26-28 Birch St, Ludlow MA 01056
Ludlow, MA 01056
$439,000
Est. $2,843/month
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About this home
Welcome to this spacious duplex townhouse-style property offering 5 bedrooms and 2.5 bathrooms, with each unit providing comfortable living space and privacy. Step into the larger unit featuring 3 bedrooms, including a first-floor bedroom with a convenient half bath, while the kitchen opens seamlessly to the dining/family room and living room with tile and laminate flooring, abundant natural light, and a warm inviting layout. The second floor offers two additional bedrooms with wall-to-wall carpeting and a full bathroom. The second unit features an eat-in kitchen and living room on the first floor, with two bedrooms and a full bathroom upstairs. Enjoy the enclosed porch, fully fenced backyard, central air, natural gas heat, separate basements, and laundry hookups in each unit. The 3-bedroom unit is vacant and ready for immediate occupancy. Conveniently located near shopping, amenities, and major highways, this property offers great flexibility for homeowners or investors.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Aug 10, 2026
Active → Active Under Contract
Pending Sale
Aug 10, 2026
Offer accepted, sale pending
Showing Instructions Updated
Jul 27, 2026
New showing requirements
Showing Instructions Updated
Jul 22, 2026
New showing requirements
Listed for Sale
Jul 21, 2026
$439,000
Original listing
Agent: Maria Crespo
Office: Keller Williams Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/10/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/10/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/27/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 07/22/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 07/21/2026 | 🏠 Listed for Sale | $439,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,074 | $316,900 |
Financial Details
Annual Property Tax
$5,074
Tax Year 2026
Assessed Value
$316,900
Facts & Features
1 Car Garage
Central AC
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Side by Side
Year Built
1914
Living Area
2,160 sq ft
Lot Size
0.14 acres
Stories
4
Bedrooms
5
Full Baths
2
Half Baths
1
Total Rooms
10
Investment Metrics
Units
2
Unit 1 Rent
$1,125/mo · Y
Unit 2 Rent
— · N
Total Monthly Rent
$1,125/mo
Gross Income
$13,500
Net Operating Income
$13,500
Cap Rate
3.08%
Interior
Heating
Natural Gas
Cooling
Central Air
Flooring
Wood, Tile, Carpet, Laminate
Appliances
Range, Dishwasher, Refrigerator
Fireplace
None
Basement
Full, Interior Entry, Concrete
Laundry
Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Rain Gutters, Sprinkler System
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Enclosed, Patio
Parking
Garage Spaces
1
Has Garage
Yes
Features
Paved Drive, Paved
Total Spaces
5
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$5,074
Assessed Value
$316,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Certified Treated
Seller Disclosures
Lead Certificates For Both Units, Other Updates Estimated Dates Roof 2018, Both Kitchens 2020, Bathrooms 2024, New Sprinkler System 2023, Chemeneys 2024, Leaf-filter 2026, Furnaces And Central Air 2014 And 2021.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
beige
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
29 days
Property Overview
Property Type
2 Family - 2 Units Side by Side
Listing Type
Sale Pending
Year Built
1914
Bedrooms
5
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,160 sq ft
Total Rooms
10
Stories
4
Levels
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,160 sq ft above grade
Display Options
Outdoor Areas
Patio & porchEnclosed, Patio
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Carpet, Laminate
Appliances:
Range, Dishwasher, Refrigerator
Interior Features:
Windows:
Basement:
Full, Interior Entry, Concrete
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1914
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Stories:
4
Heating, Cooling & Utilities
Heating:
Natural Gas
Heating Zones:
1
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Electric
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters, Sprinkler System
Patio & Porch:
Enclosed, Patio
Fencing:
Fenced
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
5
Parking Features:
Paved Drive, Paved
Nearby Schools
School District
Ludlow School District local
C
School Safety
2024-25
3.9%
Above Average
3.9%
Suspensions
0.3%
In-School
1.6% below state avg
Elementary Schools
3 schools
St. John The Baptist School
0.2 mi
Grades PK-08
East Street Elementary School
0.5 mi
358 students
Moderate
Grades PK-01
B
Harris Brook Elementary School
1.2 mi
|
#388 of 825
|
Score: 48.1
Improved 217 spots from last year
-10.1 below state avg
578 students
Moderate
Rising School
Strong Attendance
Grades 02-05
High Schools
1 school
B-
Ludlow Senior High School
1.2 mi
|
#194 of 346
|
Score: 52.7
Dropped 44 spots from last year
-5.5 below state avg
724 students
Moderate
18 sports
• 1,236 athletes
Strong AP Program
Career Tech Programs
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$423
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
26-28 Birch St, Ludlow MA 01056
Ludlow, MA 01056
Listing Information
Listing Agent
Maria Crespo
Listing Office
Keller Williams Realty
Office Phone
413-565-5478
Agent MLS ID
M8001144
Office MLS ID
M95273
Listing Data Updated
Aug 19, 2026 11:44 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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