Dimensions13 x 11
FeaturesCloset, Flooring - Hardwood, Lighting - Sconce
LevelSecond
246 Chestnut Street, Gardner MA 01440
Gardner, MA 01440
$479,900
Est. $3,050/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
03
Oct
Saturday, October 3
11:00 AM - 1:00 PM EDT
01
Oct
Thursday, October 1
4:00 PM - 6:00 PM EDT
04
Oct
Sunday, October 4
11:00 AM - 1:00 PM EDT
About this home
Exceptional Recent Improvements + Classic Dutch Colonial Character! Over the past year, the sellers have thoughtfully invested in this charming home with improvements focused on comfort, efficiency, safety and everyday living. Blown-in INSULATION was added to the second-floor walls and 4" of insulation to the attic; knob-and-tube WIRING was replaced and electrical service upgraded to 200 amps; a new WATER HEATER with dehumidifier was installed; and the original radiator heating was updated with a HEAT-PUMP SYSTEM providing both heating and COOLING. A PROPANE FIREPLACE insert adds warmth and ambiance to the front-to-back living room, while FRESH PAINT and WALLPAPER create a beautifully refreshed interior. The kitchen features BRAND-NEW STAINLESS APPLIANCES. Step through the welcoming vestibule into a beautiful winding craftsmanship staircase and discover the millwork charm of the early 1900s throughout this distinctive Dutch Colonial. Three bedrooms include a spacious main bedroom with walk-in closet, plus flexible additional space ideal for a home office, den, toy room or hobby area. The dining room features a built-in and picture window, while the large eat-in kitchen offers abundant cabinetry. Wood floors grace most of the home, complemented by tile in the kitchen and baths. Outside, enjoy a TWO-CAR detached garage and a wonderful courtyard-like yard with covered patio and inviting space for entertaining, relaxing or enjoying the outdoors. The LOCATION is exceptionally convenient, with easy access to major routes, schools, downtown, hospital, shopping, dining and everyday amenities. A special opportunity to own a home where timeless early-1900s CHARACTER has been thoughtfully enhanced with an impressive list of modern improvements. Come see all that has been done and appreciate the care invested in making this home ready to enjoy!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 28, 2026
$479,900
Original listing
Agent: Brenda Albert
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/28/2026 | 🏠 Listed for Sale | $479,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,083 | $369,100 |
Financial Details
Annual Property Tax
$5,083
Tax Year 2026
Assessed Value
$369,100
Facts & Features
2 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1900
Living Area
1,928 sq ft
Lot Size
0.16 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
7
Interior
Heating
Central, Heat Pump, Electric
Cooling
Central Air, Heat Pump
Flooring
Wood, Tile
Appliances
Electric Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Fireplaces
1
Basement
Full, Interior Entry, Concrete, Unfinished
Laundry
Electric Dryer Hookup, Washer Hookup, In Basement
Features
None
Exterior
Construction
Frame, Stone
Architecture
Colonial, Dutch Colonial
Roof
Shingle
Features
Porch, Patio, Rain Gutters
Pool
None
Spa
None
Fencing
Fenced/enclosed
Patio/Porch
Porch, Patio
Parking
Garage Spaces
2
Has Garage
Yes
Features
Detached, Garage Door Opener, Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers, 200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$5,083
Assessed Value
$369,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Subject To Sellers Satisfactory Relocation. Buyer/buyer Agent Must Conduct Their Own Due Diligence.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,928 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,928 sq ft above grade
Dimensions13 x 10
FeaturesCloset, Flooring - Hardwood, Lighting - Sconce
LevelSecond
Dimensions12 x 6
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Lighting - Sconce, Lighting - Overhead
LevelSecond
Dimensions18 x 12
FeaturesWalk-In Closet(s), Flooring - Hardwood, Lighting - Sconce, Lighting - Overhead
LevelSecond
Dimensions16 x 12
FeaturesFlooring - Stone/Ceramic Tile, Exterior Access, Lighting - Overhead
LevelMain,First
Dimensions6 x 2.5
FeaturesBathroom - Half, Pocket Door
LevelMain,First
Dimensions15 x 13
FeaturesFlooring - Hardwood, Lighting - Overhead
LevelMain,First
Dimensions26 x 14
FeaturesFlooring - Hardwood
LevelMain,First
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
Electric Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Full, Interior Entry, Concrete, Unfinished
Laundry:
Electric Dryer Hookup, Washer Hookup, In Basement
Security:
Construction & Materials
Style:
Colonial, Dutch Colonial
Year Built:
1900
Structure Type:
Exterior Materials:
Frame, Stone
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Central, Heat Pump, Electric
Heating Zones:
2
Cooling:
Central Air, Heat Pump
Cooling Zones:
2
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Patio, Rain Gutters
Patio & Porch:
Porch, Patio
Fencing:
Fenced/Enclosed
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
4
Parking Features:
Detached, Garage Door Opener, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Highway Access, House of Worship, Private School, Public School
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
2 schools
Wachusett Hills Christian School
2.1 mi
Grades K-08
C-
Gardner Elementary School
0.7 mi
|
#677 of 825
|
Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
1 school
D
Gardner Middle School
1.0 mi
|
#335 of 352
|
Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students
Diverse
Grades 05-07
High Schools
2 schools
C+
Gardner High School
0.9 mi
|
#230 of 346
|
Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.2 mi
|
#325 of 346
|
Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
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Including down payment
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Monthly Payment Breakdown
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Property Tax
$424
Homeowners Insurance
$200
PMI (if <20% down)
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Loan Summary
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
246 Chestnut Street, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Brenda Albert
Listing Office
LAER Realty Partners
Office Phone
978-534-3100
Agent MLS ID
H6546976
Office MLS ID
AN1929
Listing Data Updated
Sep 28, 2026 4:22 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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