320 Hamilton St, Worcester MA 01604
Worcester, MA 01604
$819,995
Est. $5,118/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Fully upgraded three-family property offering 10 bedrooms and 3 bathrooms across three units. Unit 2 is currently occupied at $2,000 per month, while Units 1 and 3 are vacant with pro forma rents of $2,300 and $2,600, for a combined pro forma total of $6,900 per month.Recent upgrades include three tankless water heating systems, a new heating system, newer plumbing and electrical, and a recently repointed basement. Each unit includes additional storage, and the property offers 6 off-street parking spaces plus coin-op laundry. All units have lead certifications in place. Utilities are separately metered, with tenants responsible for their own usage.Unit 1 offers 3 bedrooms, Unit 2 offers 3 bedrooms, and Unit 3 offers 4 bedrooms. Each unit includes a living room and kitchen, with a range and refrigerator. Water is included in each unit's rent. Buyer/buyer's agent to do their own due diligence. Units 1 & 3 are based on pro forma rents.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 15, 2026
$819,995
Original listing
Agent: Candor Investment Group
Office: eXp Realty LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/15/2026 | 🏠 Listed for Sale | $819,995 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $9,262 | $697,500 |
Financial Details
Annual Property Tax
$9,262
Tax Year 2026
Assessed Value
$697,500
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1915
Living Area
4,527 sq ft
Lot Size
0.11 acres
Stories
3
Bedrooms
10
Full Baths
3
Total Rooms
19
Investment Metrics
Units
3
Unit 1 Rent
$2,300/mo · N
Unit 2 Rent
$2,000/mo · Y
Unit 3 Rent
$2,600/mo · N
Total Monthly Rent
$6,900/mo
Gross Income
$82,800
Net Operating Income
$82,800
Cap Rate
10.10%
Interior
Heating
None
Cooling
None
Flooring
Hardwood
Appliances
Range, Refrigerator
Fireplace
None
Basement
Unfinished
Laundry
None
Features
Living Room, Kitchen
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street
Total Spaces
6
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$9,262
Assessed Value
$697,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Certified Treated
Seller Disclosures
Buyer/buyers Agent To Do Their Own Due Diligence.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1915
Bedrooms
10
Full Bathrooms
3
Living Area
4,527 sq ft
Total Rooms
19
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
4,527 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Range, Refrigerator
Interior Features:
Living Room, Kitchen
Windows:
Basement:
Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1915
Structure Type:
Exterior Materials:
Roof:
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Tankless
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Off Street
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
3 schools
F
Worcester Cultural Academy Charter Public School
0.7 mi
|
#790 of 825
|
Score: 29.4
Improved 45 spots from last year
-28.8 below state avg
230 students
Diverse
Rising School
Diverse Student Body
Grades K-06
C-
Rice Square School
0.8 mi
|
#683 of 825
|
Score: 36.7
Improved 93 spots from last year
-21.5 below state avg
425 students
Very Diverse
Rising School
Diverse Student Body
Grades K-05
B
Lake View School
0.9 mi
|
#386 of 825
|
Score: 48.1
Improved 63 spots from last year
-10.1 below state avg
292 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-06
Middle Schools
2 schools
C-
Worcester East Middle School
0.9 mi
|
#302 of 352
|
Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
The Nativity School of Worcester
1.9 mi
Grades 05-08
High Schools
3 schools
C-
North High School
0.3 mi
|
#299 of 346
|
Score: 38.8
Improved 28 spots from last year
-19.4 below state avg
1,377 students
Diverse
14 sports
• 498 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
Worcester Academy
1.3 mi
Grades 06-12
Saint Paul Diocesan Junior/Senior High School
1.3 mi
Grades 07-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$772
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
320 Hamilton St, Worcester MA 01604
Worcester, MA 01604
Listing Information
Listing Agent
Candor Investment Group
Listing Office
eXp Realty LLC
Office Phone
888-854-7493
Agent MLS ID
TM361776
Office MLS ID
AN9457
Listing Data Updated
Sep 15, 2026 3:22 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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