323 Pearl St, Gardner MA 01440

Gardner, MA 01440
$330,000
Est. $2,205/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
1,148
Sq Ft
$287
Price/Sq Ft
0.25
Acres
1947
Year Built
2
Parking
11 hours 49 minutes
Time on Market
For Sale Open House Listed Sep 22, 2026 • MLS# 73580807 Copied! • Updated Sep 22, 2026

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Open House Schedule

26
Sep
Saturday, September 26
12:00 PM - 1:30 PM EDT
24
Sep
Thursday, September 24
5:00 PM - 6:30 PM EDT
27
Sep
Sunday, September 27
11:00 AM - 12:30 PM EDT

About this home

Charming character meets modern convenience in this beautifully updated home! From the moment you arrive, the inviting enclosed front porch sets the tone for a home that perfectly blends classic charm with thoughtful updates. Step inside to find gleaming hardwood floors throughout and a bright, comfortable layout with plenty of natural light. The renovated kitchen features crisp cabinetry with under cabinet lighting, granite countertops and newer black slate appliances, creating a stylish and functional space for everyday living and entertaining. The spacious first floor bathroom offers the added convenience of first floor laundry, making daily life just a little easier. Upstairs, you'll find two comfortable bedrooms. And the updates don't stop at the cosmetics Harvey windows, siding, gutters, insulation, water heater and oil tank have all been updated, giving buyers added peace of mind, Throughout the home, you'll appreciate the combination of updated finishes, classic details, and the warmth that makes this house feel like home. And don't overlook the enclosed front porch- the perfect spot for your morning coffee, relaxing with a book, or enjoying the changing seasons. Updated, move-in ready, and full of charm this is one you won't want to miss!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 22, 2026
$330,000
Original listing
Agent: Team Molet Office: Keller Williams Realty North Central

Tax History

Year Taxes Assessment
2026 $4,039 $293,300

Financial Details

Annual Property Tax
$4,039
Tax Year 2026
Assessed Value
$293,300

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1947
Living Area 1,148 sq ft
Lot Size 0.25 acres
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Steam, Oil
Cooling Wall Unit(s)
Flooring Hardwood
Appliances Electric Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Fireplace None
Basement Walk-out Access, Interior Entry, Unfinished
Laundry Bathroom - Full, Electric Dryer Hookup, Washer Hookup, First Floor
Features Internet Available - Unknown

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Porch - Enclosed, Patio, Rain Gutters, Storage
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed, Patio
Features Paved Drive, Paved
Total Spaces 2
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup, Icemaker Connection
Annual Tax $4,039
Assessed Value $293,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures No Heat In Upstairs Bedrooms. Window Ac And Cabinets In Basement To Convey. Hot And Cold Plumbing Roughed For Possible Upstairs Bathroom. Ceiling Fan In Porch Area Not Functioning.
Possession None
Accepted Financing Contract
Structure Type []
House Color Grey Green
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1947
Bedrooms
2
Full Bathrooms
1
Living Area
1,148 sq ft
Total Rooms
5

Floor Layout

Interior Features

Flooring: Hardwood
Appliances: Electric Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Interior Features: Internet Available - Unknown
Windows: Insulated Windows
Basement: Walk-Out Access, Interior Entry, Unfinished
Laundry: Bathroom - Full, Electric Dryer Hookup, Washer Hookup, First Floor
Security:

Construction & Materials

Style: Cape
Year Built: 1947
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Steam, Oil
Heating Zones: 1
Cooling: Wall Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch - Enclosed, Patio, Rain Gutters, Storage
Patio & Porch: Porch - Enclosed, Patio
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved Drive, Paved
School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
1.5 mi
Grades K-08
C-
Gardner Elementary School
0.3 mi | #677 of 825 | Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
D
Gardner Middle School
0.5 mi | #335 of 352 | Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
0.4 mi | #230 of 346 | Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.8 mi | #325 of 346 | Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $337
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

323 Pearl St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Team Molet
Listing Office Keller Williams Realty North Central
Office Phone 978-840-9000
Agent MLS ID TM341770
Office MLS ID K95580
Listing Data Updated Sep 22, 2026 11:49 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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