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339 Chestnut Street, Gardner MA 01440

Gardner, MA 01440
$649,999
Est. $4,016/month
5
Beds
4
Baths
3,298
Sq Ft
$197
Price/Sq Ft
0.26
Acres
1920
Year Built
14 hours 31 minutes
Time on Market
Active Listed Jun 10, 2026 • MLS# 73533499 Copied!

About this home

Well-maintained four-unit multifamily property offering a blend of classic New England charm and thoughtful updates. Most units feature exposed beams, adding warmth and character throughout. Units 2 and 3 have been tastefully renovated, while Units 1 and 4 retain their original woodwork, appealing to those who appreciate timeless craftsmanship. The property includes an oversized garage with five under-building spaces, plus a detached garage (23'x28' +/-) with two additional bays, ideal for parking, storage, or potential additional income opportunities. Two units are currently occupied by long-term tenants, providing stable rental income. Perfect for owner-occupants or investors seeking immediate cash flow. A rare opportunity to own a versatile, income-generating property with both charm and upside potential. Property is located in area zoned COM 2 increasing investment potential. Have your agent sign up today for the group showing Sunday, June 14!

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Property Overview

Property Type
4 Family
Listing Type
For Sale
Year Built
1920
Bedrooms
5
Full Bathrooms
4
Living Area
3,298 sq ft
Total Rooms
15
Stories
4
Levels
4

Facts & Features

5 Car Garage

Home Facts

Type Residential Income
Style 4 Family
Year Built 1920
Living Area 3,298 sq ft
Lot Size 0.26 acres
Bedrooms 5
Full Baths 4
Total Rooms 15

Interior

Heating Natural Gas
Cooling None
Flooring Tile, Vinyl, Varies, Laminate, Wood, Carpet
Appliances Range, Refrigerator, Freezer
Fireplace None
Basement Full, Garage Access, Concrete, Unfinished
Laundry Washer & Dryer Hookup
Features Ceiling Fan(s), Walk-up Attic, Bathroom With Tub & Shower, Country Kitchen, Cathedral/vaulted Ceilings, Studio, Bathroom With Shower Stall, Open Floorplan, Remodeled, Storage, Living Room, Kitchen, Office/den, Mudroom

Exterior

Construction None
Architecture None
Roof Shingle
Features Balcony/deck, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck - Wood

Parking

Garage Spaces 5
Has Garage Yes
Features Paved Drive, Off Street, Paved
Total Spaces 15

Utilities

Electric Circuit Breakers, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $6,356
Assessed Value $442,600

Interior Features

Flooring: Tile, Vinyl, Varies, Laminate, Wood, Carpet
Appliances: Range, Refrigerator, Freezer
Interior Features: Ceiling Fan(s), Walk-Up Attic, Bathroom With Tub & Shower, Country Kitchen, Cathedral/Vaulted Ceilings, Studio, Bathroom with Shower Stall, Open Floorplan, Remodeled, Storage, Living Room, Kitchen, Office/Den, Mudroom
Windows: Insulated Windows, Screens
Basement: Full, Garage Access, Concrete, Unfinished
Laundry: Washer & Dryer Hookup
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Brick/Mortar
Stories: 4

Heating, Cooling & Utilities

Heating: Natural Gas
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Rain Gutters
Patio & Porch: Porch, Deck - Wood
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Garage Spaces: 5
Total Parking Spaces: 15
Parking Features: Paved Drive, Off Street, Paved

Location

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Neighborhood

339 Chestnut Street, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.0 mi
Grades K-08
C-
Gardner Elementary School
0.8 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.1 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
1.0 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.3 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $530
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 10, 2026
$649,999
Original listing
Office: Barrett Sotheby's International Realty

Price & Status History

Date Event Price Change
Jun 10, 2026 New Listing Added $649,999

Market Statistics

Time on Market
14 hours 31 minutes
Price per Sq Ft
$197

Tax History

Year Taxes Assessment
2025 $6,356 $442,600

Financial Details

Annual Property Tax
$6,356
Tax Year 2025
Assessed Value
$442,600

Listing Information

Listing Agent Jennifer Farnsworth
Listing Office Barrett Sotheby's International Realty
Agent MLS ID CN249433
Office MLS ID AN6966
Listing Data Updated Jun 10, 2026 9:35 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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