FeaturesFlooring - Wall to Wall Carpet
LevelSecond
27 Elm St, Ludlow MA 01056
Ludlow, MA 01056
$369,900
$349,900
Est. $2,315/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
You're going to love this one! From the moment you arrive, the charming front porch welcomes you into this beautiful 7 room, three-bedroom colonial filled with warmth, character and wonderful updates. Step inside to gorgeous bamboo flooring flowing throughout the living room, dining room and kitchen, complemented by beautiful crown molding in both the living and dining rooms. And then there's kitchen-it's truly the showstopper! Stunning cabinetry, solid countertops, tile backsplash, stainless steel appliances, a dramatic hood vent over the stove and a large beautiful island, additionally a back pantry which creates additional storage. A full bath wtih tiled flooring and a tub/shower combination complete the first floor. Upstairs you'll find three generously sized, carpeted bedrooms, a second full bath featuring tiled flooring and a tiled shower, plus a small office that's perfect for working from home, studying or creating your own quiet retreat. Outside is just as inviting! The yard is surrounded by beautiful gardens, offering a wonderful setting for summer gatherings, gardening or simply relaxing at home. A detached one-car garage adds even more convenience. Charming, spacious and highlighted by a kitchen you'll absolutely fall in love with- this is one you won't want to miss! Gas heat & central air too!
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Recently Sold Nearby
Price & Status History
Market Insights
1
Price Changes
5.4%
Price Range
Property Timeline
Status: Active under contract
Sep 29, 2026
Active → Active Under Contract
Pending Sale
Sep 28, 2026
Offer accepted, sale pending
Price Reduced
Sep 18, 2026
$349,900
$20,000
(-5.41%)
From $369,900 to $349,900 (-5.4%)
Listed for Sale
Sep 10, 2026
$369,900
Original listing
Agent: The Neilsen Team
Office: The Neilsen Team
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/29/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 09/28/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 09/18/2026 | ↓ Price Reduced | $349,900 | $20,000 | - | From $369,900 to $349,900 (-5.4%) |
| 09/10/2026 | 🏠 Listed for Sale | $369,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,143 | $258,800 |
Financial Details
Annual Property Tax
$4,143
Tax Year 2026
Assessed Value
$258,800
Facts & Features
1 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1905
Living Area
1,468 sq ft
Lot Size
0.20 acres
Bedrooms
3
Full Baths
2
Total Rooms
7
Interior
Heating
Forced Air, Natural Gas
Cooling
Central Air
Flooring
Flooring - Wall To Wall Carpet
Appliances
Range, Refrigerator
Fireplace
None
Basement
Full
Laundry
In Basement
Features
Den
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Porch, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Porch
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Paved Drive
Total Spaces
3
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,143
Assessed Value
$258,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Showings To Start At The Open House On Saturday, September 12th.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Tan
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
33 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1905
Bedrooms
3
Full Bathrooms
2
Living Area
1,468 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,468 sq ft above grade
FeaturesFlooring - Wall to Wall Carpet
LevelSecond
FeaturesBathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesFlooring - Wall to Wall Carpet
LevelSecond
FeaturesPantry, Kitchen Island, Stainless Steel Appliances, Gas Stove, Lighting - Pendant
LevelFirst
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
LevelFirst
FeaturesCrown Molding
LevelFirst
FeaturesCrown Molding
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
KKitchen (1)
BRBedroom (3)
BABathroom (2)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Flooring - Wall to Wall Carpet
Appliances:
Range, Refrigerator
Interior Features:
Den
Windows:
Basement:
Full
Laundry:
In Basement
Security:
Construction & Materials
Style:
Colonial
Year Built:
1905
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Utilities & Systems
Heating:
Forced Air, Natural Gas
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Fenced Yard
Patio & Porch:
Porch
Fencing:
Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
3
Parking Features:
Detached, Paved Drive
Nearby Schools
School District
Ludlow School District local
C
School Safety
2024-25
3.9%
Above Average
3.9%
Suspensions
0.3%
In-School
1.6% below state avg
Elementary Schools
3 schools
St. John The Baptist School
0.3 mi
Grades PK-08
C-
Indian Orchard Elementary School
0.7 mi
|
#675 of 825
|
Score: 37.2
Improved 127 spots from last year
-21 below state avg
556 students
Diverse
Rising School
Grades PK-05
East Street Elementary School
0.7 mi
358 students
Moderate
Grades PK-01
Middle Schools
3 schools
F
John F Kennedy Middle School
1.6 mi
|
#342 of 352
|
Score: 25.2
Dropped 5 spots from last year
-33.1 below state avg
365 students
Moderate
Grades 06-08
B+
Wilbraham Middle School
2.3 mi
|
#114 of 352
|
Score: 48.1
Improved 65 spots from last year
-10.1 below state avg
610 students
Moderate
Rising School
Strong Attendance
Grades 06-08
C
John J. Duggan Middle School
3.9 mi
|
#251 of 346
|
Score: 47.1
Improved 35 spots from last year
-11.1 below state avg
843 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
High Schools
3 schools
F
Springfield Public Day High School
1.3 mi
|
#336 of 346
|
Score: 22.5
Dropped 85 spots from last year
-35.7 below state avg
58 students
Moderate
College Ready Curriculum
Grades 09-12
B-
Ludlow Senior High School
1.4 mi
|
#194 of 346
|
Score: 52.7
Dropped 44 spots from last year
-5.5 below state avg
724 students
Moderate
18 sports
• 1,236 athletes
Strong AP Program
Career Tech Programs
Strong Athletics
Grades 09-12
Sunshine Village
2.1 mi
Grades 11-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$345
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
27 Elm St, Ludlow MA 01056
Ludlow, MA 01056
Listing Information
Listing Agent
The Neilsen Team
Listing Office
The Neilsen Team
Office Phone
413-313-4465
Agent MLS ID
TM351531
Office MLS ID
AN9124
Listing Data Updated
Oct 14, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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