LevelSecond
3 Shady Dr, Spencer MA 01562
Spencer, MA 01562
$470,000
Est. $2,901/month
Open House Schedule
08
Aug
Saturday, August 8
11:00 AM - 1:00 PM EDT
About this home
FIRST TIME offered and a rare opportunity to own this cherished waterfront home on STILES LAKE. Wake up to stunning views and create memories in a home that feels like you are on vacation. Stiles is a full recreational PRIVATE lake consisting of 463+/- acres. This home has been lovingly cared for by the original owners and offers approx. 43 ft of water frontage. Enjoy the breathtaking water views, direct water access and a relaxing setting perfect for year-round living. This warm and inviting post and beam home offers an open floor plan. Living Room has sliders leading to 12x24 deck for your outdoor enjoyment. The master bedroom is a loft with a full bath and walk-in closet. The walk-out basement offers excellent potential for future finished space with approx. 672 sq ft and easy outdoor access. Whether you envision an entertainment room or home office; this space has ample natural light and waiting for your design dreams. Photos with furniture are AI generated.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Aug 4, 2026
$470,000
Original listing
Office: Central Mass Evaluations, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/04/2026 | 🏠 Listed for Sale | $470,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,890 | $354,300 |
Financial Details
Annual Property Tax
$3,890
Tax Year 2026
Assessed Value
$354,300
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1987
Living Area
1,344 sq ft
Lot Size
0.10 acres
Bedrooms
2
Full Baths
1
Half Baths
1
Total Rooms
5
Interior
Heating
Baseboard, Oil
Cooling
Wall Unit(s)
Flooring
Wood, Carpet, Laminate
Appliances
Electric Water Heater, Range, Refrigerator, Washer, Dryer, Water Treatment
Fireplace
None
Basement
Full, Walk-out Access, Unfinished
Laundry
Skylight, Flooring - Wall To Wall Carpet, Flooring - Wood, Second Floor, Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Post & Beam
Architecture
Contemporary
Roof
Shingle
Features
Deck - Composite, Patio - Enclosed, Rain Gutters, Screens
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Composite, Enclosed
Parking
Features
Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
100 Amp Service
Water
Private
Sewer
Holding Tank
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$3,890
Assessed Value
$354,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Photos With Furniture Are Ai Generated. Well Was Drilled In 2007 And Is Approximately 15. Order Of Compliance Complete. Public Records List Original Cottage Build But Cottage Taken Down And Home Built 1987. Title V Pending. Estate Sale; Roof 2010. Retaining Wall Needs Repairs. Yearly Lake Fee
Exclusions
Boats In Pictures
Additional Details
Possession
None
Accepted Financing
Estate Sale
Structure Type
[]
House Color
Brown
Sq Ft Source
Public Record
Sq Ft Disclosures
Unfinished basement additional 864 sq ft of which 192 is above grade
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1987
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,344 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,344 sq ft above grade
FeaturesBathroom - Full, Skylight, Walk-In Closet(s), Flooring - Hardwood, Flooring - Wall to Wall Carpet, Balcony - Interior
LevelSecond
LevelFirst
FeaturesFlooring - Wall to Wall Carpet
LevelFirst
FeaturesFlooring - Laminate, Dining Area
LevelFirst
FeaturesFlooring - Wall to Wall Carpet
LevelFirst
FeaturesSkylight, Beamed Ceilings, Flooring - Wall to Wall Carpet, Exterior Access, Open Floorplan
LevelFirst
Display Options
Outdoor Areas
Patio & porchDeck - Composite, Enclosed
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Carpet, Laminate
Appliances:
Electric Water Heater, Range, Refrigerator, Washer, Dryer, Water Treatment
Interior Features:
Windows:
Screens
Basement:
Full, Walk-Out Access, Unfinished
Laundry:
Skylight, Flooring - Wall to Wall Carpet, Flooring - Wood, Second Floor, Electric Dryer Hookup, Washer Hookup
Security:
Security System
Construction & Materials
Style:
Contemporary
Year Built:
1987
Structure Type:
Exterior Materials:
Post & Beam
Roof:
Shingle
Foundation:
Block
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Cooling:
Wall Unit(s)
Cooling Zones:
2
Hot Water:
Water Source:
Private
Sewer:
Holding Tank
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Composite, Patio - Enclosed, Rain Gutters, Screens
Patio & Porch:
Deck - Composite, Enclosed
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street
Special Features
Waterfront:
Yes
Waterfront Type:
Waterfront, Lake, Private
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$324
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
3 Shady Dr, Spencer MA 01562
Spencer, MA 01562
Listing Information
Listing Agent
Wendy Johnson
Listing Office
Central Mass Evaluations, Inc.
Office Phone
508-769-6963
Agent MLS ID
K9503244
Office MLS ID
K95503
Listing Data Updated
Aug 4, 2026 9:47 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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