28 Cedar St, Ludlow MA 01056

Ludlow, MA 01056
$340,000
$325,000
Est. $2,153/month
3
Beds
1.5
Baths
1,368
Sq Ft
$238
Price/Sq Ft
0.14
Acres
1880
Year Built
2
Garage Spaces
22
Days on Market
Sale Pending Price Drop -$15,000 Listed Jul 10, 2026 • MLS# 73547407 Copied! • Updated Aug 2, 2026

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About this home

Welcome to 28 Cedar Street! This charming 3-bedroom, 1.5-bath home offers 1,368 square feet of comfortable living space with plenty of character. Built in 1880, it features a functional layout that is move-in ready and waiting for its next owners. Enjoy a private backyard with a patio, perfect for relaxing or entertaining, along with a full basement that provides plenty of storage space. Conveniently located near schools, shopping, restaurants, and major routes, this home is a great opportunity to enjoy all that Ludlow has to offer.

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
4.4%
Price Range

Property Timeline

Pending Sale
Aug 2, 2026
Offer accepted, sale pending
Price Reduced
Jul 17, 2026
$325,000 $15,000 (-4.41%)
From $340,000 to $325,000 (-4.4%)
🏠
Listed for Sale
Jul 10, 2026
$340,000
Original listing
Office: BKaye Realty

Tax History

Year Taxes Assessment
2026 $3,718 $232,200

Financial Details

Annual Property Tax
$3,718
Tax Year 2026
Assessed Value
$232,200

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1880
Living Area 1,368 sq ft
Lot Size 0.14 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Hot Water, Natural Gas
Cooling Window Unit(s), Wall Unit(s)
Flooring Tile, Vinyl, Carpet, Hardwood
Appliances Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Washer/dryer
Fireplace None
Basement Full, Concrete
Laundry Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Farmhouse
Roof Shingle
Features Porch - Enclosed, Patio, Rain Gutters, Storage, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch - Enclosed, Patio
Garage Spaces 2
Has Garage Yes
Features Detached, Storage, Workshop In Garage, Garage Faces Side, Off Street
Total Spaces 6
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $3,718
Assessed Value $232,200
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Solar Panels Are Leased Through Sunrun At $98 Per Month. Buyer To Assume The Lease.
Possession None
Accepted Financing None
Structure Type []
House Color Blue
Sq Ft Source Public Record
Sq Ft Disclosures Buyer is to verify SqFt
Documents None
County Hampden
Total market time (incl. prior listings) 23 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1880
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,368 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Tile, Vinyl, Carpet, Hardwood
Appliances: Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Washer/Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Farmhouse
Year Built: 1880
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Hot Water, Natural Gas
Cooling: Window Unit(s), Wall Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Patio, Rain Gutters, Storage, Fenced Yard
Patio & Porch: Porch - Enclosed, Patio
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 6
Parking Features: Detached, Storage, Workshop in Garage, Garage Faces Side, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $310
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

28 Cedar St, Ludlow MA 01056

Ludlow, MA 01056

Listing Information

Listing Agent Abby Sullivan
Listing Office BKaye Realty
Office Phone 413-693-2460
Agent MLS ID CN247814
Office MLS ID AC1909
Listing Data Updated Aug 2, 2026 8:49 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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