321 Plantation St # 102, Worcester MA 01604

Worcester, MA 01604
$324,900
$315,000
Est. $2,565/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
2
Baths
1,000
Sq Ft
$315
Price/Sq Ft
1896
Year Built
1
Parking
90
Days on Market
For Sale Price Drop -$9,900 Listed Jul 9, 2026 • MLS# 73547719 Copied! • Updated Sep 29, 2026

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About this home

OPEN HOUSE SUNDAY 10/4 11-1230 pm. Move -in ready updated 2-bedroom, 2-bath condo located just minutes (walking distance) from the UMass University campus—a prime opportunity for investors or owner-occupants seeking maintenance free living and modern comfort. This unit features fresh, full interior paint, high-efficiency navien gas heating, and central air, ensuring year-round comfort and low utility costs. The kitchen offers maple cabinets, stainless steel appliances, solid stone countertops and an efficient layout perfect for everyday living. Both bedrooms are generously sized,w/ hardwood floors & a large primary walk-in closet and the two full bathrooms provide convenience and privacy for roommates or guests. With its unbeatable proximity to UMass, updated systems, and move-in-ready condition, this condo stands out as a smart, low-maintenance investment .

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
3%
Price Range

Property Timeline

↓
Price Reduced
Sep 14, 2026
$315,000 $6,000 (-1.87%)
From $321,000 to $315,000 (-1.9%)
↓
Price Reduced
Aug 24, 2026
$321,000 $3,900 (-1.2%)
From $324,900 to $321,000 (-1.2%)
•
Back On Market
Aug 14, 2026
Active
📋
Status: Active under contract
Jul 14, 2026
Active → Active Under Contract
⏳
Pending Sale
Jul 13, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Jul 10, 2026
$324,900
Original listing
Office: Champion Real Estate, Inc.

Tax History

Year Taxes Assessment
2025 $3,866 $293,100

Financial Details

Annual Property Tax
$3,866
Tax Year 2025
HOA Fee
$450
Per month
Assessed Value
$293,100

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1896
Living Area 1,000 sq ft
Stories 3
Bedrooms 2
Full Baths 2
Total Rooms 5

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring None
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer/dryer
Fireplace None
Basement Y
Laundry First Floor, In Unit
Features None

Exterior

Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street
Total Spaces 1
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $3,866
Assessed Value $293,100

HOA & Community

HOA Fee $450
Fee Includes Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Some Photos Are Virtually Staged..all Info Deemed Reliable But No Guarantee To Accuracy Therof, Buyer /agent To Conduct Due Diligence To Their Satisfaction.16 Units Within Building 321 Plantation St Each Unit Responsible For Own Water Bill. Condo Association Documents Attached In Mls
Possession None
Accepted Financing None
Structure Type ["Mid-Rise"]
Unit/Building 102
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 65 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1896
Bedrooms
2
Full Bathrooms
2
Living Area
1,000 sq ft
Total Rooms
5
Stories
3
Entry Level
1

Floor Layout

Interior Features

Flooring:
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer/Dryer
Interior Features:
Windows:
Basement: Y
Laundry: First Floor, In Unit
Security:

Construction & Materials

Year Built: 1896
Structure Type: Mid-Rise
Exterior Materials:
Roof:
Foundation:
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $322
Homeowners Insurance $200
HOA Fee $450/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

321 Plantation St # 102, Worcester MA 01604

Worcester, MA 01604

Listing Information

Listing Agent Shawn M. Wyse
Listing Office Champion Real Estate, Inc.
Office Phone 508-755-6545
Agent MLS ID K8001315
Office MLS ID K95636
Listing Data Updated Sep 29, 2026 5:08 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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