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287 Pine St, Gardner MA 01440

Gardner, MA 01440
$399,000
Est. $2,592/month
3
Beds
2
Baths
1,738
Sq Ft
$230
Price/Sq Ft
0.18
Acres
1910
Year Built
12 hours 37 minutes
Time on Market
Active Open House Listed Jun 24, 2026 • MLS# 73540960 Copied!

About this home

This well-maintained two-family property presents an excellent opportunity for investors or owner-occupants seeking rental income. The first-floor unit features a comfortable 1-bedroom layout with the option of adding a second bedroom. As well as the convenience of laundry located in the basement. The second-floor unit offers 2 bedrooms and a functional floor plan designed for comfortable living, with laundry hookups in unit. Both units showcase beautiful hardwood floors, adding warmth and character throughout. With separate living spaces and strong rental appeal, this property is ideal for expanding your investment portfolio or generating supplemental income. Off street parking. Detached garage for potential additional income. One unit potentially delivered empty. Conveniently located and full of potential, this multi-family home is a fantastic opportunity you won't want to miss. Schedule your showing today!

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Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1910
Bedrooms
3
Full Bathrooms
2
Living Area
1,738 sq ft
Total Rooms
10
Stories
2
Levels
2

Open House Schedule

27
Jun
Saturday, June 27
11:00 AM - 12:30 PM EDT
25
Jun
Thursday, June 25
4:30 PM - 6:00 PM EDT

Facts & Features

1 Car Garage

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1910
Living Area 1,738 sq ft
Lot Size 0.18 acres
Bedrooms 3
Full Baths 2
Total Rooms 10

Interior

Heating Baseboard, Natural Gas
Cooling None
Flooring Hardwood
Appliances Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Walk-out Access, Concrete, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup
Features Bathroom With Tub & Shower, Internet Available - Unknown, Ceiling Fan(s), Living Room, Kitchen, Laundry Room

Exterior

Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Garage Spaces 1
Has Garage Yes
Features Off Street
Total Spaces 5

Utilities

Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $4,495
Assessed Value $326,400

Interior Features

Flooring: Hardwood
Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features: Bathroom With Tub & Shower, Internet Available - Unknown, Ceiling Fan(s), Living Room, Kitchen, Laundry Room
Windows:
Basement: Full, Walk-Out Access, Concrete, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1910
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 2

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 2
Cooling: None
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Gentle Sloping
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 5
Parking Features: Off Street

Location

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Neighborhood

287 Pine St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $375
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 24, 2026
$399,000
Original listing
Agent: Team Molet Office: Keller Williams Realty North Central

Price & Status History

Date Event Price Change
Jun 24, 2026 New Listing Added $399,000

Market Statistics

Time on Market
12 hours 37 minutes
Price per Sq Ft
$230

Tax History

Year Taxes Assessment
2026 $4,495 $326,400

Financial Details

Annual Property Tax
$4,495
Tax Year 2026
Assessed Value
$326,400

Listing Information

Listing Agent Team Molet
Listing Office Keller Williams Realty North Central
Agent MLS ID TM341770
Office MLS ID K95580
Listing Data Updated Jun 24, 2026 12:58 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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