31 Chrome Street, Worcester MA 01604
Worcester, MA 01604
$1,195,000
Est. $6,997/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Opportunities like 31 Chrome Street don’t come around often. If you’ve been searching for a truly turnkey investment where the heavy lifting has already been done, this well maintained 4-family property in the heart of Worcester is the one. This multi-family features three spacious 3-bedroom units and one 1-bedroom unit, al designed for long-term appeal. The setup is a landlord’s dream: every unit has separate utilities and dedicated in-unit laundry hookups. Recent capital improvements provide peace of mind, including a rubber roof installed just over a year ago, a brand-new concrete basement floor, a new hot water tank, and two new refrigerators. Outside, the property offers a rare find for the city: a 3-car paved driveway plus a garage, ensuring parking for tenants. The location is a major driver for consistent, high-quality occupancy. You are positioned just minutes from UMass Memorial, local universities, and the biotech hub, making this an ideal spot for long-term residents, students, or travel nursing professionals. Commuting is a breeze with immediate access to the Mass Pike, I-290, and I-190, and you’re just one mile from the commuter rail at Union Station. When it’s time to head out, the vibrant dining and entertainment scene on Shrewsbury Street is only two miles away. With strong cash flow potential this well maintained property is a strategic addition to any portfolio. Whether you're looking for a reliable income producer or a smart owner-occupant setup, this property is ready to perform.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 19, 2026
$1,195,000
Original listing
Agent: Caroline Morson
Office: Compass
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/19/2026 | 🏠 Listed for Sale | $1,195,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $9,057 | $682,000 |
Financial Details
Annual Property Tax
$9,057
Tax Year 2026
Assessed Value
$682,000
Facts & Features
1 Car Garage
Home Facts
Type
Residential Income
Style
4 Family - 4 Units Up/Down
Year Built
1920
Living Area
4,825 sq ft
Lot Size
0.14 acres
Stories
4
Bedrooms
10
Full Baths
4
Total Rooms
21
Investment Metrics
Units
4
Unit 1 Rent
$1,562/mo · Y
Unit 2 Rent
$2,250/mo · Y
Unit 3 Rent
— · N
Unit 4 Rent
— · N
Total Monthly Rent
$3,812/mo
Gross Income
$45,744
Net Operating Income
$45,744
Operating Expenses
$4,140
Water/Sewer Expense
$1,800
Electric Expense
$840
Cap Rate
3.83%
Interior
Heating
Natural Gas, Individual, Forced Air
Cooling
Window Unit(s)
Flooring
Tile, Carpet, Hardwood
Appliances
Range, Refrigerator
Fireplace
None
Basement
Interior Entry, Concrete
Laundry
Washer & Dryer Hookup
Features
Kitchen, Living Rm/dining Rm Combo, Sunroom
Exterior
Construction
None
Architecture
None
Roof
Rubber
Features
None
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Porch, Enclosed
Parking
Garage Spaces
1
Has Garage
Yes
Features
Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Range, Varies Per Unit
Financial
Annual Tax
$9,057
Assessed Value
$682,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Certified Treated
Seller Disclosures
Buyers And Buyers Agents To Perform Their Own Due Diligence. Property To Be Sold As-is. Units 3 & 4 Currently Vacant And Freshly Painted. Basement Has New Concrete Floor. Two New Refrigerators And New Hot Water Heater Installed.
Exclusions
Tenant Personal Property, Includes Tenant W/D.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
4 Family - 4 Units Up/Down
Listing Type
For Sale
Year Built
1920
Bedrooms
10
Full Bathrooms
4
Living Area
4,825 sq ft
Total Rooms
21
Stories
4
Levels
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
4,825 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Enclosed
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Carpet, Hardwood
Appliances:
Range, Refrigerator
Interior Features:
Kitchen, Living RM/Dining RM Combo, Sunroom
Windows:
Basement:
Interior Entry, Concrete
Laundry:
Washer & Dryer Hookup
Security:
Construction & Materials
Year Built:
1920
Structure Type:
Exterior Materials:
Roof:
Rubber
Foundation:
Stone
Stories:
4
Heating, Cooling & Utilities
Heating:
Natural Gas, Individual, Forced Air
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Enclosed
Fencing:
Fenced
Other Structures:
Lot Features:
Cleared
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
10 schools
F
Worcester Cultural Academy Charter Public School
< 0.1 mi
|
#790 of 825
|
Score: 29.4
Improved 45 spots from last year
-28.8 below state avg
230 students
Diverse
Rising School
Diverse Student Body
Grades K-06
F
Grafton Street School
0.2 mi
|
#796 of 825
|
Score: 28.9
Improved 3 spots from last year
-29.3 below state avg
438 students
Diverse
Diverse Student Body
Grades K-06
F
Union Hill School
0.5 mi
|
#815 of 825
|
Score: 25.0
Dropped 19 spots from last year
-33.2 below state avg
383 students
Diverse
Grades K-06
F
City View School
0.8 mi
|
#809 of 825
|
Score: 26.0
Dropped 76 spots from last year
-32.2 below state avg
440 students
Diverse
Diverse Student Body
Grades PK-06
C-
Learning First Charter Public School
0.9 mi
|
#292 of 352
|
Score: 32.3
Improved 40 spots from last year
-25.9 below state avg
666 students
Diverse
Rising School
Grades K-08
Venerini Academy
1.0 mi
Grades PK-08
C-
Belmont Street Community School
1.0 mi
|
#723 of 825
|
Score: 34.2
Dropped 114 spots from last year
-24 below state avg
605 students
Diverse
Diverse Student Body
Grades PK-06
D
Vernon Hill School
1.2 mi
|
#786 of 825
|
Score: 29.6
Dropped 43 spots from last year
-28.6 below state avg
535 students
Diverse
Diverse Student Body
Grades PK-06
C-
Jacob Hiatt Magnet School
1.4 mi
|
#693 of 825
|
Score: 36.3
Dropped 138 spots from last year
-21.9 below state avg
362 students
Diverse
Diverse Student Body
Grades PK-06
B
Lake View School
1.4 mi
|
#386 of 825
|
Score: 48.1
Improved 63 spots from last year
-10.1 below state avg
292 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-06
Middle Schools
6 schools
The Nativity School of Worcester
1.4 mi
Grades 05-08
Worcester SDA School
3.9 mi
Grades 01-08
C-
Worcester East Middle School
0.3 mi
|
#302 of 352
|
Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
2.6 mi
|
#230 of 352
|
Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
2.8 mi
|
#231 of 352
|
Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
B
Sullivan Middle School
4.1 mi
|
#156 of 352
|
Score: 44.0
Improved 29 spots from last year
-14.2 below state avg
954 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
10 schools
Worcester Academy
0.6 mi
Grades 06-12
Saint Paul Diocesan Junior/Senior High School
1.0 mi
Grades 07-12
Worcester Alternative High School
1.6 mi
36 students
Diverse
Diverse Student Body
Grades 07-12
B+
Claremont Academy
1.8 mi
|
#9 of 25
|
Score: 37.3
Improved 317 spots from last year
-20.9 below state avg
451 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
C-
University Park Campus School
2.3 mi
|
#286 of 346
|
Score: 42.8
Dropped 9 spots from last year
-15.4 below state avg
224 students
Diverse
Early College Program
College Ready Curriculum
Grades 07-12
Notre Dame Academy
2.9 mi
Grades 07-12
C-
North High School
0.9 mi
|
#299 of 346
|
Score: 38.8
Improved 28 spots from last year
-19.4 below state avg
1,377 students
Diverse
14 sports
• 498 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
C+
Worcester Technical High School
1.4 mi
|
#223 of 346
|
Score: 50.1
Improved 43 spots from last year
-8.1 below state avg
1,409 students
Diverse
19 sports
• 1,016 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
A+
Massachusetts Academy of Math and Science at WPI
1.6 mi
|
#2 of 346
|
Score: 91.7
Same rank as last year
98 students
Moderate
Strong AP Program
College Ready Curriculum
Strong Attendance
Grades 11-12
B-
Doherty Memorial High School
2.1 mi
|
#199 of 346
|
Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$755
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
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Rate Impact
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
31 Chrome Street, Worcester MA 01604
Worcester, MA 01604
Listing Information
Listing Agent
Caroline Morson
Listing Office
Compass
Office Phone
617-206-3333
Agent MLS ID
CN222162
Office MLS ID
AN2383
Listing Data Updated
Sep 19, 2026 9:59 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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