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26 Clay Street, Cambridge MA 02140

Cambridge, MA 02140 • North Cambridge
$1,699,000
Est. $9,452/month
4
Beds
2
Baths
1,866
Sq Ft
$911
Price/Sq Ft
0.14
Acres
1893
Year Built
14 hours 20 minutes
Time on Market
Active Open House Listed Jun 25, 2026 • MLS# 73541416 Copied!

About this home

Versatile two-family on a 6,000 sf lot in North Cambridge, well suited for an owner-occupant, an income investor, or a longer-term project. Both units are currently tenanted, providing income from day one, and a detached two-car garage adds off-street parking that's rare for this part of the city. Walkable to Porter and Davis Square Red Line stations, Mass Ave restaurants and shops, and everyday grocery and errand stops. C-1 zoning, combined with Cambridge's 2025 multifamily zoning reform, expands what's possible here for a buyer with development plans. Open houses: Friday 6/26 from 5:00–6:15 PM, Saturday 6/27 from 11:00 AM–12:30 PM, Sunday 6/28 from 11:00 AM–12:30 PM.

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Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1893
Bedrooms
4
Full Bathrooms
2
Living Area
1,866 sq ft
Total Rooms
11
Stories
3
Levels
3

Open House Schedule

27
Jun
Saturday, June 27
11:00 AM - 12:30 PM EDT
26
Jun
Friday, June 26
5:00 PM - 6:15 PM EDT
28
Jun
Sunday, June 28
11:00 AM - 12:30 PM EDT

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1893
Living Area 1,866 sq ft
Lot Size 0.14 acres
Bedrooms 4
Full Baths 2
Total Rooms 11

Interior

Heating None
Cooling None
Flooring Wood
Appliances None
Fireplace None
Basement Full, Unfinished
Laundry None
Features None

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Rain Gutters, Garden
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Deck

Parking

Garage Spaces 2
Has Garage Yes
Features Paved Drive, Off Street, Assigned, Paved
Total Spaces 6

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $7,929
Assessed Value $1,157,000

Interior Features

Flooring: Wood
Appliances:
Interior Features:
Windows:
Basement: Full, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1893
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters, Garden
Patio & Porch: Porch, Deck
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street, Assigned, Paved

Location

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Neighborhood

North Cambridge

26 Clay Street, Cambridge MA 02140

Cambridge, MA 02140

Walkability

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Nearby Schools

School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
4.3% below state avg
E

Elementary Schools

3 schools
A
Benjamin Banneker Charter Public School
0.2 mi | #100 of 824 | Score: 59.4
Dropped 79 spots from last year
+1.2 above state avg
352 students Less Diverse
Grades PK-06
Wild Rose Montessori School
0.3 mi
Grades K-03
B+
Peabody School
0.4 mi | #278 of 824 | Score: 51.4
Improved 84 spots from last year
-6.8 below state avg
314 students Very Diverse
Rising School Diverse Student Body
Grades PK-05
M

Middle Schools

3 schools
A
Rindge Avenue Upper School
0.4 mi | #67 of 352 | Score: 54.3
Dropped 2 spots from last year
-3.9 below state avg
292 students Diverse
Diverse Student Body
Grades 06-08
A+
Gibbs School
1.3 mi | #31 of 352 | Score: 60.0
Improved 8 spots from last year
+1.8 above state avg
529 students Diverse
Strong Attendance
Grades 06
Allium Montessori School
1.4 mi
Grades 01-06
H

High Schools

2 schools
Curtis-Tufts School
1.5 mi
11 students Diverse
Diverse Student Body
Grades 09-12
Le Sallay Studies
1.6 mi
Grades 06-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $661
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

32.3%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Jun 25, 2026
$1,699,000
Original listing
Office: Stuart St James, Inc.
Previous Transaction - MLS #72383189
Full transaction history available when tracking began
🏷️
Previously Sold
Oct 31, 2018
$1,150,000
MLS #72383189

Price & Status History

Date Event Price Change
Jun 25, 2026 New Listing Added $1,699,000
Oct 31, 2018 Sold $1,150,000

Market Statistics

Time on Market
14 hours 20 minutes
Price per Sq Ft
$911

Tax History

Year Taxes Assessment
2026 $7,929 $1,157,000

Financial Details

Annual Property Tax
$7,929
Tax Year 2026
Assessed Value
$1,157,000

Listing Information

Listing Agent Tomas Salazar
Listing Office Stuart St James, Inc.
Agent MLS ID CN246145
Office MLS ID AC1022
Listing Data Updated Jun 25, 2026 10:10 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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