31 Phillips Cir, Waltham MA 02452

Waltham, MA 02452
$995,000
$975,000
Est. $5,783/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2
Baths
2,000
Sq Ft
$488
Price/Sq Ft
0.17
Acres
1976
Year Built
1
Garage Space
50
Days on Market
Sale Pending Price Drop -$20,000 Listed Aug 12, 2026 • MLS# 73562872 Copied! • Updated Oct 2, 2026

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About this home

Move right into this beautifully updated home in a sought-after neighborhood near the Belmont line with views of Boston! You will love the open floor plan, the abundant natural light, newly installed gleaming hardwood floors, freshly painted interior and central air. The main level features a fireplaced living room that flows into the formal dining room and modern eat-in kitchen with skylight. There is also a family room with large windows that opens onto a Azek/Timber Tech deck—perfect for indoor-outdoor living. Three bedrooms with generous closets and spacious bath with dual sinks complete this level. The lower level offers a fourth bedroom with fireplace that could also serve as a den, plus a separate office, and bath with large walk in shower, and full laundry. Direct access to the one-car garage and additional storage in the utility area add everyday convenience. Additional highlights include a private yard framed by mature shrubbery, an irrigation system and a convenient exterior-access storage room.

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Property History

Market Insights

1
Price Changes
2%
Price Range

Property Timeline

📋
Status: Active under contract
Sep 19, 2026
Active → Active Under Contract
⏳
Pending Sale
Sep 19, 2026
Offer accepted, sale pending
↓
Price Reduced
Sep 9, 2026
$975,000 $20,000 (-2.01%)
From $995,000 to $975,000 (-2.0%)
🏠
Listed for Sale
Aug 12, 2026
$995,000
Original listing
Agent: Lori Orchanian Office: Coldwell Banker Realty - Belmont

Tax History

Year Taxes Assessment
2026 $7,831 $758,800

Financial Details

Annual Property Tax
$7,831
Tax Year 2026
Assessed Value
$758,800

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1976
Living Area 2,000 sq ft
Lot Size 0.17 acres
Bedrooms 4
Full Baths 2
Total Rooms 9

Interior

Heating Baseboard, Natural Gas
Cooling Central Air
Flooring Tile, Hardwood, Engineered Hardwood, Flooring - Engineered Hardwood
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 2
Basement Partially Finished, Interior Entry
Laundry In Basement
Features Home Office

Exterior

Construction Frame
Architecture Raised Ranch
Roof Shingle
Features Deck
Pool None
Spa None
Fencing None
Patio/Porch Deck
Garage Spaces 1
Has Garage Yes
Features Attached, Under, Garage Door Opener, Paved Drive, Driveway
Total Spaces 3
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range
Annual Tax $7,831
Assessed Value $758,800
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Some Photos Virtually Staged.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Measured
Documents None
County Middlesex
Total market time (incl. prior listings) 51 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1976
Bedrooms
4
Full Bathrooms
2
Living Area
2,000 sq ft
Total Rooms
9

Floor Layout

Interior Features

Flooring: Tile, Hardwood, Engineered Hardwood, Flooring - Engineered Hardwood
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Home Office
Windows:
Basement: Partially Finished, Interior Entry
Laundry: In Basement
Security:

Construction & Materials

Style: Raised Ranch
Year Built: 1976
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Other

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 3
Parking Features: Attached, Under, Garage Door Opener, Paved Drive, Driveway

Special Features

Fireplaces: 2
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Golf, Conservation Area, Highway Access, House of Worship, Private School, Public School, T-Station
School District
Waltham School District local
B+
✓ School Safety 2024-25
2.3% Average
2.2% Suspensions 1.4% In-School 0.1% Emergency
↓ 3.2% below state avg
E

Elementary Schools

3 schools
B+
James Fitzgerald Elementary School
0.6 mi | #265 of 825 | Score: 51.9
Improved 7 spots from last year
-6.3 below state avg
352 students Diverse
Diverse Student Body Strong Attendance
Grades K-05
CNS/Pathways Academy
0.8 mi
Grades 01-12
A
Cunniff School
0.8 mi | #158 of 825 | Score: 56.6
Improved 28 spots from last year
-1.6 below state avg
373 students Diverse
Rising School Diverse Student Body Strong Attendance
Grades PK-05
M

Middle Schools

3 schools
B+
Watertown Middle School
1.3 mi | #110 of 352 | Score: 48.5
Improved 9 spots from last year
-9.8 below state avg
591 students Diverse
Diverse Student Body
Grades 06-08
B
John W. McDevitt Middle School
1.7 mi | #160 of 352 | Score: 43.8
Dropped 17 spots from last year
-14.4 below state avg
604 students Diverse
Grades 06-08
A-
John F Kennedy Middle School
1.7 mi | #95 of 352 | Score: 50.3
Improved 33 spots from last year
-8 below state avg
645 students Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

3 schools
Arlington School
0.8 mi
Grades 08-12
Gann Academy-The New Jewish High School
0.8 mi
Grades 09-12
Walker Beacon School
0.8 mi
Grades 07-12
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Monthly Payment Calculator

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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $653
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

31 Phillips Cir, Waltham MA 02452

Waltham, MA 02452

Listing Information

Listing Agent Lori Orchanian
Listing Office Coldwell Banker Realty - Belmont
Office Phone 617-484-5300
Agent MLS ID BB802106
Office MLS ID AN6190
Listing Data Updated Oct 2, 2026 8:43 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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