284 Water St, Fitchburg MA 01420

Fitchburg, MA 01420
$325,000
Est. $2,069/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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7,920
Sq Ft
$41
Price/Sq Ft
0.12
Acres
1890
Year Built
-1
Days on Market
Sale Pending Listed Aug 3, 2026 • MLS# 73558222 Copied! • Updated Sep 16, 2026

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About this home

Excellent investor opportunity!!!

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A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Aug 3, 2026
$325,000
Original listing
Agent: Tracy Sladen Office: LAER Realty Partners

Tax History

Year Taxes Assessment
2025 $2,703 —

Financial Details

Annual Property Tax
$2,703
Tax Year 2025

Facts & Features

Home Facts

Type Commercial Sale
Year Built 1890
Living Area 7,920 sq ft
Lot Size 0.12 acres
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None

Utilities

Electric None
Water None
Sewer None
Gas None
Other Public Water, Public Sewer

Financial

Annual Tax $2,703
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Documents None
County Worcester

Property Overview

Listing Type
Sale Pending
Year Built
1890
Living Area
7,920 sq ft

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1890
Structure Type:
Exterior Materials:
Roof: Rubber
Foundation:

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source:
Sewer:
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:
School District
Fitchburg School District local
C+
⚠ School Safety 2024-25
8.1% Above Average
4.6% Suspensions 4.6% In-School 3.5% Emergency
↑ 2.6% above state avg
E

Elementary Schools

5 schools
St. Bernard Elementary School
0.6 mi
Grades PK-08
Applewild School
1.4 mi
Grades K-09
C-
South Street Early Learning Center
0.5 mi | #697 of 825 | Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
569 students Diverse
Diverse Student Body
Grades PK-K
C
McKay Elementary School
1.2 mi | #658 of 825 | Score: 37.9
Improved 73 spots from last year
-20.3 below state avg
736 students Diverse
Rising School
Grades 01-05
C
Reingold Elementary School
2.0 mi | #606 of 825 | Score: 40.4
Improved 117 spots from last year
-17.8 below state avg
619 students Diverse
Rising School Diverse Student Body
Grades 01-05
M

Middle Schools

2 schools
D
Arthur M Longsjo Middle School
0.8 mi | #328 of 352 | Score: 28.6
Improved 12 spots from last year
-29.6 below state avg
577 students Diverse
Grades 06-08
C
Memorial Middle School
1.1 mi | #280 of 352 | Score: 33.8
Dropped 10 spots from last year
-24.4 below state avg
620 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

6 schools
C+
Sizer School: A North Central Charter Essential School
1.8 mi | #221 of 346 | Score: 50.3
Improved 25 spots from last year
-8 below state avg
270 students Diverse
Strong AP Program Early College Program Rising School College Ready Curriculum
Grades 07-12
St. Bernard's Central Catholic High School
0.4 mi
Grades 09-12
Notre Dame Preparatory High School
0.4 mi
Grades 09-12
C-
Goodrich Academy
0.5 mi | #23 of 25 | Score: 22.0
Improved 363 spots from last year
-36.2 below state avg
101 students Diverse
Rising School
Grades 09-12
C
Fitchburg High School
3.2 mi | #263 of 346 | Score: 46.3
Improved 29 spots from last year
-11.9 below state avg
1,305 students Diverse
15 sports • 1,110 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
A
Montachusett Regional Vocational Technical School
3.6 mi | #66 of 346 | Score: 65.0
Improved 9 spots from last year
+6.8 above state avg
1,403 students Moderate
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Attendance
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $225
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

284 Water St, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent Tracy Sladen
Listing Office LAER Realty Partners
Office Phone 978-537-4971
Agent MLS ID H8000624
Office MLS ID AN8813
Listing Data Updated Sep 16, 2026 9:54 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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