265 Pine St, Gardner MA 01440
Gardner, MA 01440
$380,000
Est. $2,500/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
03
Oct
Saturday, October 3
11:00 AM - 12:30 PM EDT
About this home
Spacious 1,920 sq. ft. Colonial offering plenty of room to live, work, and entertain! The home features a finished basement, a 2-car garage, and a wonderful four-season enclosed porch with skylights, creating a bright and inviting space to enjoy year-round.The second floor offers potential for an in-law setup, providing flexibility for extended family, guests, or additional living space. Recent updates include newer siding and windows, both installed within the past seven years, along with a 2014 furnace and new hot water tank installed in 2025.With generous living space, valuable updates, a two-car garage, and versatile spaces throughout, this home offers a great combination of comfort, functionality, and potential.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 1, 2026
$380,000
Original listing
Agent: Gretchen Tully
Office: Coldwell Banker Realty - Leominster
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/01/2026 | 🏠 Listed for Sale | $380,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,541 | $329,800 |
Financial Details
Annual Property Tax
$4,541
Tax Year 2026
Assessed Value
$329,800
Facts & Features
2 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1900
Living Area
1,920 sq ft
Lot Size
0.31 acres
Bedrooms
3
Full Baths
3
Total Rooms
7
Interior
Heating
Steam, Oil
Cooling
None
Flooring
Wood, Tile, Carpet
Appliances
Electric Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace
None
Fireplaces
1
Basement
Full, Partially Finished, Walk-out Access, Interior Entry, Garage Access
Laundry
Electric Dryer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Porch - Enclosed, Deck, Rain Gutters
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch - Enclosed, Deck
Parking
Garage Spaces
2
Has Garage
Yes
Features
Under, Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Dryer
Financial
Annual Tax
$4,541
Assessed Value
$329,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
3
Living Area
1,920 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,920 sq ft above grade
860 sq ft below grade
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed, Deck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Carpet
Appliances:
Electric Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Full, Partially Finished, Walk-Out Access, Interior Entry, Garage Access
Laundry:
Electric Dryer Hookup
Security:
Construction & Materials
Style:
Colonial
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter, Block
Heating, Cooling & Utilities
Heating:
Steam, Oil
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed, Deck, Rain Gutters
Patio & Porch:
Porch - Enclosed, Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
4
Parking Features:
Under, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Conservation Area, Highway Access, House of Worship, Public School, University
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
2 schools
Wachusett Hills Christian School
2.4 mi
Grades K-08
C-
Gardner Elementary School
1.1 mi
|
#677 of 825
|
Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
1 school
D
Gardner Middle School
1.3 mi
|
#335 of 352
|
Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students
Diverse
Grades 05-07
High Schools
2 schools
C+
Gardner High School
1.2 mi
|
#230 of 346
|
Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.6 mi
|
#325 of 346
|
Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$378
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
265 Pine St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Gretchen Tully
Listing Office
Coldwell Banker Realty - Leominster
Office Phone
978-840-4014
Agent MLS ID
CN232705
Office MLS ID
AN6215
Listing Data Updated
Oct 1, 2026 9:27 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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