26-28 Saint James Cir, Springfield MA 01104
Springfield, MA 01104
$379,000
Est. $2,507/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Spacious Deleaded Two-Family Home with Excellent Income Potential! occupants and investors take note! This well-maintained two-family home offers generous living space, featuring 3 bedrooms and 1 bathroom in each unit, along with fresh paint and beautifully refinished floors throughout. An unfinished walk-up attic provides excellent storage or future expansion possibilities.The property is move-in ready and includes separate utilities, a detached garage with additional storage, new roof shingles, new plumbing and low-maintenance vinyl siding. Enjoy plenty of both on-street and off-street parking.The first-floor unit is currently leased, while the second-floor unit is occupied on a month-to-month basis and is expected to be vacant in December, providing flexibility for owner occupancy or market-rate rental income.Adding to the property's appeal, there is the potential for additional income from a separate in-law unit, making this an attractive opportunity for buyers seeking multiple income streams. The home's functional layout and versatile living arrangements offer endless possibilities for both homeowners and investors alike.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 29, 2026
$379,000
Original listing
Agent: Jenny Lima
Office: Coldwell Banker Realty - Marblehead
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/29/2026 | 🏠 Listed for Sale | $379,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,685 | $298,800 |
Financial Details
Annual Property Tax
$4,685
Tax Year 2025
Assessed Value
$298,800
Facts & Features
1 Car Garage
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1925
Living Area
1,872 sq ft
Lot Size
0.15 acres
Stories
4
Bedrooms
6
Full Baths
2
Total Rooms
11
Investment Metrics
Units
2
Unit 1 Rent
$2,000/mo · Y
Unit 2 Rent
$1,650/mo · N
Unit 3 Rent
— · N
Total Monthly Rent
$3,650/mo
Gross Income
$43,800
Net Operating Income
$43,800
Cap Rate
11.56%
Interior
Heating
None
Cooling
None
Flooring
Wood, Laminate
Appliances
None
Fireplace
None
Basement
Unfinished
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Other
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Garage Spaces
1
Has Garage
Yes
Features
Paved Drive, Off Street
Total Spaces
5
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$4,685
Assessed Value
$298,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1925
Bedrooms
6
Full Bathrooms
2
Living Area
1,872 sq ft
Total Rooms
11
Stories
4
Levels
4
Floor Layout
Interior Features
Flooring:
Wood, Laminate
Appliances:
Interior Features:
Windows:
Basement:
Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1925
Structure Type:
Exterior Materials:
Frame
Roof:
Other
Foundation:
Other
Stories:
4
Utilities & Systems
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
5
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
10 schools
Grace Academy
1.1 mi
Grades K-12
Academy Hill School
1.1 mi
Grades PK-08
A+
Springfield Preparatory Charter School
1.2 mi
|
#2 of 16
|
Score: 48.5
Improved 94 spots from last year
-9.8 below state avg
485 students
Moderate
Rising School
Strong Attendance
Grades K-08
D
The Springfield Virtual School
1.3 mi
|
#326 of 346
|
Score: 30.7
Improved 11 spots from last year
-27.5 below state avg
201 students
Moderate
College Ready Curriculum
Grades PK-12
A
Alfred G. Zanetti Montessori Magnet School
1.3 mi
|
#3 of 16
|
Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
436 students
Diverse
Rising School
Grades PK-08
Your Educational Success Academy
1.9 mi
Grades K-12
B
Veritas Preparatory Charter School
2.5 mi
|
#12 of 25
|
Score: 34.5
Improved 339 spots from last year
-23.8 below state avg
769 students
Moderate
Early College Program
Rising School
Grades 05-12
St. Michael's Academy
2.8 mi
Grades PK-08
Pioneer Valley Christian Academy
3.1 mi
Grades PK-12
Mill Pond School
3.8 mi
Grades PK-12
Middle Schools
10 schools
C
John J. Duggan Middle School
2.3 mi
|
#251 of 346
|
Score: 47.1
Improved 35 spots from last year
-11.1 below state avg
843 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
C-
Van Sickle Prep School
0.5 mi
|
#15 of 16
|
Score: 21.0
Improved 330 spots from last year
-37.2 below state avg
207 students
Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
0.5 mi
|
#10 of 16
|
Score: 28.1
Improved 340 spots from last year
-30.1 below state avg
256 students
Moderate
Rising School
Grades 06-08
C+
STEM Middle Academy
1.0 mi
|
#12 of 16
|
Score: 24.5
Improved 298 spots from last year
-33.7 below state avg
241 students
Diverse
Rising School
Grades 06-08
Springfield Middle School
2.1 mi
15 students
Moderate
Grades 06-08
F
Springfield Public Day Middle School
2.1 mi
|
#352 of 352
|
Score: 19.5
Improved 14 spots from last year
-38.7 below state avg
45 students
Diverse
Grades 06-08
Springfield Commonwealth Academy
2.2 mi
Grades 06-08
F
South End Middle School
2.4 mi
|
#350 of 352
|
Score: 23.0
Improved 12 spots from last year
-35.2 below state avg
176 students
Moderate
Grades 06-08
D
Springfield Legacy Academy
2.6 mi
|
#16 of 16
|
Score: 18.8
Improved 340 spots from last year
-39.4 below state avg
243 students
Less Diverse
Rising School
Grades 06-08
C
Impact Prep at Chestnut
2.6 mi
|
#13 of 16
|
Score: 23.7
Improved 350 spots from last year
-34.5 below state avg
314 students
Moderate
Rising School
Grades 06-08
High Schools
10 schools
C
The Springfield Renaissance School an Expeditionary Learning School
0.5 mi
|
#275 of 346
|
Score: 45.0
Improved 6 spots from last year
-13.2 below state avg
596 students
Diverse
High Graduation Rate
College Ready Curriculum
Grades 06-12
C-
Baystate Academy Charter Public School
1.1 mi
|
#306 of 346
|
Score: 37.1
Improved 37 spots from last year
-21.1 below state avg
344 students
Diverse
Rising School
College Ready Curriculum
Grades 06-12
C
Emergence Academy
1.7 mi
|
#21 of 25
|
Score: 26.2
Improved 356 spots from last year
-32 below state avg
376 students
Diverse
Rising School
Diverse Student Body
Grades 06-12
C-
Conservatory of the Arts
1.8 mi
|
#303 of 346
|
Score: 37.6
Improved 2 spots from last year
-20.6 below state avg
292 students
Moderate
High Graduation Rate
College Ready Curriculum
Grades 06-12
C+
Libertas Academy Charter School
2.1 mi
|
#238 of 346
|
Score: 48.5
Improved 106 spots from last year
-9.8 below state avg
592 students
Moderate
7 sports
• 134 athletes
Rising School
Grades 06-12
C
Springfield Central High School
0.9 mi
|
#261 of 346
|
Score: 46.4
Improved 38 spots from last year
-11.8 below state avg
2,015 students
Diverse
17 sports
• 1,176 athletes
Rising School
College Ready Curriculum
Strong Athletics
Grades 09-12
A
Roger L. Putnam Vocational Technical Academy
1.1 mi
|
#6 of 25
|
Score: 50.3
Improved 257 spots from last year
-7.9 below state avg
1,377 students
Moderate
High Graduation Rate
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
F
Springfield International Academy at Sci-Tech
1.2 mi
|
#340 of 346
|
Score: 20.7
Dropped 40 spots from last year
-37.5 below state avg
52 students
Diverse
Career Tech Programs
College Ready Curriculum
Diverse Student Body
Grades 09-12
C-
Springfield High School of Science and Technology
1.2 mi
|
#311 of 346
|
Score: 36.3
Dropped 1 spots from last year
-21.9 below state avg
1,147 students
Moderate
13 sports
• 870 athletes
Career Tech Programs
College Ready Curriculum
Grades 09-12
F
Phoenix Academy Public Charter High School, Springfield
1.4 mi
|
#343 of 346
|
Score: 20.1
Improved 5 spots from last year
-38.1 below state avg
175 students
Moderate
College Ready Curriculum
Grades 09-12
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Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$390
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
26-28 Saint James Cir, Springfield MA 01104
Springfield, MA 01104
Listing Information
Listing Agent
Jenny Lima
Listing Office
Coldwell Banker Realty - Marblehead
Office Phone
781-631-9511
Agent MLS ID
CN248312
Office MLS ID
AN6221
Listing Data Updated
Oct 29, 2026 10:25 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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