255 Liberty Street, Lowell MA 01851
Lowell, MA 01851
$1,175,000
Est. $7,038/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
255 Liberty Street contains six (6) 1-Bedroom/1-Bathroom units with 4,603 square feet of gross living area in 7,122 square feet of gross area. The Property is situated upon a 0.13-acre parcel and features four (4) off-street parking spaces. 255 Liberty Street is well-positioned in Lowell, offering convenient access to the city’s central business district, neighborhood retail corridors, and surrounding residential areas. Tenants are responsible for gas powered heat & hot water, as well as separately metered electricity. The Landlord is responsible for providing city water & sewer. The Property benefits from strong connectivity to major regional routes including Route 110, Route 3, and Interstate 495, providing efficient access throughout the Merrimack Valley and greater Boston region. The area benefits from a strong apartment-housing demand base driven by its proximity to University of Massachusetts Lowell, which is approximately 2.0 miles from the Property and has 16,500+ students, as well as Middlesex Community College Lowell in downtown Lowell.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 21, 2026
$1,175,000
Original listing
Agent: Spencer Norton
Office: Horvath & Tremblay
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/21/2026 | 🏠 Listed for Sale | $1,175,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $10,757 | $939,400 |
Financial Details
Annual Property Tax
$10,757
Tax Year 2026
Assessed Value
$939,400
Facts & Features
Home Facts
Type
Residential Income
Style
5-9 Family
Year Built
1940
Living Area
4,603 sq ft
Lot Size
0.13 acres
Stories
5
Bedrooms
6
Full Baths
6
Total Rooms
18
Investment Metrics
Units
6
Unit 1 Rent
$1,350/mo · N
Unit 2 Rent
$1,400/mo · N
Unit 3 Rent
$1,400/mo · N
Unit 4 Rent
$1,400/mo · N
Total Monthly Rent
$5,550/mo
Gross Income
$99,900
Net Operating Income
$69,860
Operating Expenses
$30,040
Water/Sewer Expense
$2,103
Electric Expense
$660
Insurance Expense
$4,499
Cap Rate
5.95%
Interior
Heating
Natural Gas
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Unfinished
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
Slate, Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street, Paved
Total Spaces
4
Utilities
Electric
Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$10,757
Assessed Value
$939,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Yellow
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
5-9 Family
Listing Type
For Sale
Year Built
1940
Bedrooms
6
Full Bathrooms
6
Living Area
4,603 sq ft
Total Rooms
18
Stories
5
Levels
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
4,603 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1940
Structure Type:
Exterior Materials:
Roof:
Slate, Rubber
Foundation:
Stone
Stories:
5
Heating, Cooling & Utilities
Heating:
Natural Gas
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Other
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Off Street, Paved
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
3 schools
B
Charles W Morey School
0.2 mi
|
#373 of 825
|
Score: 48.4
Improved 204 spots from last year
-9.8 below state avg
503 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Community Christian Academy
0.4 mi
Grades PK-12
C+
Abraham Lincoln School
0.5 mi
|
#534 of 825
|
Score: 43.6
Improved 102 spots from last year
-14.6 below state avg
497 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
3 schools
Laura Lee Therapeutic Day School
0.6 mi
15 students
Diverse
Grades 01-08
B-
Kathryn P. Stoklosa Middle School
0.7 mi
|
#199 of 352
|
Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students
Diverse
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
0.8 mi
|
#128 of 352
|
Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
3 schools
F
The Career Academy
0.3 mi
|
#25 of 25
|
Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.1 mi
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.2 mi
|
#337 of 346
|
Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$896
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
255 Liberty Street, Lowell MA 01851
Lowell, MA 01851
Listing Information
Listing Agent
Spencer Norton
Listing Office
Horvath & Tremblay
Office Phone
781-776-4000
Agent MLS ID
CN230412
Office MLS ID
AN2723
Listing Data Updated
Sep 21, 2026 9:51 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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