3 Howarth Rd, Oxford MA 01540

Oxford, MA 01540
$199,500
$164,500
Est. $1,043/month
2.55
Acres
121
Days on Market
Pending Price Drop -$35,000 Listed Mar 23, 2026 • MLS# 73490494 Copied! • Updated Jul 24, 2026

About this home

Welcome to 3 Howarth Road, the beautiful 2.55 acre riverfront lot with around 500' of frontage on the French River off of Charlton Street in Oxford. This dead-end road offers peace and quiet, and so does the very private and oversized lot. Commute easily from this quiet dead-end road to access I-395 and Route 20. Launch your kayak/canoe or go fishing in your back yard! Much of the lot has been cleared for building, while keeping the beautiful forest attributes and rolling meadow, complimented by big front yard and larger back yard! 20 minutes from Worcester, 50 minutes from Boston, and 45 minutes from Providence.Town approved septic design comes with property (perk testing completed). Boundary stakes placed, and property ready for viewing! Buyer and buyer's agent to do due diligence and verify all information with Town of Oxford to confirm all documents and steps to build. Please check with listing agent before walking, see map picture attached!

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Recently Sold Nearby

Property History

Market Insights

3
Price Changes
17.5%
Price Range

Property Timeline

📋
Status: Active under contract
Jul 10, 2026
Active → Active Under Contract
Pending Sale
Jul 9, 2026
Offer accepted, sale pending
Price Reduced
Jun 4, 2026
$164,500 $20,000 (-10.84%)
From $184,500 to $164,500 (-10.8%)
Price Reduced
May 6, 2026
$184,500 $5,000 (-2.64%)
From $189,500 to $184,500 (-2.6%)
Price Reduced
Apr 15, 2026
$189,500 $10,000 (-5.01%)
From $199,500 to $189,500 (-5.0%)
🏠
Listed for Sale
Mar 23, 2026
$199,500
Original listing
Agent: Michael Fitzgerald Office: Executive Real Estate, Inc.

Tax History

Year Taxes Assessment
2025 $129 $10,200

Financial Details

Annual Property Tax
$129
Tax Year 2025
Assessed Value
$10,200

Facts & Features

Home Facts

Type Land
Style Residential
Lot Size 2.55 acres

Exterior

Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Utilities

Electric At Street
Water At Street
Sewer Private Sewer, Perc Test On File
Gas None
Other None
Annual Tax $129
Assessed Value $10,200
Seller Disclosures Stay Away From Dilapidated Cinder Block Building In Back: Do Not Enter. Buyer And Buyers Agent To Do Due Diligence With Town Of Oxford To Confirm All Attached Documents And Ability To Build. Seller Of This Property Is Also The Licensed Real Estate Salesperson Representing The Sale Of This Property.
Possession None
Accepted Financing None
Structure Type []
Documents Perc Test, Septic Design, Land Survey (3)
County Worcester
Total market time (incl. prior listings) 123 days

Property Overview

Property Type
Residential
Listing Type
Land

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Structure Type:
Exterior Materials:
Roof:
Foundation:

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source: At Street
Sewer: Private Sewer, Perc Test On File
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Easements, Level, Wetlands, Wooded, Cleared, Lot Staked
Road Surface: Paved

Parking & Garage

Parking Features:

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, River, Lake/Pond, River, 1 to 2 Mile To Beach, Beach Ownership(Public)
Community Amenities: Walk/Jog Trails, Conservation Area, Highway Access, House of Worship

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $11
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

3 Howarth Rd, Oxford MA 01540

Oxford, MA 01540

Listing Information

Listing Agent Michael Fitzgerald
Listing Office Executive Real Estate, Inc.
Office Phone 413-596-2212
Agent MLS ID CN226882
Office MLS ID AC1693
Listing Data Updated Jul 24, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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