262 Essex St, Swampscott MA 01907

Swampscott, MA 01907
$720,000
Est. $4,538/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
1.5
Baths
1,998
Sq Ft
$360
Price/Sq Ft
0.32
Acres
1920
Year Built
3
Garage Spaces
20 minutes
Time on Market
For Sale Open House Listed Sep 14, 2026 • MLS# 73576674 Copied! • Updated Sep 14, 2026

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Open House Schedule

17
Sep
Thursday, September 17
4:30 PM - 6:00 PM EDT
20
Sep
Sunday, September 20
1:30 PM - 3:00 PM EDT
19
Sep
Saturday, September 19
12:00 PM - 1:30 PM EDT

About this home

First-time homebuyers, take notice! This spacious home offers an exceptional opportunity to build equity while making it your own. Featuring four bedrooms, one-and-a-half baths, and three levels of living space, the home boasts generously proportioned rooms, high ceilings, abundant closet space, beautiful hardwood floors, and ceiling fans throughout.Car enthusiasts and hobbyists will appreciate the rare stone garage, offering parking for up to three vehicles, a dedicated workshop, and an attached screened room. Situated on a generous 13,000+ square-foot lot, the property also provides plenty of open yard space for outdoor activities, gardening, and entertaining. Conveniently located approximately an eight-minute walk from the commuter rail, one block from Swampscott High School, and about a mile from Vinnin Square, this home combines space, potential, and accessibility in a desirable location.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 14, 2026
$720,000
Original listing
Agent: Gingle-Lerman Realty Group Office: William Raveis R.E. & Home Services

Tax History

Year Taxes Assessment
2026 $8,370 $697,500

Financial Details

Annual Property Tax
$8,370
Tax Year 2026
Assessed Value
$697,500

Facts & Features

3 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1920
Living Area 1,998 sq ft
Lot Size 0.32 acres
Bedrooms 4
Full Baths 1
Half Baths 1
Total Rooms 8

Interior

Heating Forced Air, Oil
Cooling None
Flooring Wood, Vinyl
Appliances Gas Water Heater, Range, Refrigerator
Fireplace None
Fireplaces 1
Basement Full, Bulkhead, Unfinished
Laundry None
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch - Screened, Patio, Rain Gutters, Storage, Garden
Pool None
Spa None
Fencing None
Patio/Porch Screened, Patio
Garage Spaces 3
Has Garage Yes
Features Detached, Garage Door Opener, Storage, Workshop In Garage, Garage Faces Side, Oversized, Paved Drive, Off Street, Driveway, Paved
Total Spaces 8
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $8,370
Assessed Value $697,500
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Central Air, Dw And Some Ac Window Units Not Working. Sold As Is Seller Has Not Lived In The House. Buyer To Do Due Diligence.
Possession None
Accepted Financing None
Structure Type []
House Color Tan
Sq Ft Source Measured
Sq Ft Disclosures Front porch is not included in public records as finished and heated
Documents None
County Essex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,998 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Wood, Vinyl
Appliances: Gas Water Heater, Range, Refrigerator
Interior Features:
Windows:
Basement: Full, Bulkhead, Unfinished
Laundry:
Security:

Construction & Materials

Style: Colonial
Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Forced Air, Oil
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Screened, Patio, Rain Gutters, Storage, Garden
Patio & Porch: Screened, Patio
Fencing:
Other Structures:
Lot Features: Gentle Sloping
Road Frontage: 50.00 ft
Road Surface: Paved

Parking & Garage

Garage Spaces: 3
Total Parking Spaces: 8
Parking Features: Detached, Garage Door Opener, Storage, Workshop in Garage, Garage Faces Side, Oversized, Paved Drive, Off Street, Driveway, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Park, Public School, T-Station, Sidewalks
School District
Swampscott School District local
B
🎓 Where Graduates Go Class of 2021
78% attend college
73% 4-Year 5% 2-Year 38% Out of State 4% Working
School Safety 2024-25
1.2% Low
1.2% Suspensions 0.4% In-School
4.3% below state avg
E

Elementary Schools

1 school
B+
Swampscott Elementary School
1.0 mi | #314 of 825 | Score: 50.3
Dropped 42 spots from last year
-7.9 below state avg
Limited historical data for year-over-year comparison
745 students Moderate
Grades K-04
M

Middle Schools

1 school
B+
Swampscott Middle School
0.8 mi | #122 of 352 | Score: 47.4
Dropped 51 spots from last year
-10.9 below state avg
663 students Moderate
Grades PK-08
H

High Schools

1 school
A-
Swampscott High School
0.1 mi | #101 of 346 | Score: 60.3
Dropped 69 spots from last year
+2.1 above state avg
675 students Moderate
18 sports • 1,578 athletes
Strong AP Program Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $698
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

262 Essex St, Swampscott MA 01907

Swampscott, MA 01907

Listing Information

Listing Agent Gingle-Lerman Realty Group
Listing Office William Raveis R.E. & Home Services
Office Phone 781-631-1199
Agent MLS ID TM331675
Office MLS ID M95385
Listing Data Updated Sep 14, 2026 11:07 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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