249-251 College Street, Springfield MA 01109
Springfield, MA 01109
$375,000
Est. $2,416/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
**Great Investment or Owner-Occupant Opportunity!** This spacious multi-family property will be delivered **VACANT AT CLOSING**, offering flexibility for investors or owner-occupants. The first-floor unit features **2 bedrooms, a living room, dining room, kitchen, and large pantry**, with laundry hookups located in the basement. The second and third floors are combined as one expansive unit featuring **6 bedrooms, living room, dining room, kitchen, 1.5 baths, and laundry hookups in the pantry area**. Both units are heated by oil, with electric hot water tanks serving each unit. Both units get serviced yearly by Berkshire Heating & Cooling. The roof is approximately **12 years old**. Conveniently located near public transportation, schools, colleges, and universities, with easy access to local amenities. Don't miss the opportunity to own a versatile multi-family property with substantial living space and excellent potential! Please refer to Special Showing Instructions!!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 18, 2026
$375,000
Original listing
Agent: Yadira Pacheco
Office: Lock and Key Realty Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/18/2026 | 🏠 Listed for Sale | $375,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2027 | $3,832 | $240,800 |
Financial Details
Annual Property Tax
$3,832
Tax Year 2027
Assessed Value
$240,800
Facts & Features
1 Car Garage
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1922
Living Area
2,404 sq ft
Lot Size
0.13 acres
Stories
3
Bedrooms
6
Full Baths
2
Half Baths
1
Total Rooms
14
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Enclosed
Parking
Garage Spaces
1
Has Garage
Yes
Features
Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$3,832
Assessed Value
$240,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller Reserves The Right To Accept An Offer At Any Time. Active Audio & Video Recording. Property Being Sold In As Is Conditions.
Exclusions
2 Standing Freezers, 2 Chest Freezers On 2nd Fl Dining Room, Freezer In The Basement & 1st Fl Mirror
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1922
Bedrooms
6
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,404 sq ft
Total Rooms
14
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,404 sq ft above grade
Display Options
Outdoor Areas
Patio & porchEnclosed
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1922
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Brick/Mortar
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Electric
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Enclosed
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$319
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
249-251 College Street, Springfield MA 01109
Springfield, MA 01109
Listing Information
Listing Agent
Yadira Pacheco
Listing Office
Lock and Key Realty Inc.
Office Phone
413-282-8080
Agent MLS ID
CN213040
Office MLS ID
AN5521
Listing Data Updated
Sep 18, 2026 12:47 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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