FeaturesBathroom - Full
LevelSecond
3 Montgomery Ave, Holyoke MA 01040
Holyoke, MA 01040
$330,000
Est. $2,344/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Tucked away on a quiet dead-end street in the Highlands, this sweet ranch offers easy single-level living. Cozy and inviting, this home features an open living and dining area with hardwood floors and large windows overlooking the backyard. The spacious kitchen has tile floors, newer appliances, and a breakfast bar. Just off the living area, a three-season room provides additional flexible space and opens directly to the patio and yard. The primary bedroom includes an en-suite half bath, and two additional bedrooms offer options for guests, a nursery, or a home office. A full bath completes the main living level. The dry basement provides excellent storage and additional living possibilities. The expansive backyard offers plenty of space for gardening, entertaining, play, or simply enjoying the outdoors. The heating system, hot water, and electric panel have all been recently updated. An attached one-car garage and ample off-street parking complete this hidden gem.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Aug 25, 2026
Active → Active Under Contract
Pending Sale
Aug 23, 2026
Offer accepted, sale pending
Showing Instructions Updated
Aug 20, 2026
New showing requirements
Showing Instructions Updated
Aug 18, 2026
New showing requirements
Listed for Sale
Aug 17, 2026
$330,000
Original listing
Office: 5 College REALTORS® Northampton
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/25/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/23/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/20/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 08/18/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 08/17/2026 | 🏠 Listed for Sale | $330,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,705 | $327,300 |
Financial Details
Annual Property Tax
$5,705
Tax Year 2026
Assessed Value
$327,300
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1965
Living Area
1,104 sq ft
Lot Size
0.38 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
5
Interior
Heating
Baseboard, Natural Gas
Cooling
Window Unit(s)
Flooring
Wood, Tile
Appliances
Gas Water Heater, Range, Washer, Dryer
Fireplace
None
Fireplaces
1
Basement
Full
Laundry
First Floor, Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Ranch
Roof
Shingle
Features
Porch - Enclosed, Patio
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch - Enclosed, Patio
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$5,705
Assessed Value
$327,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Roof Nearing End Of Useful Life; Seller To Offer Credit To Buyer Toward Cost Of New Roof - See Agent For Details. Seller Has Never Used Fireplace In 3-season Room - Chimney May Need Repair. Some Wood Rot On Exterior Trim.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
Does not include three season room
Documents
None
County
Hampden
Total market time (incl. prior listings)
22 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1965
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,104 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,104 sq ft above grade
FeaturesFlooring - Hardwood
LevelFirst
FeaturesFlooring - Hardwood
LevelFirst
FeaturesBathroom - Half
LevelFirst
FeaturesBathroom - Half
LevelFirst
FeaturesFlooring - Hardwood
LevelFirst
FeaturesFlooring - Hardwood
LevelFirst
FeaturesBathroom - Half, Flooring - Hardwood
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
Gas Water Heater, Range, Washer, Dryer
Interior Features:
Windows:
Basement:
Full
Laundry:
First Floor, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Ranch
Year Built:
1965
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed, Patio
Patio & Porch:
Porch - Enclosed, Patio
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
4
Parking Features:
Attached, Paved Drive, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Nearby Schools
School District
Holyoke School District local
F
Where Graduates Go
Class of 2021
36%
attend college
15%
4-Year
21%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
12.2%
Above Average
9.6%
Suspensions
2.7%
In-School
2.6%
Emergency
6.7% above state avg
Elementary Schools
3 schools
C
E.N. White Elementary School
0.3 mi
|
#595 of 825
|
Score: 40.9
Improved 153 spots from last year
-17.3 below state avg
452 students
Moderate
Rising School
Grades PK-05
Mater Dolorosa School
1.8 mi
Grades PK-08
First Lutheran School
2.0 mi
Grades PK-08
Middle Schools
3 schools
F
Lt. Clayre Sullivan Elementary School
1.9 mi
|
#345 of 352
|
Score: 24.5
Improved 22 spots from last year
-33.7 below state avg
429 students
Less Diverse
Rising School
Grades 06-08
Dr. William R. Peck Middle School
2.2 mi
501 students
Moderate
Grades 06-08
B-
Michael E. Smith Middle School
2.8 mi
|
#202 of 352
|
Score: 40.4
Improved 13 spots from last year
-17.8 below state avg
468 students
Moderate
Grades 05-08
High Schools
3 schools
C
Pioneer Valley Performing Arts Charter Public School
1.6 mi
|
#260 of 346
|
Score: 46.4
Dropped 58 spots from last year
-11.8 below state avg
395 students
Diverse
High Graduation Rate
College Ready Curriculum
Grades 07-12
D
Holyoke High School
2.1 mi
|
#317 of 346
|
Score: 34.1
Improved 40 spots from last year
-24.1 below state avg
1,485 students
Less Diverse
15 sports
• 722 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
B
South Hadley High School
2.2 mi
|
#166 of 346
|
Score: 54.5
Dropped 47 spots from last year
-3.7 below state avg
456 students
Moderate
19 sports
• 848 athletes
Strong AP Program
High Graduation Rate
Career Tech Programs
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$475
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
3 Montgomery Ave, Holyoke MA 01040
Holyoke, MA 01040
Listing Information
Listing Agent
Karen McAmis
Listing Office
5 College REALTORS® Northampton
Office Phone
413-585-8555
Agent MLS ID
CN204384
Office MLS ID
AN4474
Listing Data Updated
Sep 9, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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