262 Chestnut St, Gardner MA 01440

Gardner, MA 01440
$499,000
Est. $3,224/month
4
Beds
2
Baths
2,531
Sq Ft
$197
Price/Sq Ft
0.28
Acres
1920
Year Built
2
Garage Spaces
26
Days on Market
Sale Pending Listed Jun 23, 2026 • MLS# 73540168 Copied! • Updated Jul 22, 2026

About this home

Set behind a stately pillared entrance, this character-filled 1920 Cape showcases over 20 years of thoughtful updates. A spacious foyer welcomes you inside where HW floors flow throughout the sun-drenched LR featuring beautiful original woodwork, French doors & fireplace. The formal DR opens to a covered side patio & gravel fire pit area—perfect for entertaining & connects to a desirable butler’s pantry. The remodeled Kitchen shines w/ gray shaker cabinets, white subway tile backsplash, SS appliances & mudroom access. Two 1st floor BRs & a full BA complete the main level. Upstairs find 2 spacious BRs, a full BA & dormered sitting area. Enjoy abundant closet space, 1100+ sq. ft. of basement storage w/ 2 bonus rms, a detached garage & shed. Major updates include newer windows & doors (2018), most appliances within 5 years, gutters & 2024 water heater. Conveniently located just minutes from shopping, dining, parks & only 1 mi from Rt 2.

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Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Jul 7, 2026
Active → Active Under Contract
Pending Sale
Jul 6, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Jun 23, 2026
$499,000
Original listing
Agent: Blood Team Office: Keller Williams Realty - Merrimack

Tax History

Year Taxes Assessment
2026 $6,011 $436,500

Financial Details

Annual Property Tax
$6,011
Tax Year 2026
Assessed Value
$436,500

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1920
Living Area 2,531 sq ft
Lot Size 0.28 acres
Bedrooms 4
Full Baths 2
Total Rooms 7

Interior

Heating Baseboard, Natural Gas, Other
Cooling None
Flooring Tile, Laminate, Hardwood
Appliances Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Fireplaces 1
Basement Full, Interior Entry, Bulkhead, Sump Pump, Concrete, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle, Rubber
Features Porch, Covered Patio/deck, Storage, Professional Landscaping
Pool None
Spa None
Fencing None
Patio/Porch Porch, Covered
Garage Spaces 2
Has Garage Yes
Features Detached, Paved Drive, Off Street
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer, Washer Hookup
Annual Tax $6,011
Assessed Value $436,500
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color white
Sq Ft Source Measured
Documents None
County Worcester
Total market time (incl. prior listings) 28 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1920
Bedrooms
4
Full Bathrooms
2
Living Area
2,531 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Tile, Laminate, Hardwood
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows: Insulated Windows, Storm Window(s)
Basement: Full, Interior Entry, Bulkhead, Sump Pump, Concrete, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Shingle, Rubber
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas, Other
Heating Zones: 4
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Covered Patio/Deck, Storage, Professional Landscaping
Patio & Porch: Porch, Covered
Fencing:
Other Structures:
Lot Features: Cleared, Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 4
Parking Features: Detached, Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $501
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

262 Chestnut St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Blood Team
Listing Office Keller Williams Realty - Merrimack
Office Phone 978-433-8800
Agent MLS ID TM307818
Office MLS ID AN5176
Listing Data Updated Jul 22, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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