$442,600
Facts & Features
5 Car Garage
Home Facts
Type
Residential Income
Style
4 Family
Year Built
1920
Living Area
3,298 sq ft
Lot Size
0.26 acres
Bedrooms
5
Full Baths
4
Total Rooms
15
Investment Metrics
Units
4
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
Natural Gas
Cooling
None
Flooring
Tile, Vinyl, Varies, Laminate, Wood, Carpet
Appliances
Range, Refrigerator, Freezer
Fireplace
None
Basement
Full, Garage Access, Concrete, Unfinished
Laundry
Washer & Dryer Hookup
Features
Ceiling Fan(s), Walk-up Attic, Bathroom With Tub & Shower, Country Kitchen, Cathedral/vaulted Ceilings, Studio, Bathroom With Shower Stall, Open Floorplan, Remodeled, Storage, Living Room, Kitchen, Office/den, Mudroom
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
Balcony/deck, Rain Gutters
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck - Wood
Parking
Garage Spaces
5
Has Garage
Yes
Features
Paved Drive, Off Street, Paved
Total Spaces
15
Utilities
Electric
Circuit Breakers, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$6,356
Assessed Value
$442,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Dw/garbage Disposal In Unit 1 Does Not Work. Unit 2 & 3 Also Has Some Electric Heat (tenants Pay). Large Garage Door On Separate Garage Does Not Work. Only Thermostat In Unit 3.
Exclusions
Sale Excludes Tenants Personal Property. Range/Fridge Unit 1 Is Tenants. W/D In Unit 4 & Basement.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
36 days
Property Overview
Property Type
4 Family
Listing Type
For Sale
Year Built
1920
Bedrooms
5
Full Bathrooms
4
Living Area
3,298 sq ft
Total Rooms
15
Stories
4
Levels
4
Room Details
Interactive room guide
Floor Layout
Finished Area
3,298 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Deck - Wood
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Other Floor
Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom
Interior Features
Flooring:
Tile, Vinyl, Varies, Laminate, Wood, Carpet
Appliances:
Range, Refrigerator, Freezer
Interior Features:
Ceiling Fan(s), Walk-Up Attic, Bathroom With Tub & Shower, Country Kitchen, Cathedral/Vaulted Ceilings, Studio, Bathroom with Shower Stall, Open Floorplan, Remodeled, Storage, Living Room, Kitchen, Office/Den, Mudroom
Windows:
Insulated Windows, Screens
Basement:
Full, Garage Access, Concrete, Unfinished
Laundry:
Washer & Dryer Hookup
Security:
Construction & Materials
Year Built:
1920
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Brick/Mortar
Stories:
4
Heating, Cooling & Utilities
Heating:
Natural Gas
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony/Deck, Rain Gutters
Patio & Porch:
Porch, Deck - Wood
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Garage Spaces:
5
Total Parking Spaces:
15
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$530
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
339 Chestnut Street, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Jennifer Farnsworth
Listing Office
Barrett Sotheby's International Realty
Office Phone
978-692-6141
Agent MLS ID
CN249433
Office MLS ID
AN6966
Listing Data Updated
Jul 16, 2026 3:28 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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