32 Catharine Street, Worcester MA 01605
Worcester, MA 01605
$975,000
Est. $5,852/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Exceptional Scale, Versatility & Investment Potential in Desirable Bell Hill! This expansive corner-lot 3-family offers 9 bedrooms, 4 baths, 4,620 sq. ft. of living area, an additional 886 sq. ft. of finished basement space, 6 off-street parking spaces including a detached 3-car garage. It presents a rare opportunity for an owner-occupant, multi-generational household, or investor seeking spacious living, rental income potential, and long-term value. Each apartment features 3 large bedrooms (11.5'x12.5', 10'x12'), spacious living (13'x14') and formal dining rooms (13'x14'), a bonus room (9.5'x12.5') suitable for an office, study, or fitness area, an oversized eat-in kitchen (12'x14') with galley prep area, built-in cabinetry, in-unit laundry, high ceilings, and oversized windows providing abundant natural light. Units 2 and 3 were extensively improved in 2026 with gleaming hardwood floors, fresh paint, new appliances, and updated tile bathrooms. Window-side sitting areas add inviting spaces to relax and enjoy the light and views. The fully finished, tile-floored 886 sq. ft. basement with full bath offers flexible space for recreation, gatherings, guests, hobbies, or other needs. Additional features include a paved driveway, enclosed side yard, updated electrical meter panels, and new gas heating units serving all three apartments. Conveniently located near I-290, I-190, the Mass Pike, restaurants, public transportation, UMass Memorial Medical Center, parks, shopping, and everyday amenities. A substantial and versatile property combining multiple spacious apartments, finished bonus space, extensive parking, garage capacity, and recent improvements—ideal for living, investing, generating income, or a combination of all three.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 23, 2026
$975,000
Original listing
Agent: Venetia Belleton
Office: EZ Realty Brokerage, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/23/2026 | 🏠 Listed for Sale | $975,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $8,668 | $675,200 |
Financial Details
Annual Property Tax
$8,668
Tax Year 2025
Assessed Value
$675,200
Facts & Features
3 Car Garage
Home Facts
Type
Residential Income
Style
3 Family - 3 Units Up/Down
Year Built
1937
Living Area
5,503 sq ft
Lot Size
0.14 acres
Stories
3
Bedrooms
9
Full Baths
4
Total Rooms
18
Investment Metrics
Units
3
Unit 1 Rent
$1,950/mo · Y
Unit 2 Rent
— · N
Unit 3 Rent
— · N
Total Monthly Rent
$1,950/mo
Gross Income
$23,400
Net Operating Income
$23,400
Cap Rate
2.40%
Interior
Heating
Hot Water, Natural Gas
Cooling
None
Flooring
Varies, Hardwood, Tile
Appliances
Range, Refrigerator, Range Hood
Fireplace
None
Basement
Full, Finished, Walk-out Access, Interior Entry
Laundry
Washer & Dryer Hookup, Gas Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Features
Ceiling Fan(s), Bathroom With Tub & Shower, Stone/granite/solid Counters, Remodeled, Living Room, Dining Room, Kitchen, Laundry Room, Living Rm/dining Rm Combo, Office/den
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Rain Gutters
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Enclosed
Parking
Garage Spaces
3
Has Garage
Yes
Features
Paved Drive, Off Street, Paved
Total Spaces
6
Utilities
Electric
100 Amp Service, Individually Metered
Water
Public, Individual Meter
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Gas Oven, For Gas Dryer, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$8,668
Assessed Value
$675,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Newly Renovated & Finished Basement. Units 2 & 3 Had Also Been Recently Renovated And Will Be Delivered Vacant. First Floor Tenants Are Taw. Brand New Gas Heating System For All 3 Units. Subject To Seller Securing Suitable Housing.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
GREEN
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1937
Bedrooms
9
Full Bathrooms
4
Living Area
5,503 sq ft
Total Rooms
18
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
4,617 sq ft above grade
886 sq ft below grade
Display Options
Outdoor Areas
Patio & porchEnclosed
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Varies, Hardwood, Tile
Appliances:
Range, Refrigerator, Range Hood
Interior Features:
Ceiling Fan(s), Bathroom With Tub & Shower, Stone/Granite/Solid Counters, Remodeled, Living Room, Dining Room, Kitchen, Laundry Room, Living RM/Dining RM Combo, Office/Den
Windows:
Picture Window
Basement:
Full, Finished, Walk-Out Access, Interior Entry
Laundry:
Washer & Dryer Hookup, Gas Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1937
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
3
Heating, Cooling & Utilities
Heating:
Hot Water, Natural Gas
Heating Zones:
3
Cooling:
None
Hot Water:
Natural Gas
Water Source:
Public, Individual Meter
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters
Patio & Porch:
Enclosed
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Corner Lot, Gentle Sloping
Road Surface:
Paved
Parking & Garage
Garage Spaces:
3
Total Parking Spaces:
6
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
3 schools
C-
Belmont Street Community School
0.3 mi
|
#723 of 825
|
Score: 34.2
Dropped 114 spots from last year
-24 below state avg
605 students
Diverse
Diverse Student Body
Grades PK-06
Venerini Academy
0.3 mi
Grades PK-08
Summit Academy School for Alternative Learners
0.6 mi
Grades K-12
Middle Schools
3 schools
The Nativity School of Worcester
0.3 mi
Grades 05-08
C+
Forest Grove Middle School
1.4 mi
|
#230 of 352
|
Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
1.6 mi
|
#231 of 352
|
Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
High Schools
3 schools
A+
Massachusetts Academy of Math and Science at WPI
0.4 mi
|
#2 of 346
|
Score: 91.7
Same rank as last year
98 students
Moderate
Strong AP Program
College Ready Curriculum
Strong Attendance
Grades 11-12
C+
Worcester Technical High School
0.7 mi
|
#223 of 346
|
Score: 50.1
Improved 43 spots from last year
-8.1 below state avg
1,409 students
Diverse
19 sports
• 1,016 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
B-
Doherty Memorial High School
1.5 mi
|
#199 of 346
|
Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$722
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
32 Catharine Street, Worcester MA 01605
Worcester, MA 01605
Listing Information
Listing Agent
Venetia Belleton
Listing Office
EZ Realty Brokerage, LLC
Office Phone
508-287-9435
Agent MLS ID
CN224316
Office MLS ID
AN5721
Listing Data Updated
Sep 23, 2026 3:26 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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