321 Westerly Cr., Ludlow MA 01056
Ludlow, MA 01056
$679,900
$599,900
Est. $4,029/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to this immaculately clean. HUGE PRICE DROP! well kept custom built contemporary home offerring a bright, open floor plan and exceptional space for both everyday living and entertaining.The oversized living room flows seamlessly into the eat-in dining area and kitchen, highlighted by multiple glass sliding doors that frame beautiful views of the backyard and flood the home with natural light. The primary bedroom is conveniently located on the main floor, providing comfort and privacy, with 3 beds and 3.5 baths. This home offers flexibility for guests, family, or a home office. two gas fireplaces add warmth, creating inviting spaces to relax year-round. Step outside into a quiet backyard and patio designed for entertaining, or unwind in the charming three-season room, perfect for reading, enjoying morning coffee, or surrounding yourself with plants. One of the most desired neighborhoods, two-car garage, and spacious layout complete this move-in-ready home.
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Recently Sold Nearby
Property History
Market Insights
3
Price Changes
11.8%
Price Range
Property Timeline
Price Reduced
Sep 1, 2026
$599,900
$20,000
(-3.23%)
From $619,900 to $599,900 (-3.2%)
Price Reduced
Jun 23, 2026
$619,900
$30,000
(-4.62%)
From $649,900 to $619,900 (-4.6%)
Price Reduced
May 1, 2026
$649,900
$30,000
(-4.41%)
From $679,900 to $649,900 (-4.4%)
Listed for Sale
Apr 1, 2026
$679,900
Original listing
Office: Ideal Real Estate Services, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/01/2026 | ↓ Price Reduced | $599,900 | $20,000 | - | From $619,900 to $599,900 (-3.2%) |
| 06/23/2026 | ↓ Price Reduced | $619,900 | $30,000 | - | From $649,900 to $619,900 (-4.6%) |
| 05/01/2026 | ↓ Price Reduced | $649,900 | $30,000 | - | From $679,900 to $649,900 (-4.4%) |
| 04/01/2026 | 🏠 Listed for Sale | $679,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $9,550 | $596,500 |
Financial Details
Annual Property Tax
$9,550
Tax Year 2026
Assessed Value
$596,500
Facts & Features
2 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1995
Living Area
3,012 sq ft
Lot Size
1.15 acres
Bedrooms
3
Full Baths
3
Half Baths
1
Total Rooms
7
Interior
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air
Flooring
Tile
Appliances
Gas Water Heater, Range, Dishwasher, Microwave, Washer, Dryer
Fireplace
None
Fireplaces
2
Basement
Full, Partially Finished
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Contemporary
Roof
Shingle
Features
Porch, Deck - Vinyl
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck - Vinyl
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Paved Drive, Off Street
Total Spaces
6
Utilities
Electric
200+ Amp Service
Water
Private
Sewer
Inspection Required For Sale, Private Sewer
Gas
None
Other
For Gas Range, For Gas Oven
Financial
Annual Tax
$9,550
Assessed Value
$596,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Gray
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
318 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1995
Bedrooms
3
Full Bathrooms
3
Half Bathrooms
1
Living Area
3,012 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,012 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Deck - Vinyl
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile
Appliances:
Gas Water Heater, Range, Dishwasher, Microwave, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Partially Finished
Laundry:
Security:
Construction & Materials
Style:
Contemporary
Year Built:
1995
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Central, Forced Air, Natural Gas
Cooling:
Central Air
Hot Water:
Water Source:
Private
Sewer:
Inspection Required for Sale, Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Deck - Vinyl
Patio & Porch:
Porch, Deck - Vinyl
Fencing:
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
6
Parking Features:
Attached, Paved Drive, Off Street
Special Features
Fireplaces:
2
Fireplace Type:
Community Amenities:
Nearby Schools
School District
Ludlow School District local
C
School Safety
2024-25
3.9%
Above Average
3.9%
Suspensions
0.3%
In-School
1.6% below state avg
Elementary Schools
3 schools
C-
Old Mill Pond School
3.8 mi
|
#701 of 825
|
Score: 35.7
Dropped 68 spots from last year
-22.6 below state avg
676 students
Moderate
Grades PK-06
East Street Elementary School
3.9 mi
358 students
Moderate
Grades PK-01
B
Harris Brook Elementary School
4.2 mi
|
#388 of 825
|
Score: 48.1
Improved 217 spots from last year
-10.1 below state avg
578 students
Moderate
Rising School
Strong Attendance
Grades 02-05
Middle Schools
2 schools
B-
Jabish Middle School
4.7 mi
|
#213 of 352
|
Score: 39.7
Dropped 95 spots from last year
-18.6 below state avg
326 students
Less Diverse
Grades 07-08
C
Chestnut Hill Community School
4.7 mi
|
#603 of 825
|
Score: 40.6
Dropped 138 spots from last year
-17.6 below state avg
499 students
Moderate
Strong Attendance
Grades 04-06
High Schools
3 schools
B-
Ludlow Senior High School
3.1 mi
|
#194 of 346
|
Score: 52.7
Dropped 44 spots from last year
-5.5 below state avg
724 students
Moderate
18 sports
• 1,236 athletes
Strong AP Program
Career Tech Programs
Strong Athletics
Grades 09-12
C
Pathfinder Regional Vocational-Technical High School
3.4 mi
|
#250 of 346
|
Score: 47.1
Dropped 26 spots from last year
-11.1 below state avg
647 students
Moderate
15 sports
• 496 athletes
Career Tech Programs
College Ready Curriculum
Strong Athletics
Strong Attendance
Grades 09-12
B-
Palmer High School
3.9 mi
|
#182 of 346
|
Score: 53.6
Improved 115 spots from last year
-4.6 below state avg
392 students
Moderate
15 sports
• 550 athletes
High Graduation Rate
Rising School
College Ready Curriculum
Strong Athletics
Grades 07-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$796
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
321 Westerly Cr., Ludlow MA 01056
Ludlow, MA 01056
Listing Information
Listing Agent
Manuel Silva
Listing Office
Ideal Real Estate Services, Inc.
Office Phone
413-583-8882
Agent MLS ID
M0000315
Office MLS ID
NB1813
Listing Data Updated
Sep 8, 2026 2:59 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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