3 Troy Street, Oak Bluffs MA 02557
Oak Bluffs, MA 02557 • East Chop
$1,349,000
$1,295,000
Est. $7,193/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Set on a generous 0.3-acre lot in desirable Oak Bluffs, this property offers exceptional potential just moments from Vineyard Sound. A newly installed 6-bedroom septic system opens the door to a variety of expansion opportunities. The home is thoughtfully designed with two separate living areas, ideal for guests or rental possibilities. The main living space features hardwood floors throughout, a spacious living room with a fireplace, kitchen, sunroom, and a primary bedroom with a full bath. The secondary living area includes a kitchenette, dining space, guest bedroom, and bathroom. The bathroom is currently unfinished, providing the next owner the opportunity to customize it to their taste. Upstairs, the second level boasts high ceilings, abundant natural light, a guest bedroom, and a private office space. Additional highlights include a two-car garage, a large rear deck, and a private backyard setting. An excellent investment or renovation opportunity in Oak Bluffs, offered as-is.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
4%
Price Range
Property Timeline
Status: Active under contract
Aug 28, 2026
Active → Active Under Contract
Pending Sale
Aug 24, 2026
Offer accepted, sale pending
Price Reduced
Aug 19, 2026
$1,295,000
$54,000
(-4%)
From $1,349,000 to $1,295,000 (-4.0%)
Listed for Sale
May 30, 2026
$1,349,000
Original listing
Agent: Alyssa Halisky
Office: Wallace & Co. Sotheby's International Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/28/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/24/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/19/2026 | ↓ Price Reduced | $1,295,000 | $54,000 | - | From $1,349,000 to $1,295,000 (-4.0%) |
| 05/30/2026 | 🏠 Listed for Sale | $1,349,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,336 | $1,069,400 |
Financial Details
Annual Property Tax
$5,336
Tax Year 2026
Assessed Value
$1,069,400
Facts & Features
2 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1958
Living Area
1,863 sq ft
Lot Size
0.30 acres
Bedrooms
3
Full Baths
2
Total Rooms
8
Interior
Heating
Oil
Cooling
None
Flooring
Vinyl, Hardwood
Appliances
Water Heater
Fireplace
None
Fireplaces
1
Basement
Partial, Unfinished
Laundry
None
Features
None
Exterior
Construction
None
Architecture
Other (see Remarks)
Roof
Shingle
Features
Porch, Deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Off Street, Unpaved
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Private Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,336
Assessed Value
$1,069,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Dukes
Total market time (incl. prior listings)
104 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1958
Bedrooms
3
Full Bathrooms
2
Living Area
1,863 sq ft
Total Rooms
8
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,863 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Deck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Hardwood
Appliances:
Water Heater
Interior Features:
Windows:
Basement:
Partial, Unfinished
Laundry:
Security:
Construction & Materials
Style:
Other (See Remarks)
Year Built:
1958
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Block, Slab
Heating, Cooling & Utilities
Heating:
Oil
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Deck
Patio & Porch:
Porch, Deck
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
4
Parking Features:
Attached, Off Street, Unpaved
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$445
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
East Chop
3 Troy Street, Oak Bluffs MA 02557
Oak Bluffs, MA 02557
Listing Information
Listing Agent
Alyssa Halisky
Listing Office
Wallace & Co. Sotheby's International Realty
Office Phone
508-627-3313
Agent MLS ID
CN262458
Office MLS ID
AN9542
Listing Data Updated
Sep 11, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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