LevelSecond
31 Gates St, Holyoke MA 01040
Holyoke, MA 01040
$299,000
Est. $2,080/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
26
Sep
Saturday, September 26
11:00 AM - 12:30 PM EDT
About this home
Come by for the first showings Saturday 9/26, 11am-12:30 pm on this wonderful three-bedroom 2 full bath home, The well-maintained home has an oversized parcel with a fabulous private back yard with a park-like setting. The home has a great open feel with a large living room and dining room as well as an enclosed three season front porch. The second level has an enormous primary bedroom with a private ensuite bathroom. The home has a pellet stove for an added heat source to keep the home cozy and warm and reduce your energy bills. A one=car garage and so much more. This is the move in ready home you have been searching for!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 24, 2026
$299,000
Original listing
Agent: James Adams
Office: Hilltown Real Estate by Adams Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/24/2026 | 🏠 Listed for Sale | $299,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,420 | $253,600 |
Financial Details
Annual Property Tax
$4,420
Tax Year 2026
Assessed Value
$253,600
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1938
Living Area
1,926 sq ft
Lot Size
0.23 acres
Bedrooms
3
Full Baths
2
Total Rooms
6
Interior
Heating
Electric Baseboard, Pellet Stove
Cooling
Other
Flooring
None
Appliances
Gas Water Heater
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Porch - Enclosed
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch - Enclosed
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Off Street
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,420
Assessed Value
$253,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1938
Bedrooms
3
Full Bathrooms
2
Living Area
1,926 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,926 sq ft above grade
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelFirst
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Gas Water Heater
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Style:
Cape
Year Built:
1938
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Electric Baseboard, Pellet Stove
Cooling:
Other
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed
Patio & Porch:
Porch - Enclosed
Fencing:
Other Structures:
Lot Features:
Cleared
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
2
Parking Features:
Detached, Off Street
Nearby Schools
School District
Holyoke School District local
F
Where Graduates Go
Class of 2021
36%
attend college
15%
4-Year
21%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
12.2%
Above Average
9.6%
Suspensions
2.7%
In-School
2.6%
Emergency
6.7% above state avg
Elementary Schools
3 schools
Center School/Crisis Interv & Assessment
0.4 mi
Grades PK-12
First Lutheran School
0.5 mi
Grades PK-08
Blessed Sacrament School
0.5 mi
Grades PK-08
Middle Schools
3 schools
Dr. William R. Peck Middle School
0.2 mi
501 students
Moderate
Grades 06-08
F
Lt. Clayre Sullivan Elementary School
1.2 mi
|
#345 of 352
|
Score: 24.5
Improved 22 spots from last year
-33.7 below state avg
429 students
Less Diverse
Rising School
Grades 06-08
C
Bellamy Middle School
1.9 mi
|
#254 of 352
|
Score: 35.9
Dropped 8 spots from last year
-22.3 below state avg
766 students
Diverse
Grades 06-08
High Schools
3 schools
D
Holyoke High School
0.2 mi
|
#317 of 346
|
Score: 34.1
Improved 40 spots from last year
-24.1 below state avg
1,485 students
Less Diverse
15 sports
• 722 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
F
Opportunity Academy at Metcalf
0.4 mi
|
#335 of 346
|
Score: 22.7
Improved 49 spots from last year
-35.5 below state avg
213 students
Moderate
Rising School
Grades 09-12
LightHouse Holyoke
0.9 mi
Grades 06-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$368
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
31 Gates St, Holyoke MA 01040
Holyoke, MA 01040
Listing Information
Listing Agent
James Adams
Listing Office
Hilltown Real Estate by Adams Realty
Office Phone
413-238-0300
Agent MLS ID
M0000692
Office MLS ID
AN4940
Listing Data Updated
Sep 24, 2026 8:01 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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