27 Regan St, Gardner MA 01440
Gardner, MA 01440
$530,000
Est. $3,447/month
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Open House Schedule
12
Sep
Saturday, September 12
1:00 PM - 3:00 PM EDT
13
Sep
Sunday, September 13
1:00 PM - 3:00 PM EDT
About this home
BEAUTIFULLY MAINTAINED & THOUGHTFULLY UPDATED THREE-FAMILY! This beautifully three-family home was updated in 2015, with numerous improvements including updated plumbing, electrical wiring, roof, Anderson windows, rear egress, fencing, and furnaces. Each unit offers a spacious layout with generously sized rooms, featuring two 3-bedroom units and one 2-bedroom unit. The mudrooms provide additional storage and functionality, making each apartment comfortable, practical, and appealing to tenants. The property also offers off-street parking, a highly desirable feature that adds convenience for tenants and additional value for owners. Outside, beautiful perennial landscaping creates excellent curb appeal and showcases the pride of ownership throughout the property. Whether you're an investor looking to add a solid multi-family asset to your portfolio or an owner-occupant looking to offset your housing costs with rental income, this property offers an attractive combination of updates, spacious apartments, parking, functionality, and long-term investment potential. //PACKAGE OPPORTUNITY//: This property may also be available as part of a package with 17 Regan St., Gardner, subject to the terms and timing. Check out MLS #
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 8, 2026
$530,000
Original listing
Agent: Michele Mathieu
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/08/2026 | 🏠 Listed for Sale | $530,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,807 | $494,300 |
Financial Details
Annual Property Tax
$6,807
Tax Year 2026
Assessed Value
$494,300
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family - 3 Units Up/Down
Year Built
1900
Living Area
3,049 sq ft
Lot Size
0.09 acres
Stories
3
Bedrooms
8
Full Baths
3
Total Rooms
16
Investment Metrics
Units
3
Unit 1 Rent
— · N
Unit 2 Rent
$1,200/mo · Y
Unit 3 Rent
$1,200/mo · Y
Total Monthly Rent
$2,400/mo
Gross Income
$28,800
Net Operating Income
$28,800
Cap Rate
5.43%
Interior
Heating
Baseboard, Natural Gas
Cooling
Window Unit(s)
Flooring
Vinyl, Laminate, Carpet, Tile
Appliances
Range, Refrigerator
Fireplace
None
Basement
Full, Interior Entry
Laundry
None
Features
Ceiling Fan(s), Pantry, Bathroom With Tub & Shower, Living Room, Kitchen, Mudroom
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
Fenced/enclosed
Patio/Porch
None
Parking
Features
Shared Driveway, Off Street, Paved
Total Spaces
6
Utilities
Electric
Circuit Breakers, 200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$6,807
Assessed Value
$494,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
The Left Side Of The Building Has An Easement. There Are Two Parking Spaces On The Left Side Of The Building, Two Parking Spaces On The Right Side, And Two Additional Parking Spaces In The Rear On The Left Side, For A Total Of Six Parking Spaces.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
white
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
8
Full Bathrooms
3
Living Area
3,049 sq ft
Total Rooms
16
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,049 sq ft above grade
0 sq ft below grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Laminate, Carpet, Tile
Appliances:
Range, Refrigerator
Interior Features:
Ceiling Fan(s), Pantry, Bathroom With Tub & Shower, Living Room, Kitchen, Mudroom
Windows:
Insulated Windows
Basement:
Full, Interior Entry
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone, Brick/Mortar, Granite
Stories:
3
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Heating Zones:
3
Cooling:
Window Unit(s)
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Fenced/Enclosed
Other Structures:
Lot Features:
Easements, Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Shared Driveway, Off Street, Paved
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
2 schools
Wachusett Hills Christian School
2.8 mi
Grades K-08
C-
Gardner Elementary School
1.4 mi
|
#677 of 825
|
Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
1 school
D
Gardner Middle School
1.4 mi
|
#335 of 352
|
Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students
Diverse
Grades 05-07
High Schools
2 schools
C+
Gardner High School
1.4 mi
|
#230 of 346
|
Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.9 mi
|
#325 of 346
|
Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
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Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$567
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
27 Regan St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Michele Mathieu
Listing Office
LAER Realty Partners
Office Phone
978-534-3100
Agent MLS ID
CN217300
Office MLS ID
AN1929
Listing Data Updated
Sep 8, 2026 10:45 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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